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Side-by-side financial comparison of OHIO VALLEY BANC CORP (OVBC) and Spire Global, Inc. (SPIR). Click either name above to swap in a different company.

OHIO VALLEY BANC CORP is the larger business by last-quarter revenue ($16.2M vs $15.8M, roughly 1.0× Spire Global, Inc.). OHIO VALLEY BANC CORP runs the higher net margin — 24.4% vs -176.6%, a 201.0% gap on every dollar of revenue. On growth, OHIO VALLEY BANC CORP posted the faster year-over-year revenue change (-4.6% vs -26.9%). OHIO VALLEY BANC CORP produced more free cash flow last quarter ($17.0M vs $-16.2M). Over the past eight quarters, OHIO VALLEY BANC CORP's revenue compounded faster (4.3% CAGR vs -32.6%).

Valley National Bank of Arizona was a bank based in Phoenix, Arizona, founded in 1900 and acquired by Bank One in 1992. The bank was one of Arizona's leading financial institutions during the 20th century and the last major independent bank in Arizona at the time of its acquisition.

Spire Global, Inc. is a space-to-cloud data and analytics company that specializes in the tracking of global data sets powered by a large constellation of nanosatellites, such as the tracking of maritime, aviation and weather patterns.

OVBC vs SPIR — Head-to-Head

Bigger by revenue
OVBC
OVBC
1.0× larger
OVBC
$16.2M
$15.8M
SPIR
Growing faster (revenue YoY)
OVBC
OVBC
+22.3% gap
OVBC
-4.6%
-26.9%
SPIR
Higher net margin
OVBC
OVBC
201.0% more per $
OVBC
24.4%
-176.6%
SPIR
More free cash flow
OVBC
OVBC
$33.2M more FCF
OVBC
$17.0M
$-16.2M
SPIR
Faster 2-yr revenue CAGR
OVBC
OVBC
Annualised
OVBC
4.3%
-32.6%
SPIR

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
OVBC
OVBC
SPIR
SPIR
Revenue
$16.2M
$15.8M
Net Profit
$4.0M
$-28.0M
Gross Margin
40.2%
Operating Margin
30.7%
-164.1%
Net Margin
24.4%
-176.6%
Revenue YoY
-4.6%
-26.9%
Net Profit YoY
57.3%
42.7%
EPS (diluted)
$-0.85

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OVBC
OVBC
SPIR
SPIR
Q4 25
$16.2M
$15.8M
Q3 25
$16.3M
$12.7M
Q2 25
$17.4M
$19.2M
Q1 25
$16.8M
$23.9M
Q4 24
$17.0M
$21.7M
Q3 24
$15.4M
$28.6M
Q2 24
$14.7M
$25.4M
Q1 24
$14.9M
$34.8M
Net Profit
OVBC
OVBC
SPIR
SPIR
Q4 25
$4.0M
$-28.0M
Q3 25
$3.0M
$-19.7M
Q2 25
$4.2M
$119.6M
Q1 25
$4.4M
$-20.7M
Q4 24
$2.5M
$-48.8M
Q3 24
$2.7M
$-12.5M
Q2 24
$3.0M
$-16.6M
Q1 24
$2.8M
$-25.5M
Gross Margin
OVBC
OVBC
SPIR
SPIR
Q4 25
40.2%
Q3 25
36.6%
Q2 25
48.9%
Q1 25
36.8%
Q4 24
32.4%
Q3 24
44.5%
Q2 24
43.0%
Q1 24
26.5%
Operating Margin
OVBC
OVBC
SPIR
SPIR
Q4 25
30.7%
-164.1%
Q3 25
22.9%
-166.1%
Q2 25
29.8%
-122.7%
Q1 25
33.1%
-106.5%
Q4 24
18.1%
-144.1%
Q3 24
21.3%
-48.0%
Q2 24
24.7%
-48.6%
Q1 24
22.8%
-34.4%
Net Margin
OVBC
OVBC
SPIR
SPIR
Q4 25
24.4%
-176.6%
Q3 25
18.5%
-155.3%
Q2 25
24.2%
623.4%
Q1 25
26.2%
-86.5%
Q4 24
14.8%
-225.2%
Q3 24
17.6%
-43.7%
Q2 24
20.3%
-65.2%
Q1 24
18.8%
-73.3%
EPS (diluted)
OVBC
OVBC
SPIR
SPIR
Q4 25
$-0.85
Q3 25
$-0.61
Q2 25
$3.72
Q1 25
$-0.77
Q4 24
$-1.93
Q3 24
$-0.50
Q2 24
$-0.68
Q1 24
$-1.17

