Travelers Companies (The)TRVEarnings & Financial Report
The Travelers Companies, Inc., commonly known as Travelers, is an American multinational insurance company. It is the second-largest writer of U.S. commercial property and casualty insurance, and the sixth-largest writer of U.S. personal insurance through independent agents. Travelers is incorporated in Minnesota, with headquarters in New York City, and its largest office in Hartford, Connecticut. It has been a component of the Dow Jones Industrial Average since June 8, 2009.
TRV Q4 FY2025 Key Financial Metrics
Revenue
$12.4B
Gross Profit
N/A
Operating Profit
$3.1B
Net Profit
$2.5B
Gross Margin
N/A
Operating Margin
25.0%
Net Margin
20.1%
YoY Growth
3.5%
EPS
$10.96
Travelers Companies (The) Q4 FY2025 Financial Summary
Travelers Companies (The) reported revenue of $12.4B (up 3.5% YoY) for Q4 FY2025, with a net profit of $2.5B (up 19.9% YoY) (20.1% margin).
Key Financial Metrics
| Total Revenue | $12.4B |
|---|---|
| Net Profit | $2.5B |
| Gross Margin | N/A |
| Operating Margin | 25.0% |
| Report Period | Q4 FY2025 |
Revenue Breakdown
Travelers Companies (The) Q4 FY2025 revenue of $12.4B breaks down across 3 segments, led by Business And International Insurance at $6.6B (53.4% of total).
| Segment | Revenue | % of Total |
|---|---|---|
| Business And International Insurance | $6.6B | 53.4% |
| Personal Insurance | $4.6B | 37.3% |
| Bond And Specialty Insurance | $1.2B | 9.5% |
Travelers Companies (The) Revenue by Segment — Quarterly Trend
Travelers Companies (The) revenue by segment across the last 4 reported quarters, showing how each business line (such as Business And International Insurance and Personal Insurance) has evolved quarter over quarter.
| Segment | Q4 FY2025 | Q3 FY2025 | Q2 FY2025 | Q1 FY2025 |
|---|---|---|---|---|
| Business And International Insurance | $6.6B | $6.7B | $6.4B | $6.3B |
| Personal Insurance | $4.6B | $4.6B | $4.6B | $4.5B |
| Bond And Specialty Insurance | $1.2B | $1.2B | $1.1B | $1.1B |
Travelers Companies (The) Annual Revenue by Year
Travelers Companies (The) annual revenue history includes year-by-year totals (for example, 2025 revenue was $48.8B).
Travelers Companies (The) Quarterly Revenue & Net Profit History
Travelers Companies (The) results over the last 8 reported quarters, including revenue, net profit and year-over-year growth.
| Quarter | Revenue | Revenue YoY | Net Profit | Net Margin |
|---|---|---|---|---|
| Q4 FY2025 | $12.4B | +3.5% | $2.5B | 20.1% |
| Q3 FY2025 | $12.5B | +4.8% | $1.9B | 15.1% |
| Q2 FY2025 | $12.1B | +7.4% | $1.5B | 12.5% |
| Q1 FY2025 | $11.8B | +5.2% | $395.0M | 3.3% |
| Q4 FY2024 | $12.0B | +9.9% | $2.1B | 17.3% |
| Q3 FY2024 | $11.9B | +11.9% | $1.3B | 10.6% |
| Q2 FY2024 | $11.3B | +11.7% | $534.0M | 4.7% |
| Q1 FY2024 | $11.2B | +15.7% | $1.1B | 10.0% |
Income Statement
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $11.23B | $11.28B | $11.90B | $12.01B | $11.81B | $12.12B | $12.47B | $12.43B |
| YoY Growth | 15.7% | 11.7% | 11.9% | 9.9% | 5.2% | 7.4% | 4.8% | 3.5% |
Balance Sheet
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Assets | $127.41B | $129.31B | $134.59B | $133.19B | $135.98B | $138.87B | $143.68B | $143.71B |
| Liabilities | $102.39B | $104.45B | $106.89B | $105.33B | $107.79B | $109.36B | $112.07B | $110.81B |
| Equity | $25.02B | $24.86B | $27.70B | $27.86B | $28.19B | $29.52B | $31.61B | $32.89B |
Cash Flow
| Q1 2024 | Q2 2024 | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | |
|---|---|---|---|---|---|---|---|---|
| Operating CF | $1.46B | $1.68B | $3.88B | $2.06B | $1.36B | $2.33B | $4.23B | $2.69B |