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Side-by-side financial comparison of OPKO HEALTH, INC. (OPK) and TOMPKINS FINANCIAL CORP (TMP). Click either name above to swap in a different company.
TOMPKINS FINANCIAL CORP is the larger business by last-quarter revenue ($194.8M vs $148.5M, roughly 1.3× OPKO HEALTH, INC.). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs -21.1%, a 70.5% gap on every dollar of revenue. On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs -19.2%). TOMPKINS FINANCIAL CORP produced more free cash flow last quarter ($31.9M vs $-28.6M). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs -7.5%).
OPKO Health, Inc. is a medical test and medication company focused on diagnostics and pharmaceuticals. The company is a publicly traded company on NASDAQ and TASE under the symbol "OPK".
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
OPK vs TMP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $148.5M | $194.8M |
| Net Profit | $-31.3M | $96.2M |
| Gross Margin | 43.1% | — |
| Operating Margin | -25.8% | 71.7% |
| Net Margin | -21.1% | 49.4% |
| Revenue YoY | -19.2% | 152.7% |
| Net Profit YoY | -322.8% | 388.9% |
| EPS (diluted) | $-0.04 | $6.72 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $148.5M | $194.8M | ||
| Q3 25 | $151.7M | $87.4M | ||
| Q2 25 | $156.8M | $82.6M | ||
| Q1 25 | $150.0M | $81.7M | ||
| Q4 24 | $183.6M | $77.1M | ||
| Q3 24 | $173.6M | $76.6M | ||
| Q2 24 | $182.2M | $72.7M | ||
| Q1 24 | $173.7M | $72.8M |
| Q4 25 | $-31.3M | $96.2M | ||
| Q3 25 | $21.6M | $23.7M | ||
| Q2 25 | $-148.4M | $21.5M | ||
| Q1 25 | $-67.6M | $19.7M | ||
| Q4 24 | $14.0M | $19.7M | ||
| Q3 24 | $24.9M | $18.6M | ||
| Q2 24 | $-10.3M | $15.7M | ||
| Q1 24 | $-81.8M | $16.9M |
| Q4 25 | 43.1% | — | ||
| Q3 25 | 32.9% | — | ||
| Q2 25 | 31.5% | — | ||
| Q1 25 | 28.4% | — | ||
| Q4 24 | 46.1% | — | ||
| Q3 24 | 23.1% | — | ||
| Q2 24 | 28.4% | — | ||
| Q1 24 | 24.2% | — |
| Q4 25 | -25.8% | 71.7% | ||
| Q3 25 | 31.7% | 35.6% | ||
| Q2 25 | -38.3% | 34.2% | ||
| Q1 25 | -44.8% | 31.6% | ||
| Q4 24 | -18.0% | 33.4% | ||
| Q3 24 | 8.2% | 32.0% | ||
| Q2 24 | -33.9% | 28.3% | ||
| Q1 24 | -41.2% | 30.4% |
| Q4 25 | -21.1% | 49.4% | ||
| Q3 25 | 14.3% | 27.1% | ||
| Q2 25 | -94.7% | 26.0% | ||
| Q1 25 | -45.1% | 24.1% | ||
| Q4 24 | 7.6% | 25.5% | ||
| Q3 24 | 14.3% | 24.3% | ||
| Q2 24 | -5.7% | 21.6% | ||
| Q1 24 | -47.1% | 23.2% |
| Q4 25 | $-0.04 | $6.72 | ||
| Q3 25 | $0.03 | $1.65 | ||
| Q2 25 | $-0.19 | $1.50 | ||
| Q1 25 | $-0.10 | $1.37 | ||
| Q4 24 | $0.02 | $1.39 | ||
| Q3 24 | $0.03 | $1.30 | ||
| Q2 24 | $-0.01 | $1.10 | ||
| Q1 24 | $-0.12 | $1.18 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $364.4M | $132.8M |
| Total DebtLower is stronger | $344.0M | — |
| Stockholders' EquityBook value | $1.3B | $938.4M |
| Total Assets | $1.9B | $8.7B |
| Debt / EquityLower = less leverage | 0.27× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $364.4M | $132.8M | ||
