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Side-by-side financial comparison of Oracle Corporation (ORCL) and Travelers Companies (The) (TRV). Click either name above to swap in a different company.
Oracle Corporation is the larger business by last-quarter revenue ($16.1B vs $12.4B, roughly 1.3× Travelers Companies (The)). Oracle Corporation runs the higher net margin — 38.2% vs 20.1%, a 18.1% gap on every dollar of revenue. On growth, Oracle Corporation posted the faster year-over-year revenue change (14.2% vs 3.5%). Over the past eight quarters, Oracle Corporation's revenue compounded faster (10.0% CAGR vs 5.2%).
An oracle is a person or thing considered to provide insight, wise counsel or prophetic predictions, most notably including precognition of the future, inspired by deities. If done through occultic means, it is a form of divination.
The Travelers Companies, Inc., commonly known as Travelers, is an American multinational insurance company. It is the second-largest writer of U.S. commercial property and casualty insurance, and the sixth-largest writer of U.S. personal insurance through independent agents. Travelers is incorporated in Minnesota, with headquarters in New York City, and its largest office in Hartford, Connecticut. It has been a component of the Dow Jones Industrial Average since June 8, 2009.
ORCL vs TRV — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $16.1B | $12.4B |
| Net Profit | $6.1B | $2.5B |
| Gross Margin | — | — |
| Operating Margin | 29.5% | 25.0% |
| Net Margin | 38.2% | 20.1% |
| Revenue YoY | 14.2% | 3.5% |
| Net Profit YoY | 94.7% | 19.9% |
| EPS (diluted) | $2.10 | $10.96 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $16.1B | $12.4B | ||
| Q3 25 | $14.9B | $12.5B | ||
| Q2 25 | $15.9B | $12.1B | ||
| Q1 25 | $14.1B | $11.8B | ||
| Q4 24 | $14.1B | $12.0B | ||
| Q3 24 | $13.3B | $11.9B | ||
| Q2 24 | $14.3B | $11.3B | ||
| Q1 24 | $13.3B | $11.2B |
| Q4 25 | $6.1B | $2.5B | ||
| Q3 25 | $2.9B | $1.9B | ||
| Q2 25 | $3.4B | $1.5B | ||
| Q1 25 | $2.9B | $395.0M | ||
| Q4 24 | $3.2B | $2.1B | ||
| Q3 24 | $2.9B | $1.3B | ||
| Q2 24 | $3.1B | $534.0M | ||
| Q1 24 | $2.4B | $1.1B |
| Q4 25 | 29.5% | 25.0% | ||
| Q3 25 | 28.7% | 18.8% | ||
| Q2 25 | 32.1% | 15.5% | ||
| Q1 25 | 30.8% | 4.0% | ||
| Q4 24 | 30.0% | 21.6% | ||
| Q3 24 | 30.0% | 13.1% | ||
| Q2 24 | 32.8% | 5.8% | ||
| Q1 24 | 28.2% | 12.2% |
| Q4 25 | 38.2% | 20.1% | ||
| Q3 25 | 19.6% | 15.1% | ||
| Q2 25 | 21.5% | 12.5% | ||
| Q1 25 | 20.8% | 3.3% | ||
| Q4 24 | 22.4% | 17.3% | ||
| Q3 24 | 22.0% | 10.6% | ||
| Q2 24 | 22.0% | 4.7% | ||
| Q1 24 | 18.1% | 10.0% |
| Q4 25 | $2.10 | $10.96 | ||
| Q3 25 | $1.01 | $8.24 | ||
| Q2 25 | $1.19 | $6.53 | ||
| Q1 25 | $1.02 | $1.70 | ||
| Q4 24 | $1.10 | $8.96 | ||
| Q3 24 | $1.03 | $5.42 | ||
