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Side-by-side financial comparison of ORRSTOWN FINANCIAL SERVICES INC (ORRF) and ZKH Group Ltd (ZKH). Click either name above to swap in a different company.
ORRSTOWN FINANCIAL SERVICES INC is the larger business by last-quarter revenue ($64.6M vs $45.1M, roughly 1.4× ZKH Group Ltd). ORRSTOWN FINANCIAL SERVICES INC runs the higher net margin — 33.8% vs -1.0%, a 34.8% gap on every dollar of revenue.
Orrstown Financial Services Inc is a US regional bank holding company headquartered in Shippensburg, Pennsylvania. It offers a full range of retail and commercial banking solutions including deposit accounts, personal and business loans, mortgages, and wealth management services, primarily serving customers across central Pennsylvania and northern Maryland.
ZKH Group Ltd is a leading industrial supply chain service provider headquartered in China, specializing in MRO (Maintenance, Repair and Operations) products, industrial components, and digital procurement solutions. It mainly serves manufacturing, construction and energy sectors across the Asia-Pacific, delivering end-to-end inventory management and cost optimization support for enterprise clients.
ORRF vs ZKH — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $64.6M | $45.1M |
| Net Profit | $21.8M | $-471.3K |
| Gross Margin | — | 16.8% |
| Operating Margin | — | -1.4% |
| Net Margin | 33.8% | -1.0% |
| Revenue YoY | — | — |
| Net Profit YoY | 19.1% | — |
| EPS (diluted) | $1.12 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $64.6M | — | ||
| Q4 25 | $64.9M | — | ||
| Q3 25 | $64.4M | $45.1M | ||
| Q2 25 | $62.4M | $41.7M | ||
| Q1 25 | $60.4M | $36.8M | ||
| Q4 24 | $61.8M | — | ||
| Q3 24 | $64.1M | $44.8M | ||
| Q2 24 | $33.3M | $42.7M |
| Q1 26 | $21.8M | — | ||
| Q4 25 | $21.5M | — | ||
| Q3 25 | $21.9M | $-471.3K | ||
| Q2 25 | $19.4M | $-1.0M | ||
| Q1 25 | $18.1M | $-1.3M | ||
| Q4 24 | $13.7M | — | ||
| Q3 24 | $-7.9M | $-1.6M | ||
| Q2 24 | $7.7M | $-1.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 16.8% | ||
| Q2 25 | — | 16.5% | ||
| Q1 25 | — | 17.2% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 17.0% | ||
| Q2 24 | — | 17.0% |
| Q1 26 | — | — | ||
| Q4 25 | 42.3% | — | ||
| Q3 25 | 43.0% | -1.4% | ||
| Q2 25 | 39.6% | -3.3% | ||
| Q1 25 | 37.7% | -4.2% | ||
| Q4 24 | 27.7% | — | ||
| Q3 24 | -15.4% | -4.6% | ||
| Q2 24 | 29.5% | -3.2% |
| Q1 26 | 33.8% | — | ||
| Q4 25 | 33.1% | — | ||
| Q3 25 | 34.0% | -1.0% | ||
| Q2 25 | 31.2% | -2.5% | ||
| Q1 25 | 29.9% | -3.4% | ||
| Q4 24 | 22.1% | — | ||
| Q3 24 | -12.3% | -3.6% | ||
| Q2 24 | 23.3% | -2.9% |
| Q1 26 | $1.12 | — | ||
| Q4 25 | $1.11 | — | ||
| Q3 25 | $1.13 | — | ||
| Q2 25 | $1.01 | — | ||
| Q1 25 | $0.93 | — | ||
| Q4 24 | $0.35 | — | ||
| Q3 24 | $-0.41 | — | ||
| Q2 24 | $0.73 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $161.8M | $35.3M |
| Total DebtLower is stronger | — | $893.8K |
| Stockholders' EquityBook value | $603.2M | — |
| Total Assets | $5.6B | $123.8M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $161.8M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $35.3M | ||
| Q2 25 | — | $33.8M | ||
| Q1 25 | — | $32.0M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $39.0M | ||
| Q2 24 | — | $35.9M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $893.8K | ||
| Q2 25 | — | $888.3K | ||
| Q1 25 | — | $854.9K | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $603.2M | — | ||
| Q4 25 | $591.5M | — | ||
| Q3 25 | $571.9M | — | ||
| Q2 25 | $548.4M | — | ||
| Q1 25 | $532.9M | — | ||
| Q4 24 | $516.7M | — | ||
| Q3 24 | $516.2M | $60.6M | ||
| Q2 24 | $278.4M | $60.7M |
| Q1 26 | $5.6B | — | ||
| Q4 25 | $5.5B | — | ||
| Q3 25 | $5.5B | $123.8M | ||
| Q2 25 | $5.4B | $120.6M | ||
| Q1 25 | $5.4B | $116.4M | ||
| Q4 24 | $5.4B | — | ||
| Q3 24 | $5.5B | $132.6M | ||
| Q2 24 | $3.2B | $132.9M |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
ORRF
| Net Interest Income | $49.0M | 76% |
| Noninterest Income | $15.6M | 24% |
ZKH
Segment breakdown not available.
