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Side-by-side financial comparison of OptimumBank Holdings, Inc. (OPHC) and Vantage Corp (Singapore) (VNTG). Click either name above to swap in a different company.

OptimumBank Holdings, Inc. is the larger business by last-quarter revenue ($13.6M vs $10.4M, roughly 1.3× Vantage Corp (Singapore)). Vantage Corp (Singapore) runs the higher net margin — 45.0% vs 35.7%, a 9.3% gap on every dollar of revenue.

OptimumBank Holdings, Inc. is a Florida-based bank holding company operating the local community bank OptimumBank. It offers retail and commercial banking products including deposit accounts, loans, mortgage services and wealth management, serving individual consumers and small-to-medium enterprises in southern Florida.

Vantage Towers is a European infrastructure company headquartered in Düsseldorf, Germany. The company is involved in the construction, management, and leasing of towers, antenna masts, and other facilities to mobile network operators.

OPHC vs VNTG — Head-to-Head

Bigger by revenue
OPHC
OPHC
1.3× larger
OPHC
$13.6M
$10.4M
VNTG
Higher net margin
VNTG
VNTG
9.3% more per $
VNTG
45.0%
35.7%
OPHC

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
OPHC
OPHC
VNTG
VNTG
Revenue
$13.6M
$10.4M
Net Profit
$4.9M
$4.7M
Gross Margin
68.6%
Operating Margin
47.5%
54.1%
Net Margin
35.7%
45.0%
Revenue YoY
32.0%
Net Profit YoY
22.9%
EPS (diluted)
$-0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OPHC
OPHC
VNTG
VNTG
Q4 25
$13.6M
Q3 25
$13.0M
$10.4M
Q2 25
$12.1M
Q1 25
$10.7M
Q4 24
$10.3M
Q3 24
$10.1M
Q2 24
$9.9M
Q1 24
$9.0M
Net Profit
OPHC
OPHC
VNTG
VNTG
Q4 25
$4.9M
Q3 25
$4.3M
$4.7M
Q2 25
$3.6M
Q1 25
$3.9M
Q4 24
$3.9M
Q3 24
$3.3M
Q2 24
$3.5M
Q1 24
$2.4M
Gross Margin
OPHC
OPHC
VNTG
VNTG
Q4 25
Q3 25
68.6%
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Operating Margin
OPHC
OPHC
VNTG
VNTG
Q4 25
47.5%
Q3 25
43.5%
54.1%
Q2 25
40.2%
Q1 25
48.8%
Q4 24
51.5%
Q3 24
44.0%
Q2 24
46.9%
Q1 24
35.9%
Net Margin
OPHC
OPHC
VNTG
VNTG
Q4 25
35.7%
Q3 25
33.2%
45.0%
Q2 25
29.8%
Q1 25
36.3%
Q4 24
38.3%
Q3 24
32.8%
Q2 24
35.2%
Q1 24
26.4%
EPS (diluted)
OPHC
OPHC
VNTG
VNTG
Q4 25
$-0.08
Q3 25
$0.18
Q2 25
$0.29
Q1 25
$0.32
Q4 24
$-0.17
Q3 24
$0.15
Q2 24
$0.34
Q1 24
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OPHC
OPHC
VNTG
VNTG
Cash + ST InvestmentsLiquidity on hand
$5.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$121.9M
$-360.2K
Total Assets
$1.1B
$11.2M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OPHC
OPHC
VNTG
VNTG
Q4 25
Q3 25
$5.9M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
OPHC
OPHC
VNTG
VNTG
Q4 25
$121.9M
Q3 25
$116.9M
$-360.2K
Q2 25
$111.3M
Q1 25
$108.0M
Q4 24
$103.2M
Q3 24
$92.7M
Q2 24
$87.0M
Q1 24
$83.0M
Total Assets
OPHC
OPHC
VNTG
VNTG
Q4 25
$1.1B
Q3 25
$1.1B
$11.2M
Q2 25
$999.1M
Q1 25
$977.5M
Q4 24
$932.9M
Q3 24
$945.2M
Q2 24
$899.8M
Q1 24
$940.6M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OPHC
OPHC
VNTG
VNTG
Operating Cash FlowLast quarter
$17.8M
Free Cash FlowOCF − Capex
$16.9M
FCF MarginFCF / Revenue
124.6%
Capex IntensityCapex / Revenue
6.6%
Cash ConversionOCF / Net Profit
3.68×
TTM Free Cash FlowTrailing 4 quarters
$27.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OPHC
OPHC
VNTG
VNTG
Q4 25
$17.8M
Q3 25
$1.9M
Q2 25
$6.2M
Q1 25
$3.1M
Q4 24
$15.6M
Q3 24
$4.0M
Q2 24
$3.1M
Q1 24
$2.5M
Free Cash Flow
OPHC
OPHC
VNTG
VNTG
Q4 25
$16.9M
Q3 25
$1.9M
Q2 25
$5.9M
Q1 25
$2.9M
Q4 24
$14.6M
Q3 24
$3.9M
Q2 24
$2.7M
Q1 24
$2.3M
FCF Margin
OPHC
OPHC
VNTG
VNTG
Q4 25
124.6%
Q3 25
14.7%
Q2 25
48.5%
Q1 25
26.8%
Q4 24
141.9%
Q3 24
38.3%
Q2 24
27.5%
Q1 24
25.4%
Capex Intensity
OPHC
OPHC
VNTG
VNTG
Q4 25
6.6%
Q3 25
0.0%
Q2 25
2.5%
Q1 25
2.7%
Q4 24
9.6%
Q3 24
1.5%
Q2 24
3.6%
Q1 24
2.9%
Cash Conversion
OPHC
OPHC
VNTG
VNTG
Q4 25
3.68×
Q3 25
0.44×
Q2 25
1.71×
Q1 25
0.81×
Q4 24
3.95×
Q3 24
1.21×
Q2 24
0.89×
Q1 24
1.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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