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OVBC
OVBC
SPIR
SPIR
Cash + ST InvestmentsLiquidity on hand
$45.9M
$81.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$170.3M
$112.9M
Total Assets
$1.6B
$211.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OVBC
OVBC
SPIR
SPIR
Q4 25
$45.9M
$81.8M
Q3 25
$89.3M
$96.8M
Q2 25
$54.6M
$117.6M
Q1 25
$120.6M
$35.9M
Q4 24
$83.1M
$19.2M
Q3 24
$82.2M
$36.6M
Q2 24
$107.7M
$45.8M
Q1 24
$129.1M
$63.7M
Total Debt
OVBC
OVBC
SPIR
SPIR
Q4 25
Q3 25
Q2 25
Q1 25
$103.7M
Q4 24
$103.1M
Q3 24
$4.9M
Q2 24
$4.9M
Q1 24
$123.1M
Stockholders' Equity
OVBC
OVBC
SPIR
SPIR
Q4 25
$170.3M
$112.9M
Q3 25
$164.4M
$133.1M
Q2 25
$160.8M
$149.2M
Q1 25
$155.7M
$3.7M
Q4 24
$150.3M
$-11.7M
Q3 24
$152.2M
$30.8M
Q2 24
$145.8M
$40.3M
Q1 24
$145.8M
$52.5M
Total Assets
OVBC
OVBC
SPIR
SPIR
Q4 25
$1.6B
$211.0M
Q3 25
$1.6B
$224.3M
Q2 25
$1.5B
$239.5M
Q1 25
$1.5B
$208.8M
Q4 24
$1.5B
$193.6M
Q3 24
$1.5B
$224.2M
Q2 24
$1.4B
$230.8M
Q1 24
$1.4B
$252.3M
Debt / Equity
OVBC
OVBC
SPIR
SPIR
Q4 25
Q3 25
Q2 25
Q1 25
27.92×
Q4 24
Q3 24
0.16×
Q2 24
0.12×
Q1 24
2.35×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OVBC
OVBC
SPIR
SPIR
Operating Cash FlowLast quarter
$18.1M
$-4.3M
Free Cash FlowOCF − Capex
$17.0M
$-16.2M
FCF MarginFCF / Revenue
105.2%
-102.1%
Capex IntensityCapex / Revenue
6.4%
75.1%
Cash ConversionOCF / Net Profit
4.57×
TTM Free Cash FlowTrailing 4 quarters
$26.5M
$-92.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OVBC
OVBC
SPIR
SPIR
Q4 25
$18.1M
$-4.3M
Q3 25
$5.3M
$-12.0M
Q2 25
$4.5M
$-35.1M
Q1 25
$496.0K
$-8.4M
Q4 24
$13.1M
$-19.2M
Q3 24
$5.6M
$14.0M
Q2 24
$4.2M
$-4.4M
Q1 24
$928.0K
$-8.8M
Free Cash Flow
OVBC
OVBC
SPIR
SPIR
Q4 25
$17.0M
$-16.2M
Q3 25
$5.0M
$-20.4M
Q2 25
$4.4M
$-38.7M
Q1 25
$138.0K
$-17.3M
Q4 24
$11.7M
$-24.3M
Q3 24
$5.4M
$5.1M
Q2 24
$3.9M
$-9.9M
Q1 24
$234.0K
$-15.9M
FCF Margin
OVBC
OVBC
SPIR
SPIR
Q4 25
105.2%
-102.1%
Q3 25
30.4%
-161.3%
Q2 25
25.1%
-201.7%
Q1 25
0.8%
-72.6%
Q4 24
68.7%
-112.2%
Q3 24
35.1%
17.8%
Q2 24
26.3%
-39.0%
Q1 24
1.6%
-45.7%
Capex Intensity
OVBC
OVBC
SPIR
SPIR
Q4 25
6.4%
75.1%
Q3 25
2.1%
66.2%
Q2 25
0.6%
18.8%
Q1 25
2.1%
37.3%
Q4 24
8.4%
23.5%
Q3 24
1.2%
31.2%
Q2 24
2.2%
21.8%
Q1 24
4.7%
20.3%
Cash Conversion
OVBC
OVBC
SPIR
SPIR
Q4 25
4.57×
Q3 25
1.75×
Q2 25
1.06×
-0.29×
Q1 25
0.11×
Q4 24
5.21×
Q3 24
2.06×
Q2 24
1.41×
Q1 24
0.33×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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