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Side-by-side financial comparison of ORASURE TECHNOLOGIES INC (OSUR) and USCB FINANCIAL HOLDINGS, INC. (USCB). Click either name above to swap in a different company.

ORASURE TECHNOLOGIES INC is the larger business by last-quarter revenue ($26.8M vs $22.2M, roughly 1.2× USCB FINANCIAL HOLDINGS, INC.). USCB FINANCIAL HOLDINGS, INC. runs the higher net margin — 6.1% vs -72.1%, a 78.2% gap on every dollar of revenue. On growth, USCB FINANCIAL HOLDINGS, INC. posted the faster year-over-year revenue change (14.7% vs -28.5%). USCB FINANCIAL HOLDINGS, INC. produced more free cash flow last quarter ($42.5M vs $-9.9M). Over the past eight quarters, USCB FINANCIAL HOLDINGS, INC.'s revenue compounded faster (12.3% CAGR vs -29.7%).

OraSure Technologies, Inc. is a Bethlehem, Pennsylvania–based company in the medical device industry. Their products include diagnostic testing kits. The company had recently developed OraQuick testing kit, the first over-the-counter home HIV test.

USCB Financial Holdings, Inc. is a U.S.-headquartered bank holding company that offers comprehensive retail and commercial banking services, including deposit products, personal and business loans, wealth management, and digital banking tools. It primarily serves individual consumers, small and medium-sized enterprises, and local corporate clients across its operating regions in the United States, prioritizing personalized customer experiences and community-oriented financial services.

OSUR vs USCB — Head-to-Head

Bigger by revenue
OSUR
OSUR
1.2× larger
OSUR
$26.8M
$22.2M
USCB
Growing faster (revenue YoY)
USCB
USCB
+43.2% gap
USCB
14.7%
-28.5%
OSUR
Higher net margin
USCB
USCB
78.2% more per $
USCB
6.1%
-72.1%
OSUR
More free cash flow
USCB
USCB
$52.4M more FCF
USCB
$42.5M
$-9.9M
OSUR
Faster 2-yr revenue CAGR
USCB
USCB
Annualised
USCB
12.3%
-29.7%
OSUR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
OSUR
OSUR
USCB
USCB
Revenue
$26.8M
$22.2M
Net Profit
$-19.3M
$1.4M
Gross Margin
41.0%
Operating Margin
-75.1%
14.7%
Net Margin
-72.1%
6.1%
Revenue YoY
-28.5%
14.7%
Net Profit YoY
-78.7%
-80.3%
EPS (diluted)
$-0.28

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OSUR
OSUR
USCB
USCB
Q4 25
$26.8M
$22.2M
Q3 25
$27.1M
$25.0M
Q2 25
$31.2M
$24.4M
Q1 25
$29.9M
$22.8M
Q4 24
$37.4M
$23.0M
Q3 24
$39.9M
$21.5M
Q2 24
$54.3M
$20.5M
Q1 24
$54.1M
$17.6M
Net Profit
OSUR
OSUR
USCB
USCB
Q4 25
$-19.3M
$1.4M
Q3 25
$-13.7M
$8.9M
Q2 25
$-19.7M
$8.1M
Q1 25
$-16.0M
$7.7M
Q4 24
$-10.8M
$6.9M
Q3 24
$-4.5M
$6.9M
Q2 24
$-615.0K
$6.2M
Q1 24
$-3.6M
$4.6M
Gross Margin
OSUR
OSUR
USCB
USCB
Q4 25
41.0%
Q3 25
43.5%
Q2 25
42.1%
Q1 25
41.1%
Q4 24
36.2%
Q3 24
42.8%
Q2 24
45.4%
Q1 24
44.5%
Operating Margin
OSUR
OSUR
USCB
USCB
Q4 25
-75.1%
14.7%
Q3 25
-59.4%
47.3%
Q2 25
-57.7%
44.0%
Q1 25
-59.3%
44.2%
Q4 24
-33.2%
39.6%
Q3 24
-15.0%
42.5%
Q2 24
-5.0%
39.8%
Q1 24
-13.1%
34.3%
Net Margin
OSUR
OSUR
USCB
USCB
Q4 25
-72.1%
6.1%
Q3 25
-50.6%
35.8%
Q2 25
-63.0%
33.4%
Q1 25
-53.6%
33.5%
Q4 24
-28.8%
30.0%
Q3 24
-11.3%
32.3%
Q2 24
-1.1%
30.3%
Q1 24
-6.6%
26.2%
EPS (diluted)
OSUR
OSUR
USCB
USCB
Q4 25
$-0.28
Q3 25
$-0.19
$0.45
Q2 25
$-0.26
Q1 25
$-0.21
Q4 24
$-0.14
Q3 24
$-0.06
$0.35
Q2 24
$-0.01
Q1 24
$-0.05

