vs

Side-by-side financial comparison of ORRSTOWN FINANCIAL SERVICES INC (ORRF) and Waldencast plc (WALD). Click either name above to swap in a different company.

Waldencast plc is the larger business by last-quarter revenue ($108.8M vs $64.6M, roughly 1.7× ORRSTOWN FINANCIAL SERVICES INC). ORRSTOWN FINANCIAL SERVICES INC runs the higher net margin — 33.8% vs -55.7%, a 89.4% gap on every dollar of revenue.

Orrstown Financial Services Inc is a US regional bank holding company headquartered in Shippensburg, Pennsylvania. It offers a full range of retail and commercial banking solutions including deposit accounts, personal and business loans, mortgages, and wealth management services, primarily serving customers across central Pennsylvania and northern Maryland.

Waldencast plc is a global multi-brand platform focused on acquiring, developing and scaling high-growth premium niche brands across the beauty, personal care and wellness sectors. It operates primarily across North America and European markets, with core offerings including clean skincare, haircare, color cosmetics and wellness products targeted at quality-focused consumers.

ORRF vs WALD — Head-to-Head

Bigger by revenue
WALD
WALD
1.7× larger
WALD
$108.8M
$64.6M
ORRF
Higher net margin
ORRF
ORRF
89.4% more per $
ORRF
33.8%
-55.7%
WALD

Income Statement — Q1 FY2026 vs Q4 FY2023

Metric
ORRF
ORRF
WALD
WALD
Revenue
$64.6M
$108.8M
Net Profit
$21.8M
$-60.6M
Gross Margin
67.5%
Operating Margin
-42.9%
Net Margin
33.8%
-55.7%
Revenue YoY
17.8%
Net Profit YoY
19.1%
EPS (diluted)
$1.12
$-0.65

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ORRF
ORRF
WALD
WALD
Q1 26
$64.6M
Q4 25
$64.9M
Q3 25
$64.4M
Q2 25
$62.4M
Q1 25
$60.4M
Q4 24
$61.8M
Q3 24
$64.1M
Q2 24
$33.3M
Net Profit
ORRF
ORRF
WALD
WALD
Q1 26
$21.8M
Q4 25
$21.5M
Q3 25
$21.9M
Q2 25
$19.4M
Q1 25
$18.1M
Q4 24
$13.7M
Q3 24
$-7.9M
Q2 24
$7.7M
Operating Margin
ORRF
ORRF
WALD
WALD
Q1 26
Q4 25
42.3%
Q3 25
43.0%
Q2 25
39.6%
Q1 25
37.7%
Q4 24
27.7%
Q3 24
-15.4%
Q2 24
29.5%
Net Margin
ORRF
ORRF
WALD
WALD
Q1 26
33.8%
Q4 25
33.1%
Q3 25
34.0%
Q2 25
31.2%
Q1 25
29.9%
Q4 24
22.1%
Q3 24
-12.3%
Q2 24
23.3%
EPS (diluted)
ORRF
ORRF
WALD
WALD
Q1 26
$1.12
Q4 25
$1.11
Q3 25
$1.13
Q2 25
$1.01
Q1 25
$0.93
Q4 24
$0.35
Q3 24
$-0.41
Q2 24
$0.73

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ORRF
ORRF
WALD
WALD
Cash + ST InvestmentsLiquidity on hand
$161.8M
$21.1M
Total DebtLower is stronger
Stockholders' EquityBook value
$603.2M
$624.6M
Total Assets
$5.6B
$1.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ORRF
ORRF
WALD
WALD
Q1 26
$161.8M
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
ORRF
ORRF
WALD
WALD
Q1 26
$603.2M
Q4 25
$591.5M
Q3 25
$571.9M
Q2 25
$548.4M
Q1 25
$532.9M
Q4 24
$516.7M
Q3 24
$516.2M
Q2 24
$278.4M
Total Assets
ORRF
ORRF
WALD
WALD
Q1 26
$5.6B
Q4 25
$5.5B
Q3 25
$5.5B
Q2 25
$5.4B
Q1 25
$5.4B
Q4 24
$5.4B
Q3 24
$5.5B
Q2 24
$3.2B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ORRF
ORRF
WALD
WALD
Operating Cash FlowLast quarter
$-13.4M
Free Cash FlowOCF − Capex
$-13.9M
FCF MarginFCF / Revenue
-12.7%
Capex IntensityCapex / Revenue
0.4%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ORRF
ORRF
WALD
WALD
Q1 26
Q4 25
$74.7M
Q3 25
$22.8M
Q2 25
$24.5M
Q1 25
$11.0M
Q4 24
$35.0M
Q3 24
$7.5M
Q2 24
$6.4M
Free Cash Flow
ORRF
ORRF
WALD
WALD
Q1 26
Q4 25
$70.5M
Q3 25
$22.3M
Q2 25
$23.7M
Q1 25
$8.6M
Q4 24
$33.4M
Q3 24
$7.1M
Q2 24
$6.4M
FCF Margin
ORRF
ORRF
WALD
WALD
Q1 26
Q4 25
108.6%
Q3 25
34.7%
Q2 25
37.9%
Q1 25
14.3%
Q4 24
54.0%
Q3 24
11.1%
Q2 24
19.2%
Capex Intensity
ORRF
ORRF
WALD
WALD
Q1 26
Q4 25
6.5%
Q3 25
0.8%
Q2 25
1.3%
Q1 25
3.8%
Q4 24
2.6%
Q3 24
0.6%
Q2 24
0.1%
Cash Conversion
ORRF
ORRF
WALD
WALD
Q1 26
Q4 25
3.48×
Q3 25
1.04×
Q2 25
1.26×
Q1 25
0.61×
Q4 24
2.55×
Q3 24
Q2 24
0.83×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ORRF
ORRF

Net Interest Income$49.0M76%
Noninterest Income$15.6M24%

WALD
WALD

Segment breakdown not available.

Related Comparisons