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Side-by-side financial comparison of OHIO VALLEY BANC CORP (OVBC) and Ucommune International Ltd (UK). Click either name above to swap in a different company.

Ucommune International Ltd is the larger business by last-quarter revenue ($16.4M vs $16.2M, roughly 1.0× OHIO VALLEY BANC CORP). OHIO VALLEY BANC CORP runs the higher net margin — 24.4% vs -42.2%, a 66.6% gap on every dollar of revenue. On growth, OHIO VALLEY BANC CORP posted the faster year-over-year revenue change (-4.6% vs -56.1%). OHIO VALLEY BANC CORP produced more free cash flow last quarter ($17.0M vs $-892.0K).

Valley National Bank of Arizona was a bank based in Phoenix, Arizona, founded in 1900 and acquired by Bank One in 1992. The bank was one of Arizona's leading financial institutions during the 20th century and the last major independent bank in Arizona at the time of its acquisition.

Ucommune International Ltd., formerly known as UrWork, is a Beijing-based co-working space provider founded in 2015 by Mao Daqing. It is now the second-largest co-working space provider after WeWork, with properties in three dozen cities around the world, including Shanghai, Singapore, Hong Kong and New York City. The company was valued at 1.8 billion US dollars in August 2018, making it the first domestic unicorn in the Chinese co-working space, but by November 2018, Ucommune had completed i...

OVBC vs UK — Head-to-Head

Bigger by revenue
UK
UK
1.0× larger
UK
$16.4M
$16.2M
OVBC
Growing faster (revenue YoY)
OVBC
OVBC
+51.4% gap
OVBC
-4.6%
-56.1%
UK
Higher net margin
OVBC
OVBC
66.6% more per $
OVBC
24.4%
-42.2%
UK
More free cash flow
OVBC
OVBC
$17.9M more FCF
OVBC
$17.0M
$-892.0K
UK

Income Statement — Q4 FY2025 vs Q2 FY2024

Metric
OVBC
OVBC
UK
UK
Revenue
$16.2M
$16.4M
Net Profit
$4.0M
$-6.9M
Gross Margin
Operating Margin
30.7%
-23.6%
Net Margin
24.4%
-42.2%
Revenue YoY
-4.6%
-56.1%
Net Profit YoY
57.3%
-30.2%
EPS (diluted)
$-8.55

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OVBC
OVBC
UK
UK
Q4 25
$16.2M
Q3 25
$16.3M
Q2 25
$17.4M
Q1 25
$16.8M
Q4 24
$17.0M
Q3 24
$15.4M
Q2 24
$14.7M
$16.4M
Q1 24
$14.9M
Net Profit
OVBC
OVBC
UK
UK
Q4 25
$4.0M
Q3 25
$3.0M
Q2 25
$4.2M
Q1 25
$4.4M
Q4 24
$2.5M
Q3 24
$2.7M
Q2 24
$3.0M
$-6.9M
Q1 24
$2.8M
Operating Margin
OVBC
OVBC
UK
UK
Q4 25
30.7%
Q3 25
22.9%
Q2 25
29.8%
Q1 25
33.1%
Q4 24
18.1%
Q3 24
21.3%
Q2 24
24.7%
-23.6%
Q1 24
22.8%
Net Margin
OVBC
OVBC
UK
UK
Q4 25
24.4%
Q3 25
18.5%
Q2 25
24.2%
Q1 25
26.2%
Q4 24
14.8%
Q3 24
17.6%
Q2 24
20.3%
-42.2%
Q1 24
18.8%
EPS (diluted)
OVBC
OVBC
UK
UK
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
$-8.55
Q1 24

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OVBC
OVBC
UK
UK
Cash + ST InvestmentsLiquidity on hand
$45.9M
$10.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$170.3M
$4.7M
Total Assets
$1.6B
$68.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OVBC
OVBC
UK
UK
Q4 25
$45.9M
Q3 25
$89.3M
Q2 25
$54.6M
Q1 25
$120.6M
Q4 24
$83.1M
Q3 24
$82.2M
Q2 24
$107.7M
$10.7M
Q1 24
$129.1M
Stockholders' Equity
OVBC
OVBC
UK
UK
Q4 25
$170.3M
Q3 25
$164.4M
Q2 25
$160.8M
Q1 25
$155.7M
Q4 24
$150.3M
Q3 24
$152.2M
Q2 24
$145.8M
$4.7M
Q1 24
$145.8M
Total Assets
OVBC
OVBC
UK
UK
Q4 25
$1.6B
Q3 25
$1.6B
Q2 25
$1.5B
Q1 25
$1.5B
Q4 24
$1.5B
Q3 24
$1.5B
Q2 24
$1.4B
$68.0M
Q1 24
$1.4B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OVBC
OVBC
UK
UK
Operating Cash FlowLast quarter
$18.1M
$-677.0K
Free Cash FlowOCF − Capex
$17.0M
$-892.0K
FCF MarginFCF / Revenue
105.2%
-5.5%
Capex IntensityCapex / Revenue
6.4%
1.3%
Cash ConversionOCF / Net Profit
4.57×
TTM Free Cash FlowTrailing 4 quarters
$26.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OVBC
OVBC
UK
UK
Q4 25
$18.1M
Q3 25
$5.3M
Q2 25
$4.5M
Q1 25
$496.0K
Q4 24
$13.1M
Q3 24
$5.6M
Q2 24
$4.2M
$-677.0K
Q1 24
$928.0K
Free Cash Flow
OVBC
OVBC
UK
UK
Q4 25
$17.0M
Q3 25
$5.0M
Q2 25
$4.4M
Q1 25
$138.0K
Q4 24
$11.7M
Q3 24
$5.4M
Q2 24
$3.9M
$-892.0K
Q1 24
$234.0K
FCF Margin
OVBC
OVBC
UK
UK
Q4 25
105.2%
Q3 25
30.4%
Q2 25
25.1%
Q1 25
0.8%
Q4 24
68.7%
Q3 24
35.1%
Q2 24
26.3%
-5.5%
Q1 24
1.6%
Capex Intensity
OVBC
OVBC
UK
UK
Q4 25
6.4%
Q3 25
2.1%
Q2 25
0.6%
Q1 25
2.1%
Q4 24
8.4%
Q3 24
1.2%
Q2 24
2.2%
1.3%
Q1 24
4.7%
Cash Conversion
OVBC
OVBC
UK
UK
Q4 25
4.57×
Q3 25
1.75×
Q2 25
1.06×
Q1 25
0.11×
Q4 24
5.21×
Q3 24
2.06×
Q2 24
1.41×
Q1 24
0.33×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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