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Side-by-side financial comparison of OLD SECOND BANCORP INC (OSBC) and DOUGLAS DYNAMICS, INC (PLOW). Click either name above to swap in a different company.

DOUGLAS DYNAMICS, INC is the larger business by last-quarter revenue ($184.5M vs $93.8M, roughly 2.0× OLD SECOND BANCORP INC). OLD SECOND BANCORP INC runs the higher net margin — 27.3% vs 7.0%, a 20.3% gap on every dollar of revenue. Over the past eight quarters, DOUGLAS DYNAMICS, INC's revenue compounded faster (38.9% CAGR vs 15.1%).

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

General Dynamics Corporation (GD) is an American industrial and technology company based in Reston, Virginia. It is primarily a developer and producer of advanced military equipment of a wide variety, such as nuclear submarines, main battle tanks, and armoured fighting vehicles. It is also the manufacturer of the civilian aviation Gulfstream business jets and a provider of information technology services. The company is the 3rd largest of the top 100 contractors of the U.S. federal government...

OSBC vs PLOW — Head-to-Head

Bigger by revenue
PLOW
PLOW
2.0× larger
PLOW
$184.5M
$93.8M
OSBC
Higher net margin
OSBC
OSBC
20.3% more per $
OSBC
27.3%
7.0%
PLOW
Faster 2-yr revenue CAGR
PLOW
PLOW
Annualised
PLOW
38.9%
15.1%
OSBC

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
OSBC
OSBC
PLOW
PLOW
Revenue
$93.8M
$184.5M
Net Profit
$25.6M
$12.8M
Gross Margin
26.1%
Operating Margin
10.5%
Net Margin
27.3%
7.0%
Revenue YoY
28.6%
Net Profit YoY
159.2%
62.3%
EPS (diluted)
$0.48
$0.54

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OSBC
OSBC
PLOW
PLOW
Q1 26
$93.8M
Q4 25
$95.2M
$184.5M
Q3 25
$95.9M
$162.1M
Q2 25
$75.1M
$194.3M
Q1 25
$73.1M
$115.1M
Q4 24
$73.2M
$143.5M
Q3 24
$71.2M
$129.4M
Q2 24
$70.8M
$199.9M
Net Profit
OSBC
OSBC
PLOW
PLOW
Q1 26
$25.6M
Q4 25
$12.8M
Q3 25
$9.9M
$8.0M
Q2 25
$21.8M
$26.0M
Q1 25
$19.8M
$148.0K
Q4 24
$7.9M
Q3 24
$23.0M
$32.3M
Q2 24
$21.9M
$24.3M
Gross Margin
OSBC
OSBC
PLOW
PLOW
Q1 26
Q4 25
26.1%
Q3 25
23.5%
Q2 25
31.0%
Q1 25
24.5%
Q4 24
24.9%
Q3 24
23.9%
Q2 24
30.7%
Operating Margin
OSBC
OSBC
PLOW
PLOW
Q1 26
Q4 25
41.2%
10.5%
Q3 25
13.6%
8.7%
Q2 25
38.9%
19.0%
Q1 25
35.8%
2.8%
Q4 24
34.7%
9.0%
Q3 24
41.9%
35.4%
Q2 24
41.2%
18.2%
Net Margin
OSBC
OSBC
PLOW
PLOW
Q1 26
27.3%
Q4 25
7.0%
Q3 25
10.3%
4.9%
Q2 25
29.0%
13.4%
Q1 25
27.1%
0.1%
Q4 24
5.5%
Q3 24
32.3%
24.9%
Q2 24
30.9%
12.2%
EPS (diluted)
OSBC
OSBC
PLOW
PLOW
Q1 26
$0.48
Q4 25
$0.53
$0.54
Q3 25
$0.18
$0.33
Q2 25
$0.48
$1.09
Q1 25
$0.43
$0.00
Q4 24
$0.42
$0.35
Q3 24
$0.50
$1.36
Q2 24
$0.48
$1.02

