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Side-by-side financial comparison of OHIO VALLEY BANC CORP (OVBC) and PEDEVCO CORP (PED). Click either name above to swap in a different company.

PEDEVCO CORP is the larger business by last-quarter revenue ($23.1M vs $16.2M, roughly 1.4× OHIO VALLEY BANC CORP). OHIO VALLEY BANC CORP runs the higher net margin — 24.4% vs -36.8%, a 61.2% gap on every dollar of revenue. On growth, PEDEVCO CORP posted the faster year-over-year revenue change (118.2% vs -4.6%). Over the past eight quarters, PEDEVCO CORP's revenue compounded faster (68.6% CAGR vs 4.3%).

Valley National Bank of Arizona was a bank based in Phoenix, Arizona, founded in 1900 and acquired by Bank One in 1992. The bank was one of Arizona's leading financial institutions during the 20th century and the last major independent bank in Arizona at the time of its acquisition.

PEDEVCO Corp is an independent energy company specializing in the acquisition, exploration, development, and production of oil and natural gas assets. It primarily holds and operates onshore resource properties across continental US basins, serving domestic wholesale, utility, and industrial energy customer segments.

OVBC vs PED — Head-to-Head

Bigger by revenue
PED
PED
1.4× larger
PED
$23.1M
$16.2M
OVBC
Growing faster (revenue YoY)
PED
PED
+122.9% gap
PED
118.2%
-4.6%
OVBC
Higher net margin
OVBC
OVBC
61.2% more per $
OVBC
24.4%
-36.8%
PED
Faster 2-yr revenue CAGR
PED
PED
Annualised
PED
68.6%
4.3%
OVBC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
OVBC
OVBC
PED
PED
Revenue
$16.2M
$23.1M
Net Profit
$4.0M
$-8.5M
Gross Margin
Operating Margin
30.7%
-21.3%
Net Margin
24.4%
-36.8%
Revenue YoY
-4.6%
118.2%
Net Profit YoY
57.3%
-243.5%
EPS (diluted)
$-2.23

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OVBC
OVBC
PED
PED
Q4 25
$16.2M
$23.1M
Q3 25
$16.3M
$7.0M
Q2 25
$17.4M
$7.0M
Q1 25
$16.8M
$8.7M
Q4 24
$17.0M
$10.6M
Q3 24
$15.4M
$9.1M
Q2 24
$14.7M
$11.8M
Q1 24
$14.9M
$8.1M
Net Profit
OVBC
OVBC
PED
PED
Q4 25
$4.0M
$-8.5M
Q3 25
$3.0M
$-325.0K
Q2 25
$4.2M
$-1.7M
Q1 25
$4.4M
$140.0K
Q4 24
$2.5M
$5.9M
Q3 24
$2.7M
$2.9M
Q2 24
$3.0M
$2.7M
Q1 24
$2.8M
$773.0K
Operating Margin
OVBC
OVBC
PED
PED
Q4 25
30.7%
-21.3%
Q3 25
22.9%
-12.0%
Q2 25
29.8%
-32.2%
Q1 25
33.1%
1.7%
Q4 24
18.1%
-12.9%
Q3 24
21.3%
31.3%
Q2 24
24.7%
22.3%
Q1 24
22.8%
7.6%
Net Margin
OVBC
OVBC
PED
PED
Q4 25
24.4%
-36.8%
Q3 25
18.5%
-4.7%
Q2 25
24.2%
-24.0%
Q1 25
26.2%
1.6%
Q4 24
14.8%
56.0%
Q3 24
17.6%
32.2%
Q2 24
20.3%
22.7%
Q1 24
18.8%
9.5%
EPS (diluted)
OVBC
OVBC
PED
PED
Q4 25
$-2.23
Q3 25
$0.00
Q2 25
$-0.02
Q1 25
$0.00
Q4 24
$2.69
Q3 24
$0.03
Q2 24
$0.03
Q1 24
$0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OVBC
OVBC
PED
PED
Cash + ST InvestmentsLiquidity on hand
$45.9M
$3.2M
Total DebtLower is stronger
Stockholders' EquityBook value
$170.3M
$207.4M
Total Assets
$1.6B
$375.9M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OVBC
OVBC
PED
PED
Q4 25
$45.9M
$3.2M
Q3 25
$89.3M
$10.9M
Q2 25
$54.6M
$8.5M
Q1 25
$120.6M
$10.4M
Q4 24
$83.1M
$4.0M
Q3 24
$82.2M
$4.6M
Q2 24
$107.7M
$6.1M
Q1 24
$129.1M
$13.3M
Stockholders' Equity
OVBC
OVBC
PED
PED
Q4 25
$170.3M
$207.4M
Q3 25
$164.4M
$115.4M
Q2 25
$160.8M
$115.2M
Q1 25
$155.7M
$116.2M
Q4 24
$150.3M
$115.6M
Q3 24
$152.2M
$106.5M
Q2 24
$145.8M
$103.2M
Q1 24
$145.8M
$100.0M
Total Assets
OVBC
OVBC
PED
PED
Q4 25
$1.6B
$375.9M
Q3 25
$1.6B
$135.9M
Q2 25
$1.5B
$136.8M
Q1 25
$1.5B
$145.6M
Q4 24
$1.5B
$128.3M
Q3 24
$1.5B
$114.3M
Q2 24
$1.4B
$111.0M
Q1 24
$1.4B
$118.3M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OVBC
OVBC
PED
PED
Operating Cash FlowLast quarter
$18.1M
$-2.1M
Free Cash FlowOCF − Capex
$17.0M
FCF MarginFCF / Revenue
105.2%
Capex IntensityCapex / Revenue
6.4%
Cash ConversionOCF / Net Profit
4.57×
TTM Free Cash FlowTrailing 4 quarters
$26.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OVBC
OVBC
PED
PED
Q4 25
$18.1M
$-2.1M
Q3 25
$5.3M
$7.4M
Q2 25
$4.5M
$-420.0K
Q1 25
$496.0K
$5.9M
Q4 24
$13.1M
$4.2M
Q3 24
$5.6M
$8.3M
Q2 24
$4.2M
$4.6M
Q1 24
$928.0K
$-4.3M
Free Cash Flow
OVBC
OVBC
PED
PED
Q4 25
$17.0M
Q3 25
$5.0M
Q2 25
$4.4M
Q1 25
$138.0K
Q4 24
$11.7M
Q3 24
$5.4M
Q2 24
$3.9M
Q1 24
$234.0K
FCF Margin
OVBC
OVBC
PED
PED
Q4 25
105.2%
Q3 25
30.4%
Q2 25
25.1%
Q1 25
0.8%
Q4 24
68.7%
Q3 24
35.1%
Q2 24
26.3%
Q1 24
1.6%
Capex Intensity
OVBC
OVBC
PED
PED
Q4 25
6.4%
Q3 25
2.1%
Q2 25
0.6%
Q1 25
2.1%
Q4 24
8.4%
Q3 24
1.2%
Q2 24
2.2%
Q1 24
4.7%
Cash Conversion
OVBC
OVBC
PED
PED
Q4 25
4.57×
Q3 25
1.75×
Q2 25
1.06×
Q1 25
0.11×
42.34×
Q4 24
5.21×
0.71×
Q3 24
2.06×
2.83×
Q2 24
1.41×
1.71×
Q1 24
0.33×
-5.56×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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