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Side-by-side financial comparison of Ovintiv Inc. (OVV) and SoFi Technologies, Inc. (SOFI). Click either name above to swap in a different company.

Ovintiv Inc. is the larger business by last-quarter revenue ($2.1B vs $1.1B, roughly 1.9× SoFi Technologies, Inc.). Ovintiv Inc. runs the higher net margin — 46.1% vs 15.2%, a 30.9% gap on every dollar of revenue. On growth, SoFi Technologies, Inc. posted the faster year-over-year revenue change (42.6% vs -6.0%). Over the past eight quarters, SoFi Technologies, Inc.'s revenue compounded faster (35.6% CAGR vs -7.2%).

Ovintiv Inc. is a U.S. petroleum company based in Denver. The company was formed in 2020 through a restructuring of its Canadian predecessor, Encana.

SoFi Technologies, Inc. is an American financial technology company. Founded in 2011 by Stanford University students, it operates as a nationally chartered online bank and is a technology provider to other financial institutions. SoFi is the largest U.S. based online lender, and has 13.7 million customers as of 2025.

OVV vs SOFI — Head-to-Head

Bigger by revenue
OVV
OVV
1.9× larger
OVV
$2.1B
$1.1B
SOFI
Growing faster (revenue YoY)
SOFI
SOFI
+48.6% gap
SOFI
42.6%
-6.0%
OVV
Higher net margin
OVV
OVV
30.9% more per $
OVV
46.1%
15.2%
SOFI
Faster 2-yr revenue CAGR
SOFI
SOFI
Annualised
SOFI
35.6%
-7.2%
OVV

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
OVV
OVV
SOFI
SOFI
Revenue
$2.1B
$1.1B
Net Profit
$946.0M
$166.7M
Gross Margin
Operating Margin
21.2%
Net Margin
46.1%
15.2%
Revenue YoY
-6.0%
42.6%
Net Profit YoY
1676.7%
897.2%
EPS (diluted)
$3.64
$0.12

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OVV
OVV
SOFI
SOFI
Q1 26
$1.1B
Q4 25
$2.1B
$1.0B
Q3 25
$2.0B
$961.6M
Q2 25
$2.2B
$854.9M
Q1 25
$2.4B
$771.8M
Q4 24
$2.2B
$734.1M
Q3 24
$2.2B
$697.1M
Q2 24
$2.2B
$598.6M
Net Profit
OVV
OVV
SOFI
SOFI
Q1 26
$166.7M
Q4 25
$946.0M
$173.5M
Q3 25
$148.0M
$139.4M
Q2 25
$307.0M
$97.3M
Q1 25
$-159.0M
$71.1M
Q4 24
$-60.0M
$332.5M
Q3 24
$507.0M
$60.7M
Q2 24
$340.0M
$17.4M
Gross Margin
OVV
OVV
SOFI
SOFI
Q1 26
Q4 25
84.2%
Q3 25
83.2%
Q2 25
82.4%
Q1 25
82.4%
Q4 24
82.5%
Q3 24
82.3%
Q2 24
81.7%
Operating Margin
OVV
OVV
SOFI
SOFI
Q1 26
Q4 25
21.2%
18.1%
Q3 25
13.5%
15.4%
Q2 25
23.1%
13.1%
Q1 25
-3.7%
10.3%
Q4 24
0.1%
8.2%
Q3 24
24.2%
9.2%
Q2 24
25.4%
2.6%
Net Margin
OVV
OVV
SOFI
SOFI
Q1 26
15.2%
Q4 25
46.1%
16.9%
Q3 25
7.3%
14.5%
Q2 25
13.9%
11.4%
Q1 25
-6.7%
9.2%
Q4 24
-2.7%
45.3%
Q3 24
23.3%
8.7%
Q2 24
15.5%
2.9%
EPS (diluted)
OVV
OVV
SOFI
SOFI
Q1 26
$0.12
Q4 25
$3.64
$0.14
Q3 25
$0.57
$0.11
Q2 25
$1.18
$0.08
Q1 25
$-0.61
$0.06
Q4 24
$-0.22
$0.31
Q3 24
$1.92
$0.05
Q2 24
$1.27
$0.01

