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Side-by-side financial comparison of OR Royalties Inc. (OR) and ORRSTOWN FINANCIAL SERVICES INC (ORRF). Click either name above to swap in a different company.

ORRSTOWN FINANCIAL SERVICES INC is the larger business by last-quarter revenue ($64.6M vs $46.7M, roughly 1.4× OR Royalties Inc.).

OR Royalties Inc. is a Canadian company that holds royalties in gold, silver and diamond mines, principally in the form of net smelter returns and streams.Like its predecessor company, Osisko Mining, it is headquartered in Montreal, Quebec, with shares listed on the Toronto Stock Exchange and the New York Stock Exchange.

Orrstown Financial Services Inc is a US regional bank holding company headquartered in Shippensburg, Pennsylvania. It offers a full range of retail and commercial banking solutions including deposit accounts, personal and business loans, mortgages, and wealth management services, primarily serving customers across central Pennsylvania and northern Maryland.

OR vs ORRF — Head-to-Head

Bigger by revenue
ORRF
ORRF
1.4× larger
ORRF
$64.6M
$46.7M
OR

Income Statement — Q2 FY2022 vs Q1 FY2026

Metric
OR
OR
ORRF
ORRF
Revenue
$46.7M
$64.6M
Net Profit
$21.8M
Gross Margin
Operating Margin
Net Margin
33.8%
Revenue YoY
Net Profit YoY
19.1%
EPS (diluted)
$1.12

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OR
OR
ORRF
ORRF
Q1 26
$64.6M
Q4 25
$64.9M
Q3 25
$64.4M
Q2 25
$62.4M
Q1 25
$60.4M
Q4 24
$61.8M
Q3 24
$64.1M
Q2 24
$33.3M
Net Profit
OR
OR
ORRF
ORRF
Q1 26
$21.8M
Q4 25
$21.5M
Q3 25
$21.9M
Q2 25
$19.4M
Q1 25
$18.1M
Q4 24
$13.7M
Q3 24
$-7.9M
Q2 24
$7.7M
Operating Margin
OR
OR
ORRF
ORRF
Q1 26
Q4 25
42.3%
Q3 25
43.0%
Q2 25
39.6%
Q1 25
37.7%
Q4 24
27.7%
Q3 24
-15.4%
Q2 24
29.5%
Net Margin
OR
OR
ORRF
ORRF
Q1 26
33.8%
Q4 25
33.1%
Q3 25
34.0%
Q2 25
31.2%
Q1 25
29.9%
Q4 24
22.1%
Q3 24
-12.3%
Q2 24
23.3%
EPS (diluted)
OR
OR
ORRF
ORRF
Q1 26
$1.12
Q4 25
$1.11
Q3 25
$1.13
Q2 25
$1.01
Q1 25
$0.93
Q4 24
$0.35
Q3 24
$-0.41
Q2 24
$0.73

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OR
OR
ORRF
ORRF
Cash + ST InvestmentsLiquidity on hand
$161.8M
Total DebtLower is stronger
$222.8M
Stockholders' EquityBook value
$1.3B
$603.2M
Total Assets
$5.6B
Debt / EquityLower = less leverage
0.17×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OR
OR
ORRF
ORRF
Q1 26
$161.8M
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
OR
OR
ORRF
ORRF
Q1 26
$603.2M
Q4 25
$591.5M
Q3 25
$571.9M
Q2 25
$548.4M
Q1 25
$532.9M
Q4 24
$516.7M
Q3 24
$516.2M
Q2 24
$278.4M
Total Assets
OR
OR
ORRF
ORRF
Q1 26
$5.6B
Q4 25
$5.5B
Q3 25
$5.5B
Q2 25
$5.4B
Q1 25
$5.4B
Q4 24
$5.4B
Q3 24
$5.5B
Q2 24
$3.2B

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OR
OR

Segment breakdown not available.

ORRF
ORRF

Net Interest Income$49.0M76%
Noninterest Income$15.6M24%

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