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OSUR
OSUR
USCB
USCB
Cash + ST InvestmentsLiquidity on hand
$199.3M
$38.5M
Total DebtLower is stronger
Stockholders' EquityBook value
$340.8M
$217.2M
Total Assets
$403.2M
$2.8B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OSUR
OSUR
USCB
USCB
Q4 25
$199.3M
$38.5M
Q3 25
$216.5M
$56.8M
Q2 25
$234.6M
$54.8M
Q1 25
$247.6M
$98.0M
Q4 24
$267.8M
$77.0M
Q3 24
$278.6M
$38.5M
Q2 24
$267.4M
$77.3M
Q1 24
$263.8M
$126.5M
Stockholders' Equity
OSUR
OSUR
USCB
USCB
Q4 25
$340.8M
$217.2M
Q3 25
$362.0M
$209.1M
Q2 25
$380.7M
$231.6M
Q1 25
$396.3M
$225.1M
Q4 24
$410.3M
$215.4M
Q3 24
$425.6M
$213.9M
Q2 24
$425.8M
$201.0M
Q1 24
$426.3M
$195.0M
Total Assets
OSUR
OSUR
USCB
USCB
Q4 25
$403.2M
$2.8B
Q3 25
$423.1M
$2.8B
Q2 25
$445.0M
$2.7B
Q1 25
$457.6M
$2.7B
Q4 24
$479.7M
$2.6B
Q3 24
$464.1M
$2.5B
Q2 24
$466.3M
$2.5B
Q1 24
$467.6M
$2.5B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OSUR
OSUR
USCB
USCB
Operating Cash FlowLast quarter
$-9.0M
$42.8M
Free Cash FlowOCF − Capex
$-9.9M
$42.5M
FCF MarginFCF / Revenue
-37.1%
191.4%
Capex IntensityCapex / Revenue
3.4%
1.4%
Cash ConversionOCF / Net Profit
31.40×
TTM Free Cash FlowTrailing 4 quarters
$-53.2M
$95.1M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OSUR
OSUR
USCB
USCB
Q4 25
$-9.0M
$42.8M
Q3 25
$-10.1M
$20.1M
Q2 25
$-10.2M
$18.0M
Q1 25
$-19.7M
$14.6M
Q4 24
$109.0K
$34.8M
Q3 24
$12.7M
$11.3M
Q2 24
$7.8M
$18.3M
Q1 24
$6.7M
$8.1M
Free Cash Flow
OSUR
OSUR
USCB
USCB
Q4 25
$-9.9M
$42.5M
Q3 25
$-11.0M
$20.0M
Q2 25
$-12.2M
$18.0M
Q1 25
$-20.2M
$14.6M
Q4 24
$-347.0K
$34.5M
Q3 24
$12.5M
$11.2M
Q2 24
$6.2M
$18.2M
Q1 24
$5.2M
$8.0M
FCF Margin
OSUR
OSUR
USCB
USCB
Q4 25
-37.1%
191.4%
Q3 25
-40.6%
80.3%
Q2 25
-38.9%
73.7%
Q1 25
-67.3%
63.9%
Q4 24
-0.9%
150.2%
Q3 24
31.4%
52.2%
Q2 24
11.5%
88.8%
Q1 24
9.5%
45.4%
Capex Intensity
OSUR
OSUR
USCB
USCB
Q4 25
3.4%
1.4%
Q3 25
3.4%
0.5%
Q2 25
6.2%
0.2%
Q1 25
1.4%
0.2%
Q4 24
1.2%
1.4%
Q3 24
0.4%
0.4%
Q2 24
3.0%
0.4%
Q1 24
2.9%
0.5%
Cash Conversion
OSUR
OSUR
USCB
USCB
Q4 25
31.40×
Q3 25
2.25×
Q2 25
2.22×
Q1 25
1.91×
Q4 24
5.05×
Q3 24
1.63×
Q2 24
2.95×
Q1 24
1.75×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OSUR
OSUR

Product And Services$24.9M93%
Other$1.9M7%

USCB
USCB

Segment breakdown not available.

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