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Side-by-side financial comparison of OneStream, Inc. (OS) and CPI Card Group Inc. (PMTS). Click either name above to swap in a different company.
OneStream, Inc. is the larger business by last-quarter revenue ($163.7M vs $153.1M, roughly 1.1× CPI Card Group Inc.). CPI Card Group Inc. runs the higher net margin — 4.8% vs 0.6%, a 4.2% gap on every dollar of revenue. On growth, OneStream, Inc. posted the faster year-over-year revenue change (23.6% vs 22.3%). CPI Card Group Inc. produced more free cash flow last quarter ($35.2M vs $25.6M). Over the past eight quarters, OneStream, Inc.'s revenue compounded faster (21.8% CAGR vs 16.9%).
Blue Stream provides cable television, cable telephone, DVR, and up to 1 GIG Internet speed broadband services to customers in the Florida communities of Coral Springs and Weston.
CPI Card Group Inc. is a leading provider of payment card production and associated solutions, including contactless and contact credit/debit cards, prepaid cards, and card personalization services. It primarily serves financial institutions, fintech firms, and retail brands across its core North American market.
OS vs PMTS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $163.7M | $153.1M |
| Net Profit | $999.0K | $7.3M |
| Gross Margin | 69.8% | 31.5% |
| Operating Margin | -3.2% | 12.0% |
| Net Margin | 0.6% | 4.8% |
| Revenue YoY | 23.6% | 22.3% |
| Net Profit YoY | — | 8.5% |
| EPS (diluted) | — | $0.62 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $163.7M | $153.1M | ||
| Q3 25 | $154.3M | $138.0M | ||
| Q2 25 | $147.6M | $129.8M | ||
| Q1 25 | $136.3M | $122.8M | ||
| Q4 24 | $132.5M | $125.1M | ||
| Q3 24 | $129.1M | $124.8M | ||
| Q2 24 | $117.5M | $118.8M | ||
| Q1 24 | $110.3M | $111.9M |
| Q4 25 | $999.0K | $7.3M | ||
| Q3 25 | $-8.8M | $2.3M | ||
| Q2 25 | $-18.4M | $518.0K | ||
| Q1 25 | $-24.0M | $4.8M | ||
| Q4 24 | — | $6.8M | ||
| Q3 24 | $-171.9M | $1.3M | ||
| Q2 24 | $-7.8M | $6.0M | ||
| Q1 24 | $-5.0M | $5.5M |
| Q4 25 | 69.8% | 31.5% | ||
| Q3 25 | 68.1% | 29.7% | ||
| Q2 25 | 68.6% | 30.9% | ||
| Q1 25 | 68.0% | 33.2% | ||
| Q4 24 | 66.8% | 34.1% | ||
| Q3 24 | 50.1% | 35.8% | ||
| Q2 24 | 68.5% | 35.7% | ||
| Q1 24 | 69.1% | 37.1% |
| Q4 25 | -3.2% | 12.0% | ||
| Q3 25 | -11.3% | 9.4% | ||
| Q2 25 | -21.8% | 7.3% | ||
| Q1 25 | -29.3% | 11.5% | ||
| Q4 24 | -35.8% | 12.7% | ||
| Q3 24 | -197.6% | 14.3% | ||
| Q2 24 | -9.8% | 12.5% | ||
| Q1 24 | -4.9% | 12.6% |
| Q4 25 | 0.6% | 4.8% | ||
| Q3 25 | -5.7% | 1.7% | ||
| Q2 25 | -12.5% | 0.4% | ||
| Q1 25 | -17.6% | 3.9% | ||
| Q4 24 | — | 5.4% | ||
| Q3 24 | -133.1% | 1.0% | ||
| Q2 24 | -6.7% | 5.1% | ||
| Q1 24 | -4.5% | 4.9% |
| Q4 25 | — | $0.62 | ||
| Q3 25 | — | $0.19 | ||
| Q2 25 | — | $0.04 | ||
| Q1 25 | — | $0.40 | ||
| Q4 24 | — | $0.56 | ||
| Q3 24 | $-1.06 | $0.11 | ||
| Q2 24 | — | $0.51 | ||
