vs

Side-by-side financial comparison of ORRSTOWN FINANCIAL SERVICES INC (ORRF) and ATRenew Inc. (RERE). Click either name above to swap in a different company.

ORRSTOWN FINANCIAL SERVICES INC is the larger business by last-quarter revenue ($64.6M vs $43.2M, roughly 1.5× ATRenew Inc.). ORRSTOWN FINANCIAL SERVICES INC runs the higher net margin — 33.8% vs 16.9%, a 16.9% gap on every dollar of revenue.

Orrstown Financial Services Inc is a US regional bank holding company headquartered in Shippensburg, Pennsylvania. It offers a full range of retail and commercial banking solutions including deposit accounts, personal and business loans, mortgages, and wealth management services, primarily serving customers across central Pennsylvania and northern Maryland.

ATRenew Inc. operates a leading pre-owned consumer electronics transaction and servicing ecosystem primarily in China. Its core services include end-to-end device recycling, professional quality inspection, certified refurbishment, and resale of smartphones, laptops, tablets and other digital products, serving both individual consumers and enterprise clients across domestic and select Southeast Asian markets.

ORRF vs RERE — Head-to-Head

Bigger by revenue
ORRF
ORRF
1.5× larger
ORRF
$64.6M
$43.2M
RERE
Higher net margin
ORRF
ORRF
16.9% more per $
ORRF
33.8%
16.9%
RERE

Income Statement — Q1 FY2026 vs Q1 FY2023

Metric
ORRF
ORRF
RERE
RERE
Revenue
$64.6M
$43.2M
Net Profit
$21.8M
$7.3M
Gross Margin
Operating Margin
Net Margin
33.8%
16.9%
Revenue YoY
Net Profit YoY
19.1%
EPS (diluted)
$1.12

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ORRF
ORRF
RERE
RERE
Q1 26
$64.6M
Q4 25
$64.9M
Q3 25
$64.4M
Q2 25
$62.4M
Q1 25
$60.4M
Q4 24
$61.8M
Q3 24
$64.1M
Q2 24
$33.3M
Net Profit
ORRF
ORRF
RERE
RERE
Q1 26
$21.8M
Q4 25
$21.5M
Q3 25
$21.9M
Q2 25
$19.4M
Q1 25
$18.1M
Q4 24
$13.7M
Q3 24
$-7.9M
Q2 24
$7.7M
Operating Margin
ORRF
ORRF
RERE
RERE
Q1 26
Q4 25
42.3%
Q3 25
43.0%
Q2 25
39.6%
Q1 25
37.7%
Q4 24
27.7%
Q3 24
-15.4%
Q2 24
29.5%
Net Margin
ORRF
ORRF
RERE
RERE
Q1 26
33.8%
Q4 25
33.1%
Q3 25
34.0%
Q2 25
31.2%
Q1 25
29.9%
Q4 24
22.1%
Q3 24
-12.3%
Q2 24
23.3%
EPS (diluted)
ORRF
ORRF
RERE
RERE
Q1 26
$1.12
Q4 25
$1.11
Q3 25
$1.13
Q2 25
$1.01
Q1 25
$0.93
Q4 24
$0.35
Q3 24
$-0.41
Q2 24
$0.73

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ORRF
ORRF
RERE
RERE
Cash + ST InvestmentsLiquidity on hand
$161.8M
$228.0M
Total DebtLower is stronger
Stockholders' EquityBook value
$603.2M
$557.1M
Total Assets
$5.6B
$722.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ORRF
ORRF
RERE
RERE
Q1 26
$161.8M
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
ORRF
ORRF
RERE
RERE
Q1 26
$603.2M
Q4 25
$591.5M
Q3 25
$571.9M
Q2 25
$548.4M
Q1 25
$532.9M
Q4 24
$516.7M
Q3 24
$516.2M
Q2 24
$278.4M
Total Assets
ORRF
ORRF
RERE
RERE
Q1 26
$5.6B
Q4 25
$5.5B
Q3 25
$5.5B
Q2 25
$5.4B
Q1 25
$5.4B
Q4 24
$5.4B
Q3 24
$5.5B
Q2 24
$3.2B

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ORRF
ORRF

Net Interest Income$49.0M76%
Noninterest Income$15.6M24%

RERE
RERE

Segment breakdown not available.

Related Comparisons