| Q2 24 | $1.11 | $2.29 | ||
| Q1 24 | $0.85 | $4.80 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $19.2B | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $30.0B | $32.9B |
| Total Assets | $205.0B | $143.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $19.2B | — | ||
| Q3 25 | $10.4B | — | ||
| Q2 25 | $10.8B | — | ||
| Q1 25 | $17.4B | — | ||
| Q4 24 | $10.9B | — | ||
| Q3 24 | $10.6B | — | ||
| Q2 24 | $10.5B | — | ||
| Q1 24 | $9.5B | — |
| Q4 25 | $30.0B | $32.9B | ||
| Q3 25 | $24.2B | $31.6B | ||
| Q2 25 | $20.5B | $29.5B | ||
| Q1 25 | $16.7B | $28.2B | ||
| Q4 24 | $13.7B | $27.9B | ||
| Q3 24 | $10.8B | $27.7B | ||
| Q2 24 | $8.7B | $24.9B | ||
| Q1 24 | $5.6B | $25.0B |
| Q4 25 | $205.0B | $143.7B | ||
| Q3 25 | $180.4B | $143.7B | ||
| Q2 25 | $168.4B | $138.9B | ||
| Q1 25 | $161.4B | $136.0B | ||
| Q4 24 | $148.5B | $133.2B | ||
| Q3 24 | $144.2B | $134.6B | ||
| Q2 24 | $141.0B | $129.3B | ||
| Q1 24 | $137.1B | $127.4B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $2.1B | $2.7B |
| Free Cash FlowOCF − Capex | $-10.0B | — |
| FCF MarginFCF / Revenue | -62.1% | — |
| Capex IntensityCapex / Revenue | 74.9% | — |
| Cash ConversionOCF / Net Profit | 0.34× | 1.08× |
| TTM Free Cash FlowTrailing 4 quarters | $-13.2B | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.1B | $2.7B | ||
| Q3 25 | $8.1B | $4.2B | ||
| Q2 25 | $6.2B | $2.3B | ||
| Q1 25 | $5.9B | $1.4B | ||
| Q4 24 | $1.3B | $2.1B | ||
| Q3 24 | $7.4B | $3.9B | ||
| Q2 24 | $6.1B | $1.7B | ||
| Q1 24 | $5.5B | $1.5B |
| Q4 25 | $-10.0B | — | ||
| Q3 25 | $-362.0M | — | ||
| Q2 25 | $-2.9B | — | ||
| Q1 25 | $71.0M | — | ||
| Q4 24 | $-2.7B | — | ||
| Q3 24 | $5.1B | — | ||
| Q2 24 | $3.3B | — | ||
| Q1 24 | $3.8B | — |
| Q4 25 | -62.1% | — | ||
| Q3 25 | -2.4% | — | ||
| Q2 25 | -18.4% | — | ||
| Q1 25 | 0.5% | — | ||
| Q4 24 | -19.0% | — | ||
| Q3 24 | 38.5% | — | ||
| Q2 24 | 23.0% | — | ||
| Q1 24 | 28.6% | — |
| Q4 25 | 74.9% | — | ||
| Q3 25 | 57.0% | — | ||
| Q2 25 | 57.1% | — | ||
| Q1 25 | 41.5% | — | ||
| Q4 24 | 28.2% | — | ||
| Q3 24 | 17.3% | — | ||
| Q2 24 | 19.6% | — | ||
| Q1 24 | 12.6% | — |
| Q4 25 | 0.34× | 1.08× | ||
| Q3 25 | 2.78× | 2.24× | ||
| Q2 25 | 1.80× | 1.55× | ||
| Q1 25 | 2.02× | 3.44× | ||
| Q4 24 | 0.41× | 0.99× | ||
| Q3 24 | 2.54× | 3.08× | ||
| Q2 24 | 1.93× | 3.14× | ||
| Q1 24 | 2.28× | 1.30× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ORCL
| Software Support | $4.9B | 31% |
| Cloud Infrastructure | $4.1B | 25% |
| Cloud Applications | $3.9B | 24% |
| Services Business | $1.4B | 9% |
| Software License | $939.0M | 6% |
| Hardware Business | $776.0M | 5% |
TRV
| Business And International Insurance | $6.6B | 53% |
| Personal Insurance | $4.6B | 37% |
| Bond And Specialty Insurance | $1.2B | 9% |