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OSBC
OSBC
PLOW
PLOW
Cash + ST InvestmentsLiquidity on hand
$115.7M
Total DebtLower is stronger
$144.0M
Stockholders' EquityBook value
$893.3M
$281.4M
Total Assets
$6.8B
$626.7M
Debt / EquityLower = less leverage
0.51×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OSBC
OSBC
PLOW
PLOW
Q1 26
$115.7M
Q4 25
$124.0M
Q3 25
$116.5M
Q2 25
$141.8M
Q1 25
$256.1M
Q4 24
$99.3M
Q3 24
$115.8M
Q2 24
$120.9M
Total Debt
OSBC
OSBC
PLOW
PLOW
Q1 26
Q4 25
$144.0M
Q3 25
Q2 25
Q1 25
Q4 24
$147.5M
Q3 24
Q2 24
Stockholders' Equity
OSBC
OSBC
PLOW
PLOW
Q1 26
$893.3M
Q4 25
$896.8M
$281.4M
Q3 25
$866.7M
$275.3M
Q2 25
$718.6M
$273.3M
Q1 25
$694.5M
$258.9M
Q4 24
$671.0M
$264.2M
Q3 24
$661.4M
$260.8M
Q2 24
$619.3M
$236.7M
Total Assets
OSBC
OSBC
PLOW
PLOW
Q1 26
$6.8B
Q4 25
$6.9B
$626.7M
Q3 25
$7.0B
$694.9M
Q2 25
$5.7B
$671.5M
Q1 25
$5.7B
$621.0M
Q4 24
$5.6B
$590.0M
Q3 24
$5.7B
$665.6M
Q2 24
$5.7B
$617.0M
Debt / Equity
OSBC
OSBC
PLOW
PLOW
Q1 26
Q4 25
0.51×
Q3 25
Q2 25
Q1 25
Q4 24
0.56×
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OSBC
OSBC
PLOW
PLOW
Operating Cash FlowLast quarter
$95.9M
Free Cash FlowOCF − Capex
$92.8M
FCF MarginFCF / Revenue
50.3%
Capex IntensityCapex / Revenue
1.7%
Cash ConversionOCF / Net Profit
7.47×
TTM Free Cash FlowTrailing 4 quarters
$63.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OSBC
OSBC
PLOW
PLOW
Q1 26
Q4 25
$122.3M
$95.9M
Q3 25
$35.9M
$-8.5M
Q2 25
$24.2M
$-11.4M
Q1 25
$17.8M
$-1.3M
Q4 24
$131.5M
$74.4M
Q3 24
$48.5M
$-14.2M
Q2 24
$11.6M
$2.5M
Free Cash Flow
OSBC
OSBC
PLOW
PLOW
Q1 26
Q4 25
$117.8M
$92.8M
Q3 25
$34.7M
$-11.4M
Q2 25
$23.5M
$-14.3M
Q1 25
$16.2M
$-3.5M
Q4 24
$120.7M
$70.2M
Q3 24
$46.2M
$-15.2M
Q2 24
$8.7M
$836.0K
FCF Margin
OSBC
OSBC
PLOW
PLOW
Q1 26
Q4 25
123.7%
50.3%
Q3 25
36.2%
-7.1%
Q2 25
31.2%
-7.4%
Q1 25
22.2%
-3.0%
Q4 24
165.0%
48.9%
Q3 24
64.9%
-11.8%
Q2 24
12.3%
0.4%
Capex Intensity
OSBC
OSBC
PLOW
PLOW
Q1 26
Q4 25
4.7%
1.7%
Q3 25
1.3%
1.8%
Q2 25
1.1%
1.5%
Q1 25
2.2%
1.9%
Q4 24
14.7%
2.9%
Q3 24
3.3%
0.8%
Q2 24
4.2%
0.8%
Cash Conversion
OSBC
OSBC
PLOW
PLOW
Q1 26
Q4 25
7.47×
Q3 25
3.64×
-1.07×
Q2 25
1.11×
-0.44×
Q1 25
0.90×
-9.03×
Q4 24
9.41×
Q3 24
2.11×
-0.44×
Q2 24
0.53×
0.10×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OSBC
OSBC

Net Interest Income$81.1M87%
Noninterest Income$12.6M13%

PLOW
PLOW

Work Truck Solutions$101.5M55%
Transferred At Point In Time$83.1M45%

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