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Side-by-side financial comparison of SYNTEC OPTICS HOLDINGS, INC. (OPTX) and UNITED SECURITY BANCSHARES (UBFO). Click either name above to swap in a different company.
UNITED SECURITY BANCSHARES is the larger business by last-quarter revenue ($13.5M vs $7.5M, roughly 1.8× SYNTEC OPTICS HOLDINGS, INC.). UNITED SECURITY BANCSHARES runs the higher net margin — 25.2% vs -4.6%, a 29.8% gap on every dollar of revenue. On growth, UNITED SECURITY BANCSHARES posted the faster year-over-year revenue change (13.6% vs 2.5%). UNITED SECURITY BANCSHARES produced more free cash flow last quarter ($19.8M vs $-4.4K). Over the past eight quarters, SYNTEC OPTICS HOLDINGS, INC.'s revenue compounded faster (9.5% CAGR vs 3.0%).
United Security Bancshares is a bank holding company headquartered in Fresno, California. It operates 11 branches.
OPTX vs UBFO — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $7.5M | $13.5M |
| Net Profit | $-343.8K | $3.4M |
| Gross Margin | 23.6% | — |
| Operating Margin | 4.2% | 31.5% |
| Net Margin | -4.6% | 25.2% |
| Revenue YoY | 2.5% | 13.6% |
| Net Profit YoY | 77.7% | 36.8% |
| EPS (diluted) | $-0.01 | $0.18 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $7.5M | $13.5M | ||
| Q3 25 | $7.0M | $14.0M | ||
| Q2 25 | $6.6M | $12.6M | ||
| Q1 25 | $7.1M | $13.7M | ||
| Q4 24 | $7.3M | $11.9M | ||
| Q3 24 | $7.9M | $13.8M | ||
| Q2 24 | $7.0M | $13.0M | ||
| Q1 24 | $6.3M | $12.8M |
| Q4 25 | $-343.8K | $3.4M | ||
| Q3 25 | $-1.4M | $4.0M | ||
| Q2 25 | $-343.9K | $2.2M | ||
| Q1 25 | $323.7K | $2.7M | ||
| Q4 24 | $-1.5M | $2.5M | ||
| Q3 24 | $-13.3K | $3.8M | ||
| Q2 24 | $281.8K | $4.3M | ||
| Q1 24 | $-1.2M | $4.2M |
| Q4 25 | 23.6% | — | ||
| Q3 25 | 12.3% | — | ||
| Q2 25 | 24.4% | — | ||
| Q1 25 | 32.7% | — | ||
| Q4 24 | 13.5% | — | ||
| Q3 24 | 23.3% | — | ||
| Q2 24 | 31.0% | — | ||
| Q1 24 | 11.3% | — |
| Q4 25 | 4.2% | 31.5% | ||
| Q3 25 | -17.5% | 40.3% | ||
| Q2 25 | -2.2% | 24.0% | ||
| Q1 25 | 7.5% | 27.5% | ||
| Q4 24 | -19.6% | 27.5% | ||
| Q3 24 | 1.4% | 37.1% | ||
| Q2 24 | 2.3% | 46.4% | ||
| Q1 24 | -22.5% | 45.9% |
| Q4 25 | -4.6% | 25.2% | ||
| Q3 25 | -20.6% | 28.7% | ||
| Q2 25 | -5.2% | 17.2% | ||
| Q1 25 | 4.6% | 19.6% | ||
| Q4 24 | -21.0% | 20.9% | ||
| Q3 24 | -0.2% | 27.7% | ||
| Q2 24 | 4.0% | 33.0% | ||
| Q1 24 | -19.3% | 32.6% |
| Q4 25 | $-0.01 | $0.18 | ||
| Q3 25 | $-0.04 | $0.23 | ||
| Q2 25 | $-0.01 | $0.13 | ||
| Q1 25 | $0.01 | $0.16 | ||
| Q4 24 | $-0.05 | $0.14 | ||
| Q3 24 | $0.00 | $0.22 | ||
| Q2 24 | $0.01 | $0.25 | ||
| Q1 24 | $-0.03 | $0.24 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $264.2M |
| Total DebtLower is stronger | $2.6M | — |
| Stockholders' EquityBook value | $9.5M | $139.7M |
