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Side-by-side financial comparison of OPKO HEALTH, INC. (OPK) and CPI Card Group Inc. (PMTS). Click either name above to swap in a different company.
CPI Card Group Inc. is the larger business by last-quarter revenue ($153.1M vs $148.5M, roughly 1.0× OPKO HEALTH, INC.). CPI Card Group Inc. runs the higher net margin — 4.8% vs -21.1%, a 25.9% gap on every dollar of revenue. On growth, CPI Card Group Inc. posted the faster year-over-year revenue change (22.3% vs -19.2%). CPI Card Group Inc. produced more free cash flow last quarter ($35.2M vs $-28.6M). Over the past eight quarters, CPI Card Group Inc.'s revenue compounded faster (16.9% CAGR vs -7.5%).
OPKO Health, Inc. is a medical test and medication company focused on diagnostics and pharmaceuticals. The company is a publicly traded company on NASDAQ and TASE under the symbol "OPK".
CPI Card Group Inc. is a leading provider of payment card production and associated solutions, including contactless and contact credit/debit cards, prepaid cards, and card personalization services. It primarily serves financial institutions, fintech firms, and retail brands across its core North American market.
OPK vs PMTS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $148.5M | $153.1M |
| Net Profit | $-31.3M | $7.3M |
| Gross Margin | 43.1% | 31.5% |
| Operating Margin | -25.8% | 12.0% |
| Net Margin | -21.1% | 4.8% |
| Revenue YoY | -19.2% | 22.3% |
| Net Profit YoY | -322.8% | 8.5% |
| EPS (diluted) | $-0.04 | $0.62 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $148.5M | $153.1M | ||
| Q3 25 | $151.7M | $138.0M | ||
| Q2 25 | $156.8M | $129.8M | ||
| Q1 25 | $150.0M | $122.8M | ||
| Q4 24 | $183.6M | $125.1M | ||
| Q3 24 | $173.6M | $124.8M | ||
| Q2 24 | $182.2M | $118.8M | ||
| Q1 24 | $173.7M | $111.9M |
| Q4 25 | $-31.3M | $7.3M | ||
| Q3 25 | $21.6M | $2.3M | ||
| Q2 25 | $-148.4M | $518.0K | ||
| Q1 25 | $-67.6M | $4.8M | ||
| Q4 24 | $14.0M | $6.8M | ||
| Q3 24 | $24.9M | $1.3M | ||
| Q2 24 | $-10.3M | $6.0M | ||
| Q1 24 | $-81.8M | $5.5M |
| Q4 25 | 43.1% | 31.5% | ||
| Q3 25 | 32.9% | 29.7% | ||
| Q2 25 | 31.5% | 30.9% | ||
| Q1 25 | 28.4% | 33.2% | ||
| Q4 24 | 46.1% | 34.1% | ||
| Q3 24 | 23.1% | 35.8% | ||
| Q2 24 | 28.4% | 35.7% | ||
| Q1 24 | 24.2% | 37.1% |
| Q4 25 | -25.8% | 12.0% | ||
| Q3 25 | 31.7% | 9.4% | ||
| Q2 25 | -38.3% | 7.3% | ||
| Q1 25 | -44.8% | 11.5% | ||
| Q4 24 | -18.0% | 12.7% | ||
| Q3 24 | 8.2% | 14.3% | ||
| Q2 24 | -33.9% | 12.5% | ||
| Q1 24 | -41.2% | 12.6% |
| Q4 25 | -21.1% | 4.8% | ||
| Q3 25 | 14.3% | 1.7% | ||
| Q2 25 | -94.7% | 0.4% | ||
| Q1 25 | -45.1% | 3.9% | ||
| Q4 24 | 7.6% | 5.4% | ||
| Q3 24 | 14.3% | 1.0% | ||
| Q2 24 | -5.7% | 5.1% | ||
| Q1 24 | -47.1% | 4.9% |
| Q4 25 | $-0.04 | $0.62 | ||
| Q3 25 | $0.03 | $0.19 | ||
| Q2 25 | $-0.19 | $0.04 | ||
| Q1 25 | $-0.10 | $0.40 | ||
| Q4 24 | $0.02 | $0.56 | ||
| Q3 24 | $0.03 | $0.11 | ||
| Q2 24 | $-0.01 | $0.51 | ||
| Q1 24 | $-0.12 | $0.46 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $364.4M | $21.7M |
| Total DebtLower is stronger | $344.0M | $286.7M |
| Stockholders' EquityBook value | $1.3B | $-17.3M |
