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Side-by-side financial comparison of OptimumBank Holdings, Inc. (OPHC) and YY Group Holding Ltd. (YYGH). Click either name above to swap in a different company.

YY Group Holding Ltd. is the larger business by last-quarter revenue ($25.8M vs $13.6M, roughly 1.9× OptimumBank Holdings, Inc.). OptimumBank Holdings, Inc. produced more free cash flow last quarter ($16.9M vs $-2.6M).

OptimumBank Holdings, Inc. is a Florida-based bank holding company operating the local community bank OptimumBank. It offers retail and commercial banking products including deposit accounts, loans, mortgage services and wealth management, serving individual consumers and small-to-medium enterprises in southern Florida.

YY Group Holding Ltd is a China-headquartered digital entertainment platform operator. It mainly provides live streaming services covering diverse content categories including talent performances, gaming, music and lifestyle, primarily serving users in mainland China and selected Southeast Asian overseas markets. It also operates interactive social functions to boost user engagement on its platforms.

OPHC vs YYGH — Head-to-Head

Bigger by revenue
YYGH
YYGH
1.9× larger
YYGH
$25.8M
$13.6M
OPHC
More free cash flow
OPHC
OPHC
$19.6M more FCF
OPHC
$16.9M
$-2.6M
YYGH

Income Statement — Q4 FY2025 vs Q2 FY2025

Metric
OPHC
OPHC
YYGH
YYGH
Revenue
$13.6M
$25.8M
Net Profit
$4.9M
Gross Margin
9.2%
Operating Margin
47.5%
Net Margin
35.7%
Revenue YoY
32.0%
Net Profit YoY
22.9%
EPS (diluted)
$-0.08
$38506507.00

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OPHC
OPHC
YYGH
YYGH
Q4 25
$13.6M
Q3 25
$13.0M
Q2 25
$12.1M
$25.8M
Q1 25
$10.7M
Q4 24
$10.3M
Q3 24
$10.1M
Q2 24
$9.9M
$13.7M
Q1 24
$9.0M
Net Profit
OPHC
OPHC
YYGH
YYGH
Q4 25
$4.9M
Q3 25
$4.3M
Q2 25
$3.6M
Q1 25
$3.9M
Q4 24
$3.9M
Q3 24
$3.3M
Q2 24
$3.5M
Q1 24
$2.4M
Gross Margin
OPHC
OPHC
YYGH
YYGH
Q4 25
Q3 25
Q2 25
9.2%
Q1 25
Q4 24
Q3 24
Q2 24
13.1%
Q1 24
Operating Margin
OPHC
OPHC
YYGH
YYGH
Q4 25
47.5%
Q3 25
43.5%
Q2 25
40.2%
Q1 25
48.8%
Q4 24
51.5%
Q3 24
44.0%
Q2 24
46.9%
0.4%
Q1 24
35.9%
Net Margin
OPHC
OPHC
YYGH
YYGH
Q4 25
35.7%
Q3 25
33.2%
Q2 25
29.8%
Q1 25
36.3%
Q4 24
38.3%
Q3 24
32.8%
Q2 24
35.2%
Q1 24
26.4%
EPS (diluted)
OPHC
OPHC
YYGH
YYGH
Q4 25
$-0.08
Q3 25
$0.18
Q2 25
$0.29
$38506507.00
Q1 25
$0.32
Q4 24
$-0.17
Q3 24
$0.15
Q2 24
$0.34
Q1 24
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OPHC
OPHC
YYGH
YYGH
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
Stockholders' EquityBook value
$121.9M
Total Assets
$1.1B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Stockholders' Equity
OPHC
OPHC
YYGH
YYGH
Q4 25
$121.9M
Q3 25
$116.9M
Q2 25
$111.3M
Q1 25
$108.0M
Q4 24
$103.2M
Q3 24
$92.7M
Q2 24
$87.0M
$4.1M
Q1 24
$83.0M
Total Assets
OPHC
OPHC
YYGH
YYGH
Q4 25
$1.1B
Q3 25
$1.1B
Q2 25
$999.1M
Q1 25
$977.5M
Q4 24
$932.9M
Q3 24
$945.2M
Q2 24
$899.8M
$10.7M
Q1 24
$940.6M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OPHC
OPHC
YYGH
YYGH
Operating Cash FlowLast quarter
$17.8M
$-2.5M
Free Cash FlowOCF − Capex
$16.9M
$-2.6M
FCF MarginFCF / Revenue
124.6%
-10.2%
Capex IntensityCapex / Revenue
6.6%
0.4%
Cash ConversionOCF / Net Profit
3.68×
TTM Free Cash FlowTrailing 4 quarters
$27.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OPHC
OPHC
YYGH
YYGH
Q4 25
$17.8M
Q3 25
$1.9M
Q2 25
$6.2M
$-2.5M
Q1 25
$3.1M
Q4 24
$15.6M
Q3 24
$4.0M
Q2 24
$3.1M
Q1 24
$2.5M
Free Cash Flow
OPHC
OPHC
YYGH
YYGH
Q4 25
$16.9M
Q3 25
$1.9M
Q2 25
$5.9M
$-2.6M
Q1 25
$2.9M
Q4 24
$14.6M
Q3 24
$3.9M
Q2 24
$2.7M
Q1 24
$2.3M
FCF Margin
OPHC
OPHC
YYGH
YYGH
Q4 25
124.6%
Q3 25
14.7%
Q2 25
48.5%
-10.2%
Q1 25
26.8%
Q4 24
141.9%
Q3 24
38.3%
Q2 24
27.5%
Q1 24
25.4%
Capex Intensity
OPHC
OPHC
YYGH
YYGH
Q4 25
6.6%
Q3 25
0.0%
Q2 25
2.5%
0.4%
Q1 25
2.7%
Q4 24
9.6%
Q3 24
1.5%
Q2 24
3.6%
Q1 24
2.9%
Cash Conversion
OPHC
OPHC
YYGH
YYGH
Q4 25
3.68×
Q3 25
0.44×
Q2 25
1.71×
Q1 25
0.81×
Q4 24
3.95×
Q3 24
1.21×
Q2 24
0.89×
Q1 24
1.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OPHC
OPHC

Segment breakdown not available.

YYGH
YYGH

Segment revenue$19.3M75%
Other$5.3M21%
Other income$1.2M5%

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