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Side-by-side financial comparison of Occidental Petroleum (OXY) and ZIONS BANCORPORATION, NATIONAL ASSOCIATION (ZION). Click either name above to swap in a different company.

Occidental Petroleum is the larger business by last-quarter revenue ($1.7B vs $891.0M, roughly 1.9× ZIONS BANCORPORATION, NATIONAL ASSOCIATION). ZIONS BANCORPORATION, NATIONAL ASSOCIATION runs the higher net margin — 29.5% vs 6.9%, a 22.6% gap on every dollar of revenue. On growth, ZIONS BANCORPORATION, NATIONAL ASSOCIATION posted the faster year-over-year revenue change (8.7% vs -75.8%). Occidental Petroleum produced more free cash flow last quarter ($1.9B vs $952.0M). Over the past eight quarters, ZIONS BANCORPORATION, NATIONAL ASSOCIATION's revenue compounded faster (9.6% CAGR vs -50.4%).

Occidental Petroleum Corporation is an American company engaged in hydrocarbon exploration in the United States and the Middle East as well as petrochemical manufacturing in the United States, Canada, and Chile. It is incorporated under the Delaware General Corporation Law and headquartered in Houston. The company ranked 183rd on the 2021 Fortune 500 based on its 2020 revenues and 670th on the 2021 Forbes Global 2000.

Zions Bancorporation is an American national bank headquartered in Salt Lake City, Utah. It operates as a national bank rather than as a bank holding company and does business under the following seven brands: Zions Bank, Amegy Bank of Texas, California Bank and Trust, National Bank of Arizona, Nevada State Bank, Vectra Bank Colorado, and the Commerce Bank of Washington.

OXY vs ZION — Head-to-Head

Bigger by revenue
OXY
OXY
1.9× larger
OXY
$1.7B
$891.0M
ZION
Growing faster (revenue YoY)
ZION
ZION
+84.5% gap
ZION
8.7%
-75.8%
OXY
Higher net margin
ZION
ZION
22.6% more per $
ZION
29.5%
6.9%
OXY
More free cash flow
OXY
OXY
$929.0M more FCF
OXY
$1.9B
$952.0M
ZION
Faster 2-yr revenue CAGR
ZION
ZION
Annualised
ZION
9.6%
-50.4%
OXY

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
OXY
OXY
ZION
ZION
Revenue
$1.7B
$891.0M
Net Profit
$114.0M
$263.0M
Gross Margin
Operating Margin
-6.5%
Net Margin
6.9%
29.5%
Revenue YoY
-75.8%
8.7%
Net Profit YoY
195.0%
21.8%
EPS (diluted)
$-0.07
$1.77

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OXY
OXY
ZION
ZION
Q4 25
$1.7B
$891.0M
Q3 25
$6.7B
$861.0M
Q2 25
$6.3B
$838.0M
Q1 25
$6.9B
$795.0M
Q4 24
$6.9B
$820.0M
Q3 24
$7.0B
$792.0M
Q2 24
$6.8B
$777.0M
Q1 24
$6.7B
$742.0M
Net Profit
OXY
OXY
ZION
ZION
Q4 25
$114.0M
$263.0M
Q3 25
$842.0M
$222.0M
Q2 25
$468.0M
$244.0M
Q1 25
$945.0M
$170.0M
Q4 24
$-120.0M
$216.0M
Q3 24
$1.1B
$214.0M
Q2 24
$1.2B
$201.0M
Q1 24
$888.0M
$153.0M
Gross Margin
OXY
OXY
ZION
ZION
Q4 25
Q3 25
87.8%
Q2 25
86.6%
Q1 25
88.4%
Q4 24
89.0%
Q3 24
88.5%
Q2 24
87.9%
Q1 24
89.0%
Operating Margin
OXY
OXY
ZION
ZION
Q4 25
-6.5%
Q3 25
17.4%
Q2 25
11.7%
Q1 25
19.3%
Q4 24
-2.5%
Q3 24
22.7%
Q2 24
24.0%
Q1 24
15.0%
Net Margin
OXY
OXY
ZION
ZION
Q4 25
6.9%
29.5%
Q3 25
12.6%
25.8%
Q2 25
7.4%
29.1%
Q1 25
13.7%
21.4%
Q4 24
-1.7%
26.3%
Q3 24
16.2%
27.0%
Q2 24
17.2%
25.9%
Q1 24
13.2%
20.6%
EPS (diluted)
OXY
OXY
ZION
ZION
Q4 25
$-0.07
$1.77
Q3 25
$0.65
$1.48
Q2 25
$0.26
$1.63
Q1 25
$0.77
$1.13
Q4 24
$-0.32
$1.34
Q3 24
$0.98
$1.37
Q2 24
$1.03
$1.28
Q1 24
$0.75
$0.96

