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Side-by-side financial comparison of OHIO VALLEY BANC CORP (OVBC) and Zepp Health Corp (ZEPP). Click either name above to swap in a different company.

OHIO VALLEY BANC CORP is the larger business by last-quarter revenue ($16.2M vs $10.5M, roughly 1.5× Zepp Health Corp). OHIO VALLEY BANC CORP runs the higher net margin — 24.4% vs -2.1%, a 26.5% gap on every dollar of revenue. Over the past eight quarters, OHIO VALLEY BANC CORP's revenue compounded faster (4.3% CAGR vs -7.9%).

Valley National Bank of Arizona was a bank based in Phoenix, Arizona, founded in 1900 and acquired by Bank One in 1992. The bank was one of Arizona's leading financial institutions during the 20th century and the last major independent bank in Arizona at the time of its acquisition.

Zepp Health Corp is a global digital health and smart wearable technology company. It develops and sells fitness trackers, smartwatches, and AI-powered health monitoring tools, serving individual consumers, sports teams, and healthcare providers across Asia, North America, and Europe, with core focus on wellness tracking and remote health management solutions.

OVBC vs ZEPP — Head-to-Head

Bigger by revenue
OVBC
OVBC
1.5× larger
OVBC
$16.2M
$10.5M
ZEPP
Higher net margin
OVBC
OVBC
26.5% more per $
OVBC
24.4%
-2.1%
ZEPP
Faster 2-yr revenue CAGR
OVBC
OVBC
Annualised
OVBC
4.3%
-7.9%
ZEPP

