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Side-by-side financial comparison of OR Royalties Inc. (OR) and SOUTHSIDE BANCSHARES INC (SBSI). Click either name above to swap in a different company.

SOUTHSIDE BANCSHARES INC is the larger business by last-quarter revenue ($62.8M vs $46.7M, roughly 1.3× OR Royalties Inc.).

OR Royalties Inc. is a Canadian company that holds royalties in gold, silver and diamond mines, principally in the form of net smelter returns and streams.Like its predecessor company, Osisko Mining, it is headquartered in Montreal, Quebec, with shares listed on the Toronto Stock Exchange and the New York Stock Exchange.

Southside Bancshares Inc. is a U.S.-based bank holding company primarily operating in Texas. It offers a full range of personal and commercial banking services including deposit accounts, mortgage, consumer and commercial loans, and wealth management solutions, serving retail customers, small and medium-sized enterprises and local community groups.

OR vs SBSI — Head-to-Head

Bigger by revenue
SBSI
SBSI
1.3× larger
SBSI
$62.8M
$46.7M
OR

Income Statement — Q2 FY2022 vs Q4 FY2025

Metric
OR
OR
SBSI
SBSI
Revenue
$46.7M
$62.8M
Net Profit
$21.0M
Gross Margin
Operating Margin
39.4%
Net Margin
33.4%
Revenue YoY
-4.8%
Net Profit YoY
-3.7%
EPS (diluted)
$0.70

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OR
OR
SBSI
SBSI
Q4 25
$62.8M
Q3 25
$43.7M
Q2 25
$66.4M
Q1 25
$64.1M
Q4 24
$66.0M
Q3 24
$63.6M
Q2 24
$65.2M
Q1 24
$63.1M
Net Profit
OR
OR
SBSI
SBSI
Q4 25
$21.0M
Q3 25
$4.9M
Q2 25
$21.8M
Q1 25
$21.5M
Q4 24
$21.8M
Q3 24
$20.5M
Q2 24
$24.7M
Q1 24
$21.5M
Operating Margin
OR
OR
SBSI
SBSI
Q4 25
39.4%
Q3 25
11.7%
Q2 25
40.0%
Q1 25
40.9%
Q4 24
40.1%
Q3 24
39.2%
Q2 24
45.9%
Q1 24
41.4%
Net Margin
OR
OR
SBSI
SBSI
Q4 25
33.4%
Q3 25
11.2%
Q2 25
32.8%
Q1 25
33.6%
Q4 24
33.0%
Q3 24
32.3%
Q2 24
37.9%
Q1 24
34.1%
EPS (diluted)
OR
OR
SBSI
SBSI
Q4 25
$0.70
Q3 25
$0.16
Q2 25
$0.72
Q1 25
$0.71
Q4 24
$0.71
Q3 24
$0.68
Q2 24
$0.81
Q1 24
$0.71

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OR
OR
SBSI
SBSI
Cash + ST InvestmentsLiquidity on hand
$389.8M
Total DebtLower is stronger
$222.8M
$300.0M
Stockholders' EquityBook value
$1.3B
$847.6M
Total Assets
$8.5B
Debt / EquityLower = less leverage
0.17×
0.35×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OR
OR
SBSI
SBSI
Q4 25
$389.8M
Q3 25
$466.9M
Q2 25
$390.1M
Q1 25
$431.0M
Q4 24
$426.2M
Q3 24
$486.3M
Q2 24
$452.0M
Q1 24
$469.4M
Total Debt
OR
OR
SBSI
SBSI
Q4 25
$300.0M
Q3 25
$299.9M
Q2 25
$152.4M
Q1 25
$152.4M
Q4 24
$152.3M
Q3 24
$152.3M
Q2 24
$152.2M
Q1 24
$154.2M
Stockholders' Equity
OR
OR
SBSI
SBSI
Q4 25
$847.6M
Q3 25
$834.9M
Q2 25
$807.2M
Q1 25
$816.6M
Q4 24
$811.9M
Q3 24
$805.3M
Q2 24
$801.0M
Q1 24
$787.9M
Total Assets
OR
OR
SBSI
SBSI
Q4 25
$8.5B
Q3 25
$8.4B
Q2 25
$8.3B
Q1 25
$8.3B
Q4 24
$8.5B
Q3 24
$8.4B
Q2 24
$8.4B
Q1 24
$8.4B
Debt / Equity
OR
OR
SBSI
SBSI
Q4 25
0.35×
Q3 25
0.36×
Q2 25
0.19×
Q1 25
0.19×
Q4 24
0.19×
Q3 24
0.19×
Q2 24
0.19×
Q1 24
0.20×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OR
OR
SBSI
SBSI
Operating Cash FlowLast quarter
$93.8M
Free Cash FlowOCF − Capex
$73.5M
FCF MarginFCF / Revenue
117.0%
Capex IntensityCapex / Revenue
32.4%
Cash ConversionOCF / Net Profit
4.47×
TTM Free Cash FlowTrailing 4 quarters
$130.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OR
OR
SBSI
SBSI
Q4 25
$93.8M
Q3 25
$40.2M
Q2 25
$5.9M
Q1 25
$23.9M
Q4 24
$101.8M
Q3 24
$-11.7M
Q2 24
$16.5M
Q1 24
$58.3M
Free Cash Flow
OR
OR
SBSI
SBSI
Q4 25
$73.5M
Q3 25
$37.4M
Q2 25
$-2.0M
Q1 25
$21.5M
Q4 24
$90.7M
Q3 24
$-14.2M
Q2 24
$15.4M
Q1 24
$55.7M
FCF Margin
OR
OR
SBSI
SBSI
Q4 25
117.0%
Q3 25
85.5%
Q2 25
-3.0%
Q1 25
33.6%
Q4 24
137.4%
Q3 24
-22.3%
Q2 24
23.6%
Q1 24
88.4%
Capex Intensity
OR
OR
SBSI
SBSI
Q4 25
32.4%
Q3 25
6.5%
Q2 25
12.0%
Q1 25
3.8%
Q4 24
16.9%
Q3 24
3.8%
Q2 24
1.7%
Q1 24
4.1%
Cash Conversion
OR
OR
SBSI
SBSI
Q4 25
4.47×
Q3 25
8.18×
Q2 25
0.27×
Q1 25
1.11×
Q4 24
4.67×
Q3 24
-0.57×
Q2 24
0.67×
Q1 24
2.71×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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