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OXY
OXY
ZION
ZION
Cash + ST InvestmentsLiquidity on hand
$2.0B
Total DebtLower is stronger
$20.6B
$1.5B
Stockholders' EquityBook value
$36.0B
$7.2B
Total Assets
$84.2B
$89.0B
Debt / EquityLower = less leverage
0.57×
0.21×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OXY
OXY
ZION
ZION
Q4 25
$2.0B
Q3 25
$2.2B
Q2 25
$2.3B
Q1 25
$2.6B
Q4 24
$2.1B
Q3 24
$1.8B
Q2 24
$1.8B
Q1 24
$1.3B
Total Debt
OXY
OXY
ZION
ZION
Q4 25
$20.6B
$1.5B
Q3 25
$20.8B
$1.5B
Q2 25
$23.3B
$970.0M
Q1 25
$24.0B
$964.0M
Q4 24
$25.0B
$950.0M
Q3 24
$25.5B
$548.0M
Q2 24
$18.4B
$546.0M
Q1 24
$18.5B
$544.0M
Stockholders' Equity
OXY
OXY
ZION
ZION
Q4 25
$36.0B
$7.2B
Q3 25
$36.3B
$6.9B
Q2 25
$35.7B
$6.6B
Q1 25
$34.7B
$6.3B
Q4 24
$34.2B
$6.1B
Q3 24
$34.7B
$6.4B
Q2 24
$32.1B
$6.0B
Q1 24
$30.8B
$5.8B
Total Assets
OXY
OXY
ZION
ZION
Q4 25
$84.2B
$89.0B
Q3 25
$83.5B
$88.5B
Q2 25
$84.4B
$88.9B
Q1 25
$85.0B
$88.0B
Q4 24
$85.4B
$88.8B
Q3 24
$85.8B
$87.0B
Q2 24
$76.2B
$87.6B
Q1 24
$74.3B
$87.1B
Debt / Equity
OXY
OXY
ZION
ZION
Q4 25
0.57×
0.21×
Q3 25
0.57×
0.21×
Q2 25
0.65×
0.15×
Q1 25
0.69×
0.15×
Q4 24
0.73×
0.16×
Q3 24
0.73×
0.09×
Q2 24
0.57×
0.09×
Q1 24
0.60×
0.09×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OXY
OXY
ZION
ZION
Operating Cash FlowLast quarter
$2.6B
$1.1B
Free Cash FlowOCF − Capex
$1.9B
$952.0M
FCF MarginFCF / Revenue
113.4%
106.8%
Capex IntensityCapex / Revenue
45.4%
13.6%
Cash ConversionOCF / Net Profit
23.11×
4.08×
TTM Free Cash FlowTrailing 4 quarters
$4.1B
$1.4B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OXY
OXY
ZION
ZION
Q4 25
$2.6B
$1.1B
Q3 25
$2.8B
$438.0M
Q2 25
$3.0B
$-62.0M
Q1 25
$2.1B
$179.0M
Q4 24
$3.4B
$1.1B
Q3 24
$3.7B
$119.0M
Q2 24
$2.4B
$251.0M
Q1 24
$2.0B
$261.0M
Free Cash Flow
OXY
OXY
ZION
ZION
Q4 25
$1.9B
$952.0M
Q3 25
$1.0B
$413.0M
Q2 25
$962.0M
$-93.0M
Q1 25
$240.0M
$152.0M
Q4 24
$1.6B
$1.1B
Q3 24
$2.0B
$97.0M
Q2 24
$623.0M
$234.0M
Q1 24
$224.0M
$231.0M
FCF Margin
OXY
OXY
ZION
ZION
Q4 25
113.4%
106.8%
Q3 25
15.3%
48.0%
Q2 25
15.2%
-11.1%
Q1 25
3.5%
19.1%
Q4 24
23.0%
128.2%
Q3 24
28.5%
12.2%
Q2 24
9.2%
30.1%
Q1 24
3.3%
31.1%
Capex Intensity
OXY
OXY
ZION
ZION
Q4 25
45.4%
13.6%
Q3 25
26.5%
2.9%
Q2 25
31.6%
3.7%
Q1 25
27.6%
3.4%
Q4 24
26.0%
11.8%
Q3 24
24.0%
2.8%
Q2 24
26.0%
2.2%
Q1 24
26.5%
4.0%
Cash Conversion
OXY
OXY
ZION
ZION
Q4 25
23.11×
4.08×
Q3 25
3.31×
1.97×
Q2 25
6.32×
-0.25×
Q1 25
2.27×
1.05×
Q4 24
5.31×
Q3 24
3.23×
0.56×
Q2 24
2.05×
1.25×
Q1 24
2.26×
1.71×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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