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
OVBC
OVBC
ZEPP
ZEPP
Revenue
$16.2M
$10.5M
Net Profit
$4.0M
$-223.0K
Gross Margin
38.2%
Operating Margin
30.7%
-1.2%
Net Margin
24.4%
-2.1%
Revenue YoY
-4.6%
Net Profit YoY
57.3%
EPS (diluted)
$-0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OVBC
OVBC
ZEPP
ZEPP
Q4 25
$16.2M
Q3 25
$16.3M
$10.5M
Q2 25
$17.4M
$8.2M
Q1 25
$16.8M
$5.3M
Q4 24
$17.0M
Q3 24
$15.4M
$5.9M
Q2 24
$14.7M
$5.6M
Q1 24
$14.9M
$5.5M
Net Profit
OVBC
OVBC
ZEPP
ZEPP
Q4 25
$4.0M
Q3 25
$3.0M
$-223.0K
Q2 25
$4.2M
$-1.1M
Q1 25
$4.4M
$-2.7M
Q4 24
$2.5M
Q3 24
$2.7M
$-1.8M
Q2 24
$3.0M
$-1.5M
Q1 24
$2.8M
$-2.0M
Gross Margin
OVBC
OVBC
ZEPP
ZEPP
Q4 25
Q3 25
38.2%
Q2 25
36.2%
Q1 25
37.3%
Q4 24
Q3 24
40.6%
Q2 24
40.3%
Q1 24
36.8%
Operating Margin
OVBC
OVBC
ZEPP
ZEPP
Q4 25
30.7%
Q3 25
22.9%
-1.2%
Q2 25
29.8%
-10.3%
Q1 25
33.1%
-47.7%
Q4 24
18.1%
Q3 24
21.3%
-29.5%
Q2 24
24.7%
-24.3%
Q1 24
22.8%
-39.6%
Net Margin
OVBC
OVBC
ZEPP
ZEPP
Q4 25
24.4%
Q3 25
18.5%
-2.1%
Q2 25
24.2%
-13.0%
Q1 25
26.2%
-51.2%
Q4 24
14.8%
Q3 24
17.6%
-31.2%
Q2 24
20.3%
-26.7%
Q1 24
18.8%
-36.8%
EPS (diluted)
OVBC
OVBC
ZEPP
ZEPP
Q4 25
Q3 25
$-0.01
Q2 25
$-0.07
Q1 25
$-0.17
Q4 24
Q3 24
$-0.01
Q2 24
$-0.01
Q1 24
$-0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OVBC
OVBC
ZEPP
ZEPP
Cash + ST InvestmentsLiquidity on hand
$45.9M
$8.7M
Total DebtLower is stronger
$9.6M
Stockholders' EquityBook value
$170.3M
$31.2M
Total Assets
$1.6B
$80.9M
Debt / EquityLower = less leverage
0.31×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OVBC
OVBC
ZEPP
ZEPP
Q4 25
$45.9M
Q3 25
$89.3M
$8.7M
Q2 25
$54.6M
$7.8M
Q1 25
$120.6M
$10.7M
Q4 24
$83.1M
Q3 24
$82.2M
$16.4M
Q2 24
$107.7M
$17.0M
Q1 24
$129.1M
$17.9M
Total Debt
OVBC
OVBC
ZEPP
ZEPP
Q4 25
Q3 25
$9.6M
Q2 25
$9.7M
Q1 25
$9.6M
Q4 24
Q3 24
$5.7M
Q2 24
$7.3M
Q1 24
$11.2M
Stockholders' Equity
OVBC
OVBC
ZEPP
ZEPP
Q4 25
$170.3M
Q3 25
$164.4M
$31.2M
Q2 25
$160.8M
$31.1M
Q1 25
$155.7M
Q4 24
$150.3M
Q3 24
$152.2M
Q2 24
$145.8M
$44.6M
Q1 24
$145.8M
Total Assets
OVBC
OVBC
ZEPP
ZEPP
Q4 25
$1.6B
Q3 25
$1.6B
$80.9M
Q2 25
$1.5B
$75.8M
Q1 25
$1.5B
$71.6M
Q4 24
$1.5B
Q3 24
$1.5B
$81.3M
Q2 24
$1.4B
$79.7M
Q1 24
$1.4B
$80.5M
Debt / Equity
OVBC
OVBC
ZEPP
ZEPP
Q4 25
Q3 25
0.31×
Q2 25
0.31×
Q1 25
Q4 24
Q3 24
Q2 24
0.16×
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OVBC
OVBC
ZEPP
ZEPP
Operating Cash FlowLast quarter
$18.1M
Free Cash FlowOCF − Capex
$17.0M
FCF MarginFCF / Revenue
105.2%
Capex IntensityCapex / Revenue
6.4%
Cash ConversionOCF / Net Profit
4.57×
TTM Free Cash FlowTrailing 4 quarters
$26.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OVBC
OVBC
ZEPP
ZEPP
Q4 25
$18.1M
Q3 25
$5.3M
Q2 25
$4.5M
Q1 25
$496.0K
Q4 24
$13.1M
Q3 24
$5.6M
Q2 24
$4.2M
Q1 24
$928.0K
Free Cash Flow
OVBC
OVBC
ZEPP
ZEPP
Q4 25
$17.0M
Q3 25
$5.0M
Q2 25
$4.4M
Q1 25
$138.0K
Q4 24
$11.7M
Q3 24
$5.4M
Q2 24
$3.9M
Q1 24
$234.0K
FCF Margin
OVBC
OVBC
ZEPP
ZEPP
Q4 25
105.2%
Q3 25
30.4%
Q2 25
25.1%
Q1 25
0.8%
Q4 24
68.7%
Q3 24
35.1%
Q2 24
26.3%
Q1 24
1.6%
Capex Intensity
OVBC
OVBC
ZEPP
ZEPP
Q4 25
6.4%
Q3 25
2.1%
Q2 25
0.6%
Q1 25
2.1%
Q4 24
8.4%
Q3 24
1.2%
Q2 24
2.2%
Q1 24
4.7%
Cash Conversion
OVBC
OVBC
ZEPP
ZEPP
Q4 25
4.57×
Q3 25
1.75×
Q2 25
1.06×
Q1 25
0.11×
Q4 24
5.21×
Q3 24
2.06×
Q2 24
1.41×
Q1 24
0.33×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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