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Side-by-side financial comparison of OLD REPUBLIC INTERNATIONAL CORP (ORI) and MARRIOTT VACATIONS WORLDWIDE Corp (VAC). Click either name above to swap in a different company.
OLD REPUBLIC INTERNATIONAL CORP is the larger business by last-quarter revenue ($2.4B vs $1.2B, roughly 1.9× MARRIOTT VACATIONS WORLDWIDE Corp). OLD REPUBLIC INTERNATIONAL CORP runs the higher net margin — 13.8% vs -35.0%, a 48.8% gap on every dollar of revenue. On growth, OLD REPUBLIC INTERNATIONAL CORP posted the faster year-over-year revenue change (6.7% vs -0.7%). Over the past eight quarters, OLD REPUBLIC INTERNATIONAL CORP's revenue compounded faster (13.2% CAGR vs 5.2%).
Old Republic International Corporation is an American property insurance and title insurance company. The company is headquartered in Chicago, Illinois.
Marriott Vacations Worldwide Corporation is a pure-play public timeshare company. Formerly a division of Marriott International, Marriott Vacations Worldwide was established as a separate, publicly traded entity focusing primarily on vacation ownership in November 2011. Marriott Vacations Worldwide runs more than 120 resorts with over 700,000 Owners and members in a diverse portfolio of brands under The Marriott Vacation Clubs name. Its brands include Marriott Vacation Club, The Marriott Vaca...
ORI vs VAC — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $2.4B | $1.2B |
| Net Profit | $330.0M | $-431.0M |
| Gross Margin | — | — |
| Operating Margin | — | — |
| Net Margin | 13.8% | -35.0% |
| Revenue YoY | 6.7% | -0.7% |
| Net Profit YoY | 34.7% | -962.0% |
| EPS (diluted) | — | $-12.00 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $2.4B | — | ||
| Q4 25 | $2.4B | $1.2B | ||
| Q3 25 | $2.4B | $1.2B | ||
| Q2 25 | $2.2B | $1.2B | ||
| Q1 25 | $2.1B | $1.1B | ||
| Q4 24 | $2.0B | $1.2B | ||
| Q3 24 | $2.3B | $1.2B | ||
| Q2 24 | $1.9B | $1.1B |
| Q1 26 | $330.0M | — | ||
| Q4 25 | $206.5M | $-431.0M | ||
| Q3 25 | $279.5M | $-2.0M | ||
| Q2 25 | $204.4M | $69.0M | ||
| Q1 25 | $245.0M | $56.0M | ||
| Q4 24 | $105.3M | $50.0M | ||
| Q3 24 | $338.9M | $84.0M | ||
| Q2 24 | $91.8M | $37.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 14.6% | — | ||
| Q2 25 | 11.8% | — | ||
| Q1 25 | 14.6% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 18.2% | — | ||
| Q2 24 | 6.1% | — |
| Q1 26 | 13.8% | — | ||
| Q4 25 | 8.6% | -35.0% | ||
| Q3 25 | 11.5% | -0.2% | ||
| Q2 25 | 9.3% | 6.0% | ||
| Q1 25 | 11.6% | 5.0% | ||
| Q4 24 | 5.3% | 4.0% | ||
| Q3 24 | 14.5% | 6.9% | ||
| Q2 24 | 4.9% | 3.5% |
| Q1 26 | — | — | ||
| Q4 25 | $0.82 | $-12.00 | ||
| Q3 25 | $1.11 | $-0.07 | ||
| Q2 25 | $0.81 | $1.77 | ||
| Q1 25 | $0.98 | $1.46 | ||
| Q4 24 | $0.42 | $1.29 | ||
| Q3 24 | $1.32 | $2.12 | ||
| Q2 24 | $0.35 | $0.98 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $406.0M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $5.9M | $2.0B |
| Total Assets | $29.6M | $9.8B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $406.0M | ||
| Q3 25 | — | $474.0M | ||
| Q2 25 | — | $205.0M | ||
| Q1 25 | — | $196.0M | ||
| Q4 24 | — | $197.0M | ||
| Q3 24 | — | $197.0M | ||
| Q2 24 | — | $206.0M |
| Q1 26 | $5.9M | — | ||
| Q4 25 | $5.9B | $2.0B | ||
| Q3 25 | $6.4B | $2.5B | ||
| Q2 25 | $6.2B | $2.5B | ||
| Q1 25 | $5.9B | $2.4B | ||
| Q4 24 | $5.6B | $2.4B | ||
| Q3 24 | $6.4B | $2.4B | ||
| Q2 24 | $6.0B | $2.4B |
| Q1 26 | $29.6M | — | ||
| Q4 25 | $29.9B | $9.8B | ||
| Q3 25 | $30.3B | $10.1B | ||
| Q2 25 | $29.3B | $9.9B | ||
| Q1 25 | $28.0B | $9.9B | ||
| Q4 24 | $27.8B | $9.8B | ||
| Q3 24 | $28.8B | $9.7B | ||
| Q2 24 | $27.5B | $9.6B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $6.0M |
| Free Cash FlowOCF − Capex | — | $-6.0M |
| FCF MarginFCF / Revenue | — | -0.5% |
| Capex IntensityCapex / Revenue | — | 1.0% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-29.0M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $234.9M | $6.0M | ||
| Q3 25 | $563.9M | $62.0M | ||
| Q2 25 | $133.8M | $-48.0M | ||
| Q1 25 | $231.7M | $8.0M | ||
| Q4 24 | $361.7M | $100.0M | ||
| Q3 24 | $474.8M | $72.0M | ||
| Q2 24 | $236.5M | $30.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | $-6.0M | ||
| Q3 25 | — | $51.0M | ||
| Q2 25 | — | $-68.0M | ||
| Q1 25 | — | $-6.0M | ||
| Q4 24 | — | $86.0M | ||
| Q3 24 | — | $58.0M | ||
| Q2 24 | — | $17.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | -0.5% | ||
| Q3 25 | — | 4.3% | ||
| Q2 25 | — | -5.9% | ||
| Q1 25 | — | -0.5% | ||
| Q4 24 | — | 6.9% | ||
| Q3 24 | — | 4.8% | ||
| Q2 24 | — | 1.6% |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.0% | ||
| Q3 25 | — | 0.9% | ||
| Q2 25 | — | 1.7% | ||
| Q1 25 | — | 1.3% | ||
| Q4 24 | — | 1.1% | ||
| Q3 24 | — | 1.1% | ||
| Q2 24 | — | 1.2% |
| Q1 26 | — | — | ||
| Q4 25 | 1.14× | — | ||
| Q3 25 | 2.02× | — | ||
| Q2 25 | 0.65× | -0.70× | ||
| Q1 25 | 0.95× | 0.14× | ||
| Q4 24 | 3.43× | 2.00× | ||
| Q3 24 | 1.40× | 0.86× | ||
| Q2 24 | 2.58× | 0.81× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ORI
| operating | $2.2B | 92% |
| Other | $201.8M | 8% |
VAC
| Cost Reimbursement | $467.0M | 38% |
| Time Share | $381.0M | 31% |
| Management And Exchange | $212.0M | 17% |
| Ancillary Revenues | $64.0M | 5% |
| Management Service | $55.0M | 4% |
| Service Other | $36.0M | 3% |