| Q3 25 | $412.0M | $193.5M | ||
| Q2 25 | $267.3M | $212.6M | ||
| Q1 25 | $428.8M | $193.1M | ||
| Q4 24 | $426.6M | $134.4M | ||
| Q3 24 | $400.1M | $132.3M | ||
| Q2 24 | $40.6M | $70.9M | ||
| Q1 24 | $75.6M | $57.1M |
| Q4 25 | $344.0M | — | ||
| Q3 25 | $344.2M | — | ||
| Q2 25 | $343.3M | — | ||
| Q1 25 | $439.2M | — | ||
| Q4 24 | $437.2M | — | ||
| Q3 24 | $441.0M | — | ||
| Q2 24 | $201.9M | — | ||
| Q1 24 | $350.1M | — |
| Q4 25 | $1.3B | $938.4M | ||
| Q3 25 | $1.3B | $788.8M | ||
| Q2 25 | $1.3B | $761.8M | ||
| Q1 25 | $1.3B | $741.4M | ||
| Q4 24 | $1.4B | $713.4M | ||
| Q3 24 | $1.4B | $719.9M | ||
| Q2 24 | $1.4B | $674.6M | ||
| Q1 24 | $1.3B | $667.9M |
| Q4 25 | $1.9B | $8.7B | ||
| Q3 25 | $2.0B | $8.5B | ||
| Q2 25 | $2.0B | $8.4B | ||
| Q1 25 | $2.1B | $8.2B | ||
| Q4 24 | $2.2B | $8.1B | ||
| Q3 24 | $2.3B | $8.0B | ||
| Q2 24 | $2.0B | $7.9B | ||
| Q1 24 | $2.0B | $7.8B |
| Q4 25 | 0.27× | — | ||
| Q3 25 | 0.26× | — | ||
| Q2 25 | 0.26× | — | ||
| Q1 25 | 0.33× | — | ||
| Q4 24 | 0.32× | — | ||
| Q3 24 | 0.31× | — | ||
| Q2 24 | 0.14× | — | ||
| Q1 24 | 0.28× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-25.9M | $38.9M |
| Free Cash FlowOCF − Capex | $-28.6M | $31.9M |
| FCF MarginFCF / Revenue | -19.3% | 16.4% |
| Capex IntensityCapex / Revenue | 1.8% | 3.6% |
| Cash ConversionOCF / Net Profit | — | 0.40× |
| TTM Free Cash FlowTrailing 4 quarters | $-190.8M | $105.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-25.9M | $38.9M | ||
| Q3 25 | $-34.6M | $34.9M | ||
| Q2 25 | $-83.4M | $18.9M | ||
| Q1 25 | $-34.6M | $22.2M | ||
| Q4 24 | $-44.4M | $95.0M | ||
| Q3 24 | $-77.1M | $21.2M | ||
| Q2 24 | $-26.4M | $27.3M | ||
| Q1 24 | $-35.6M | $23.2M |
| Q4 25 | $-28.6M | $31.9M | ||
| Q3 25 | $-37.8M | $33.9M | ||
| Q2 25 | $-86.7M | $18.3M | ||
| Q1 25 | $-37.7M | $20.9M | ||
| Q4 24 | $-49.8M | $88.8M | ||
| Q3 24 | $-85.0M | $18.9M | ||
| Q2 24 | $-33.7M | $26.3M | ||
| Q1 24 | $-40.0M | $21.9M |
| Q4 25 | -19.3% | 16.4% | ||
| Q3 25 | -24.9% | 38.8% | ||
| Q2 25 | -55.3% | 22.1% | ||
| Q1 25 | -25.2% | 25.5% | ||
| Q4 24 | -27.1% | 115.1% | ||
| Q3 24 | -49.0% | 24.7% | ||
| Q2 24 | -18.5% | 36.2% | ||
| Q1 24 | -23.0% | 30.0% |
| Q4 25 | 1.8% | 3.6% | ||
| Q3 25 | 2.1% | 1.1% | ||
| Q2 25 | 2.1% | 0.8% | ||
| Q1 25 | 2.1% | 1.7% | ||
| Q4 24 | 2.9% | 8.1% | ||
| Q3 24 | 4.6% | 2.9% | ||
| Q2 24 | 4.0% | 1.3% | ||
| Q1 24 | 2.6% | 1.9% |
| Q4 25 | — | 0.40× | ||
| Q3 25 | -1.60× | 1.47× | ||
| Q2 25 | — | 0.88× | ||
| Q1 25 | — | 1.13× | ||
| Q4 24 | -3.17× | 4.82× | ||
| Q3 24 | -3.10× | 1.14× | ||
| Q2 24 | — | 1.74× | ||
| Q1 24 | — | 1.38× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OPK
| Services | $71.1M | 48% |
| Transfer Of Intellectual Property And Other | $33.7M | 23% |
| IE | $22.1M | 15% |
| Rayaldee | $8.8M | 6% |
| Barda Agreement | $6.8M | 5% |
| MX | $6.3M | 4% |
TMP
Segment breakdown not available.