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OVV
OVV
SOFI
SOFI
Cash + ST InvestmentsLiquidity on hand
$280.0M
$3.4B
Total DebtLower is stronger
$5.2B
Stockholders' EquityBook value
$11.2B
$10.8B
Total Assets
$20.4B
$53.7B
Debt / EquityLower = less leverage
0.46×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OVV
OVV
SOFI
SOFI
Q1 26
$3.4B
Q4 25
$280.0M
$4.9B
Q3 25
$25.0M
$3.2B
Q2 25
$20.0M
$2.1B
Q1 25
$8.0M
$2.1B
Q4 24
$42.0M
$2.5B
Q3 24
$9.0M
$2.4B
Q2 24
$8.0M
$2.3B
Total Debt
OVV
OVV
SOFI
SOFI
Q1 26
Q4 25
$5.2B
Q3 25
$5.2B
Q2 25
$5.3B
Q1 25
$5.5B
Q4 24
$5.5B
Q3 24
$5.9B
Q2 24
$6.1B
Stockholders' Equity
OVV
OVV
SOFI
SOFI
Q1 26
$10.8B
Q4 25
$11.2B
$10.5B
Q3 25
$10.2B
$8.8B
Q2 25
$10.4B
$6.9B
Q1 25
$10.1B
$6.7B
Q4 24
$10.3B
$6.5B
Q3 24
$10.7B
$6.1B
Q2 24
$10.3B
$5.9B
Total Assets
OVV
OVV
SOFI
SOFI
Q1 26
$53.7B
Q4 25
$20.4B
$50.7B
Q3 25
$19.4B
$45.3B
Q2 25
$19.7B
$41.1B
Q1 25
$19.6B
$37.7B
Q4 24
$19.3B
$36.3B
Q3 24
$19.9B
$34.4B
Q2 24
$19.8B
$32.6B
Debt / Equity
OVV
OVV
SOFI
SOFI
Q1 26
Q4 25
0.46×
Q3 25
0.51×
Q2 25
0.51×
Q1 25
0.55×
Q4 24
0.53×
Q3 24
0.55×
Q2 24
0.59×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OVV
OVV
SOFI
SOFI
Operating Cash FlowLast quarter
$954.0M
Free Cash FlowOCF − Capex
$489.0M
FCF MarginFCF / Revenue
23.8%
Capex IntensityCapex / Revenue
22.6%
Cash ConversionOCF / Net Profit
1.01×
TTM Free Cash FlowTrailing 4 quarters
$1.5B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OVV
OVV
SOFI
SOFI
Q1 26
Q4 25
$954.0M
$-3.7B
Q3 25
$812.0M
$-1.3B
Q2 25
$1.0B
$-1.5B
Q1 25
$873.0M
$21.5M
Q4 24
$1.0B
$-1.1B
Q3 24
$1.0B
$-1.2B
Q2 24
$1.0B
$-484.4M
Free Cash Flow
OVV
OVV
SOFI
SOFI
Q1 26
Q4 25
$489.0M
$-4.0B
Q3 25
$268.0M
$-1.4B
Q2 25
$492.0M
$-1.5B
Q1 25
$256.0M
$-31.1M
Q4 24
$468.0M
$-1.3B
Q3 24
$484.0M
$-1.2B
Q2 24
$398.0M
$-521.1M
FCF Margin
OVV
OVV
SOFI
SOFI
Q1 26
Q4 25
23.8%
-388.8%
Q3 25
13.3%
-142.0%
Q2 25
22.2%
-179.0%
Q1 25
10.8%
-4.0%
Q4 24
21.4%
-173.5%
Q3 24
22.2%
-174.6%
Q2 24
18.1%
-87.0%
Capex Intensity
OVV
OVV
SOFI
SOFI
Q1 26
Q4 25
22.6%
23.7%
Q3 25
26.9%
6.2%
Q2 25
23.5%
7.4%
Q1 25
26.0%
6.8%
Q4 24
25.3%
21.0%
Q3 24
24.7%
6.2%
Q2 24
28.4%
6.1%
Cash Conversion
OVV
OVV
SOFI
SOFI
Q1 26
Q4 25
1.01×
-21.56×
Q3 25
5.49×
-9.37×
Q2 25
3.30×
-15.08×
Q1 25
0.30×
Q4 24
-3.37×
Q3 24
2.02×
-19.32×
Q2 24
3.00×
-27.83×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

OVV
OVV

Product And Service Revenue$1.7B84%
Sales Of Purchased Product$338.0M16%

SOFI
SOFI

Loans and securitizations$932.2M85%
Loan origination, sales, securitizations and servicing$142.2M13%
Corporate borrowings$10.7M1%
Securitizations and warehouses$10.1M1%

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