vs

Side-by-side financial comparison of OLD SECOND BANCORP INC (OSBC) and SOLENO THERAPEUTICS INC (SLNO). Click either name above to swap in a different company.

OLD SECOND BANCORP INC is the larger business by last-quarter revenue ($93.8M vs $66.0M, roughly 1.4× SOLENO THERAPEUTICS INC). SOLENO THERAPEUTICS INC runs the higher net margin — 39.4% vs 27.3%, a 12.1% gap on every dollar of revenue.

U.S. Bancorp is an American multinational banking institution headquartered in Minneapolis, Minnesota and incorporated in Delaware. It is the 5th-largest bank in the United States as of 2025. As the largest bank in the Midwestern United States, it is considered systemically important by the Financial Stability Board. It is the parent company of its primary operating entity, U.S. Bank National Association, which does business as U.S. Bank. The company provides banking, investment, mortgage, tr...

SOLENO THERAPEUTICS INC is a clinical-stage biopharmaceutical company specializing in developing novel therapies for rare endocrine, metabolic, and neurodevelopmental disorders. Its lead product candidate targets Prader-Willi syndrome, a rare genetic condition, with key patient markets across North America and the European Union.

OSBC vs SLNO — Head-to-Head

Bigger by revenue
OSBC
OSBC
1.4× larger
OSBC
$93.8M
$66.0M
SLNO
Higher net margin
SLNO
SLNO
12.1% more per $
SLNO
39.4%
27.3%
OSBC

Income Statement — Q1 FY2026 vs Q3 FY2025

Metric
OSBC
OSBC
SLNO
SLNO
Revenue
$93.8M
$66.0M
Net Profit
$25.6M
$26.0M
Gross Margin
98.3%
Operating Margin
33.5%
Net Margin
27.3%
39.4%
Revenue YoY
Net Profit YoY
159.2%
134.0%
EPS (diluted)
$0.48
$0.47

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OSBC
OSBC
SLNO
SLNO
Q1 26
$93.8M
Q4 25
$95.2M
Q3 25
$95.9M
$66.0M
Q2 25
$75.1M
$32.7M
Q1 25
$73.1M
Q4 24
$73.2M
Q3 24
$71.2M
Q2 24
$70.8M
Net Profit
OSBC
OSBC
SLNO
SLNO
Q1 26
$25.6M
Q4 25
Q3 25
$9.9M
$26.0M
Q2 25
$21.8M
$-4.7M
Q1 25
$19.8M
Q4 24
Q3 24
$23.0M
Q2 24
$21.9M
Gross Margin
OSBC
OSBC
SLNO
SLNO
Q1 26
Q4 25
Q3 25
98.3%
Q2 25
97.9%
Q1 25
Q4 24
Q3 24
Q2 24
Operating Margin
OSBC
OSBC
SLNO
SLNO
Q1 26
Q4 25
41.2%
Q3 25
13.6%
33.5%
Q2 25
38.9%
-20.0%
Q1 25
35.8%
Q4 24
34.7%
Q3 24
41.9%
Q2 24
41.2%
Net Margin
OSBC
OSBC
SLNO
SLNO
Q1 26
27.3%
Q4 25
Q3 25
10.3%
39.4%
Q2 25
29.0%
-14.4%
Q1 25
27.1%
Q4 24
Q3 24
32.3%
Q2 24
30.9%
EPS (diluted)
OSBC
OSBC
SLNO
SLNO
Q1 26
$0.48
Q4 25
$0.53
Q3 25
$0.18
$0.47
Q2 25
$0.48
$-0.09
Q1 25
$0.43
Q4 24
$0.42
Q3 24
$0.50
Q2 24
$0.48

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OSBC
OSBC
SLNO
SLNO
Cash + ST InvestmentsLiquidity on hand
$115.7M
$498.9M
Total DebtLower is stronger
Stockholders' EquityBook value
$893.3M
$494.8M
Total Assets
$6.8B
$599.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OSBC
OSBC
SLNO
SLNO
Q1 26
$115.7M
Q4 25
$124.0M
Q3 25
$116.5M
$498.9M
Q2 25
$141.8M
$286.8M
Q1 25
$256.1M
Q4 24
$99.3M
Q3 24
$115.8M
Q2 24
$120.9M
Stockholders' Equity
OSBC
OSBC
SLNO
SLNO
Q1 26
$893.3M
Q4 25
$896.8M
Q3 25
$866.7M
$494.8M
Q2 25
$718.6M
$240.1M
Q1 25
$694.5M
Q4 24
$671.0M
Q3 24
$661.4M
Q2 24
$619.3M
Total Assets
OSBC
OSBC
SLNO
SLNO
Q1 26
$6.8B
Q4 25
$6.9B
Q3 25
$7.0B
$599.9M
Q2 25
$5.7B
$332.3M
Q1 25
$5.7B
Q4 24
$5.6B
Q3 24
$5.7B
Q2 24
$5.7B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OSBC
OSBC
SLNO
SLNO
Operating Cash FlowLast quarter
$43.5M
Free Cash FlowOCF − Capex
$43.5M
FCF MarginFCF / Revenue
65.8%
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
1.67×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OSBC
OSBC
SLNO
SLNO
Q1 26
Q4 25
$122.3M
Q3 25
$35.9M
$43.5M
Q2 25
$24.2M
$-12.6M
Q1 25
$17.8M
Q4 24
$131.5M
Q3 24
$48.5M
Q2 24
$11.6M
Free Cash Flow
OSBC
OSBC
SLNO
SLNO
Q1 26
Q4 25
$117.8M
Q3 25
$34.7M
$43.5M
Q2 25
$23.5M
$-12.6M
Q1 25
$16.2M
Q4 24
$120.7M
Q3 24
$46.2M
Q2 24
$8.7M
FCF Margin
OSBC
OSBC
SLNO
SLNO
Q1 26
Q4 25
123.7%
Q3 25
36.2%
65.8%
Q2 25
31.2%
-38.6%
Q1 25
22.2%
Q4 24
165.0%
Q3 24
64.9%
Q2 24
12.3%
Capex Intensity
OSBC
OSBC
SLNO
SLNO
Q1 26
Q4 25
4.7%
Q3 25
1.3%
0.0%
Q2 25
1.1%
0.0%
Q1 25
2.2%
Q4 24
14.7%
Q3 24
3.3%
Q2 24
4.2%
Cash Conversion
OSBC
OSBC
SLNO
SLNO
Q1 26
Q4 25
Q3 25
3.64×
1.67×
Q2 25
1.11×
Q1 25
0.90×
Q4 24
Q3 24
2.11×
Q2 24
0.53×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OSBC
OSBC

Net Interest Income$81.1M87%
Noninterest Income$12.6M13%

SLNO
SLNO

Segment breakdown not available.

Related Comparisons