| Total Assets | $1.9B | $403.2M |
| Debt / EquityLower = less leverage | 0.27× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $364.4M | $21.7M | ||
| Q3 25 | $412.0M | $16.0M | ||
| Q2 25 | $267.3M | $17.1M | ||
| Q1 25 | $428.8M | $31.5M | ||
| Q4 24 | $426.6M | $33.5M | ||
| Q3 24 | $400.1M | $14.7M | ||
| Q2 24 | $40.6M | $7.5M | ||
| Q1 24 | $75.6M | $17.1M |
| Q4 25 | $344.0M | $286.7M | ||
| Q3 25 | $344.2M | $308.4M | ||
| Q2 25 | $343.3M | $310.9M | ||
| Q1 25 | $439.2M | $280.7M | ||
| Q4 24 | $437.2M | $280.4M | ||
| Q3 24 | $441.0M | $280.2M | ||
| Q2 24 | $201.9M | $269.7M | ||
| Q1 24 | $350.1M | $265.3M |
| Q4 25 | $1.3B | $-17.3M | ||
| Q3 25 | $1.3B | $-25.7M | ||
| Q2 25 | $1.3B | $-29.0M | ||
| Q1 25 | $1.3B | $-29.7M | ||
| Q4 24 | $1.4B | $-35.6M | ||
| Q3 24 | $1.4B | $-42.8M | ||
| Q2 24 | $1.4B | $-44.6M | ||
| Q1 24 | $1.3B | $-48.5M |
| Q4 25 | $1.9B | $403.2M | ||
| Q3 25 | $2.0B | $407.1M | ||
| Q2 25 | $2.0B | $399.8M | ||
| Q1 25 | $2.1B | $351.9M | ||
| Q4 24 | $2.2B | $349.7M | ||
| Q3 24 | $2.3B | $342.3M | ||
| Q2 24 | $2.0B | $321.4M | ||
| Q1 24 | $2.0B | $319.8M |
| Q4 25 | 0.27× | — | ||
| Q3 25 | 0.26× | — | ||
| Q2 25 | 0.26× | — | ||
| Q1 25 | 0.33× | — | ||
| Q4 24 | 0.32× | — | ||
| Q3 24 | 0.31× | — | ||
| Q2 24 | 0.14× | — | ||
| Q1 24 | 0.28× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-25.9M | $39.6M |
| Free Cash FlowOCF − Capex | $-28.6M | $35.2M |
| FCF MarginFCF / Revenue | -19.3% | 23.0% |
| Capex IntensityCapex / Revenue | 1.8% | 2.9% |
| Cash ConversionOCF / Net Profit | — | 5.39× |
| TTM Free Cash FlowTrailing 4 quarters | $-190.8M | $41.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-25.9M | $39.6M | ||
| Q3 25 | $-34.6M | $10.0M | ||
| Q2 25 | $-83.4M | $4.3M | ||
| Q1 25 | $-34.6M | $5.6M | ||
| Q4 24 | $-44.4M | $26.7M | ||
| Q3 24 | $-77.1M | $12.5M | ||
| Q2 24 | $-26.4M | $-4.8M | ||
| Q1 24 | $-35.6M | $8.9M |
| Q4 25 | $-28.6M | $35.2M | ||
| Q3 25 | $-37.8M | $5.3M | ||
| Q2 25 | $-86.7M | $533.0K | ||
| Q1 25 | $-37.7M | $292.0K | ||
| Q4 24 | $-49.8M | $21.6M | ||
| Q3 24 | $-85.0M | $11.1M | ||
| Q2 24 | $-33.7M | $-6.0M | ||
| Q1 24 | $-40.0M | $7.4M |
| Q4 25 | -19.3% | 23.0% | ||
| Q3 25 | -24.9% | 3.8% | ||
| Q2 25 | -55.3% | 0.4% | ||
| Q1 25 | -25.2% | 0.2% | ||
| Q4 24 | -27.1% | 17.3% | ||
| Q3 24 | -49.0% | 8.9% | ||
| Q2 24 | -18.5% | -5.0% | ||
| Q1 24 | -23.0% | 6.6% |
| Q4 25 | 1.8% | 2.9% | ||
| Q3 25 | 2.1% | 3.4% | ||
| Q2 25 | 2.1% | 2.9% | ||
| Q1 25 | 2.1% | 4.3% | ||
| Q4 24 | 2.9% | 4.0% | ||
| Q3 24 | 4.6% | 1.2% | ||
| Q2 24 | 4.0% | 1.0% | ||
| Q1 24 | 2.6% | 1.3% |
| Q4 25 | — | 5.39× | ||
| Q3 25 | -1.60× | 4.32× | ||
| Q2 25 | — | 8.39× | ||
| Q1 25 | — | 1.17× | ||
| Q4 24 | -3.17× | 3.94× | ||
| Q3 24 | -3.10× | 9.70× | ||
| Q2 24 | — | -0.79× | ||
| Q1 24 | — | 1.63× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OPK
| Services | $71.1M | 48% |
| Transfer Of Intellectual Property And Other | $33.7M | 23% |
| IE | $22.1M | 15% |
| Rayaldee | $8.8M | 6% |
| Barda Agreement | $6.8M | 5% |
| MX | $6.3M | 4% |
PMTS
| US Debit And Credit | $128.9M | 84% |
| US Prepaid Debit | $24.4M | 16% |