| Total Assets | $24.3M | $1.2B |
| Debt / EquityLower = less leverage | 0.28× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $264.2M | ||
| Q3 25 | — | $211.1M | ||
| Q2 25 | — | $199.5M | ||
| Q1 25 | — | $198.4M | ||
| Q4 24 | — | $216.9M | ||
| Q3 24 | — | $216.8M | ||
| Q2 24 | — | $166.3M | ||
| Q1 24 | — | $168.6M |
| Q4 25 | $2.6M | — | ||
| Q3 25 | $2.7M | — | ||
| Q2 25 | $2.9M | — | ||
| Q1 25 | $3.0M | — | ||
| Q4 24 | $3.1M | — | ||
| Q3 24 | $3.2M | — | ||
| Q2 24 | $2.8M | — | ||
| Q1 24 | $3.0M | — |
| Q4 25 | $9.5M | $139.7M | ||
| Q3 25 | $9.8M | $137.4M | ||
| Q2 25 | $11.0M | $134.3M | ||
| Q1 25 | $11.4M | $132.9M | ||
| Q4 24 | $11.0M | $130.4M | ||
| Q3 24 | $12.1M | $132.9M | ||
| Q2 24 | $12.1M | $127.3M | ||
| Q1 24 | $11.9M | $124.2M |
| Q4 25 | $24.3M | $1.2B | ||
| Q3 25 | $24.6M | $1.2B | ||
| Q2 25 | $25.3M | $1.2B | ||
| Q1 25 | $26.3M | $1.2B | ||
| Q4 24 | $26.0M | $1.2B | ||
| Q3 24 | $27.3M | $1.3B | ||
| Q2 24 | $25.8M | $1.2B | ||
| Q1 24 | $24.6M | $1.2B |
| Q4 25 | 0.28× | — | ||
| Q3 25 | 0.28× | — | ||
| Q2 25 | 0.26× | — | ||
| Q1 25 | 0.26× | — | ||
| Q4 24 | 0.28× | — | ||
| Q3 24 | 0.26× | — | ||
| Q2 24 | 0.23× | — | ||
| Q1 24 | 0.25× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-3.9K | $22.1M |
| Free Cash FlowOCF − Capex | $-4.4K | $19.8M |
| FCF MarginFCF / Revenue | -0.1% | 146.0% |
| Capex IntensityCapex / Revenue | 0.0% | 16.8% |
| Cash ConversionOCF / Net Profit | — | 6.46× |
| TTM Free Cash FlowTrailing 4 quarters | $28.3K | $36.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-3.9K | $22.1M | ||
| Q3 25 | $535.3K | $7.0M | ||
| Q2 25 | $-158.0K | $8.7M | ||
| Q1 25 | $299.3K | $3.0M | ||
| Q4 24 | $623.8K | $19.6M | ||
| Q3 24 | $417.3K | $5.4M | ||
| Q2 24 | $-1.7M | $2.3M | ||
| Q1 24 | $-289.8K | $7.4M |
| Q4 25 | $-4.4K | $19.8M | ||
| Q3 25 | $496.3K | $6.1M | ||
| Q2 25 | $-548.1K | $8.1M | ||
| Q1 25 | $84.6K | $2.9M | ||
| Q4 24 | $12.1K | $18.6M | ||
| Q3 24 | $43.8K | $5.3M | ||
| Q2 24 | $-1.9M | $2.0M | ||
| Q1 24 | $-385.1K | $7.0M |
| Q4 25 | -0.1% | 146.0% | ||
| Q3 25 | 7.1% | 43.7% | ||
| Q2 25 | -8.4% | 64.3% | ||
| Q1 25 | 1.2% | 21.2% | ||
| Q4 24 | 0.2% | 156.0% | ||
| Q3 24 | 0.6% | 38.1% | ||
| Q2 24 | -26.5% | 15.5% | ||
| Q1 24 | -6.2% | 54.8% |
| Q4 25 | 0.0% | 16.8% | ||
| Q3 25 | 0.6% | 6.0% | ||
| Q2 25 | 5.9% | 4.6% | ||
| Q1 25 | 3.0% | 0.9% | ||
| Q4 24 | 8.4% | 8.7% | ||
| Q3 24 | 4.7% | 0.7% | ||
| Q2 24 | 2.3% | 2.2% | ||
| Q1 24 | 1.5% | 3.6% |
| Q4 25 | — | 6.46× | ||
| Q3 25 | — | 1.73× | ||
| Q2 25 | — | 4.01× | ||
| Q1 25 | 0.92× | 1.13× | ||
| Q4 24 | — | 7.87× | ||
| Q3 24 | — | 1.40× | ||
| Q2 24 | -6.01× | 0.54× | ||
| Q1 24 | — | 1.79× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