| Q1 24 | — | $0.46 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $693.6M | $21.7M |
| Total DebtLower is stronger | — | $286.7M |
| Stockholders' EquityBook value | $504.7M | $-17.3M |
| Total Assets | $1.0B | $403.2M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $693.6M | $21.7M | ||
| Q3 25 | $653.9M | $16.0M | ||
| Q2 25 | $652.1M | $17.1M | ||
| Q1 25 | $593.9M | $31.5M | ||
| Q4 24 | $544.2M | $33.5M | ||
| Q3 24 | $495.5M | $14.7M | ||
| Q2 24 | $140.5M | $7.5M | ||
| Q1 24 | — | $17.1M |
| Q4 25 | — | $286.7M | ||
| Q3 25 | — | $308.4M | ||
| Q2 25 | — | $310.9M | ||
| Q1 25 | — | $280.7M | ||
| Q4 24 | — | $280.4M | ||
| Q3 24 | — | $280.2M | ||
| Q2 24 | — | $269.7M | ||
| Q1 24 | — | $265.3M |
| Q4 25 | $504.7M | $-17.3M | ||
| Q3 25 | $472.1M | $-25.7M | ||
| Q2 25 | $458.2M | $-29.0M | ||
| Q1 25 | $412.9M | $-29.7M | ||
| Q4 24 | $386.2M | $-35.6M | ||
| Q3 24 | $458.2M | $-42.8M | ||
| Q2 24 | $97.5M | $-44.6M | ||
| Q1 24 | $102.5M | $-48.5M |
| Q4 25 | $1.0B | $403.2M | ||
| Q3 25 | $949.4M | $407.1M | ||
| Q2 25 | $910.5M | $399.8M | ||
| Q1 25 | $867.3M | $351.9M | ||
| Q4 24 | $823.2M | $349.7M | ||
| Q3 24 | $750.1M | $342.3M | ||
| Q2 24 | $379.7M | $321.4M | ||
| Q1 24 | — | $319.8M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $25.8M | $39.6M |
| Free Cash FlowOCF − Capex | $25.6M | $35.2M |
| FCF MarginFCF / Revenue | 15.7% | 23.0% |
| Capex IntensityCapex / Revenue | 0.1% | 2.9% |
| Cash ConversionOCF / Net Profit | 25.79× | 5.39× |
| TTM Free Cash FlowTrailing 4 quarters | $95.6M | $41.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $25.8M | $39.6M | ||
| Q3 25 | $5.0M | $10.0M | ||
| Q2 25 | $29.7M | $4.3M | ||
| Q1 25 | $36.2M | $5.6M | ||
| Q4 24 | — | $26.7M | ||
| Q3 24 | $2.4M | $12.5M | ||
| Q2 24 | $8.1M | $-4.8M | ||
| Q1 24 | $25.5M | $8.9M |
| Q4 25 | $25.6M | $35.2M | ||
| Q3 25 | $4.8M | $5.3M | ||
| Q2 25 | $29.4M | $533.0K | ||
| Q1 25 | $35.8M | $292.0K | ||
| Q4 24 | — | $21.6M | ||
| Q3 24 | $1.3M | $11.1M | ||
| Q2 24 | $7.7M | $-6.0M | ||
| Q1 24 | $24.9M | $7.4M |
| Q4 25 | 15.7% | 23.0% | ||
| Q3 25 | 3.1% | 3.8% | ||
| Q2 25 | 19.9% | 0.4% | ||
| Q1 25 | 26.3% | 0.2% | ||
| Q4 24 | — | 17.3% | ||
| Q3 24 | 1.0% | 8.9% | ||
| Q2 24 | 6.6% | -5.0% | ||
| Q1 24 | 22.5% | 6.6% |
| Q4 25 | 0.1% | 2.9% | ||
| Q3 25 | 0.1% | 3.4% | ||
| Q2 25 | 0.2% | 2.9% | ||
| Q1 25 | 0.3% | 4.3% | ||
| Q4 24 | — | 4.0% | ||
| Q3 24 | 0.8% | 1.2% | ||
| Q2 24 | 0.3% | 1.0% | ||
| Q1 24 | 0.6% | 1.3% |
| Q4 25 | 25.79× | 5.39× | ||
| Q3 25 | — | 4.32× | ||
| Q2 25 | — | 8.39× | ||
| Q1 25 | — | 1.17× | ||
| Q4 24 | — | 3.94× | ||
| Q3 24 | — | 9.70× | ||
| Q2 24 | — | -0.79× | ||
| Q1 24 | — | 1.63× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
OS
| Subscription And Circulation | $150.3M | 92% |
| Professional Services And Other | $9.4M | 6% |
| License | $4.0M | 2% |
PMTS
| US Debit And Credit | $128.9M | 84% |
| US Prepaid Debit | $24.4M | 16% |
