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Side-by-side financial comparison of Belpointe PREP, LLC (OZ) and TOP Financial Group Ltd (TOP). Click either name above to swap in a different company.

Belpointe PREP, LLC is the larger business by last-quarter revenue ($3.1M vs $2.9M, roughly 1.1× TOP Financial Group Ltd). TOP Financial Group Ltd runs the higher net margin — 6.6% vs -380.8%, a 387.5% gap on every dollar of revenue.

Sun Life Financial Inc. is a Canadian financial services company headquartered in Toronto, Ontario. Founded in 1865, it operates internationally in life insurance, wealth management, and asset management. As of 2024, the company manages over CAD$1.3 trillion in assets and serves clients in Canada, the United States, Asia, and other markets.

OZ vs TOP — Head-to-Head

Bigger by revenue
OZ
OZ
1.1× larger
OZ
$3.1M
$2.9M
TOP
Higher net margin
TOP
TOP
387.5% more per $
TOP
6.6%
-380.8%
OZ

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
OZ
OZ
TOP
TOP
Revenue
$3.1M
$2.9M
Net Profit
$-11.7M
$190.5K
Gross Margin
Operating Margin
Net Margin
-380.8%
6.6%
Revenue YoY
180.1%
Net Profit YoY
-41.8%
EPS (diluted)
$-3.10

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
OZ
OZ
TOP
TOP
Q4 25
$3.1M
Q3 25
$2.4M
$2.9M
Q2 25
$2.0M
Q1 25
$1.7M
Q4 24
$1.1M
Q3 24
$860.0K
Q2 24
$384.0K
Q1 24
$337.0K
Net Profit
OZ
OZ
TOP
TOP
Q4 25
$-11.7M
Q3 25
$-12.1M
$190.5K
Q2 25
$-7.6M
Q1 25
$-8.6M
Q4 24
$-8.2M
Q3 24
$-6.9M
Q2 24
$-4.7M
Q1 24
$-4.0M
Net Margin
OZ
OZ
TOP
TOP
Q4 25
-380.8%
Q3 25
-509.3%
6.6%
Q2 25
-381.0%
Q1 25
-495.6%
Q4 24
-752.0%
Q3 24
-805.6%
Q2 24
-1229.2%
Q1 24
-1181.3%
EPS (diluted)
OZ
OZ
TOP
TOP
Q4 25
$-3.10
Q3 25
$-3.21
Q2 25
$-2.06
Q1 25
$-2.35
Q4 24
$-2.26
Q3 24
$-1.90
Q2 24
$-1.30
Q1 24
$-1.10

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
OZ
OZ
TOP
TOP
Cash + ST InvestmentsLiquidity on hand
$24.3M
$14.8M
Total DebtLower is stronger
$260.6M
Stockholders' EquityBook value
$35.0M
Total Assets
$564.2M
$64.1M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
OZ
OZ
TOP
TOP
Q4 25
$24.3M
Q3 25
$29.6M
$14.8M
Q2 25
$25.0M
Q1 25
$23.0M
Q4 24
$24.7M
Q3 24
$24.0M
Q2 24
$24.7M
Q1 24
$29.2M
Total Debt
OZ
OZ
TOP
TOP
Q4 25
$260.6M
Q3 25
$251.4M
Q2 25
$228.4M
Q1 25
$203.3M
Q4 24
$177.0M
Q3 24
$144.1M
Q2 24
$119.9M
Q1 24
$86.9M
Stockholders' Equity
OZ
OZ
TOP
TOP
Q4 25
Q3 25
$35.0M
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Total Assets
OZ
OZ
TOP
TOP
Q4 25
$564.2M
Q3 25
$570.8M
$64.1M
Q2 25
$556.8M
Q1 25
$537.4M
Q4 24
$517.6M
Q3 24
$495.7M
Q2 24
$476.2M
Q1 24
$450.9M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
OZ
OZ
TOP
TOP
Operating Cash FlowLast quarter
$-25.2M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
OZ
OZ
TOP
TOP
Q4 25
$-25.2M
Q3 25
$-6.0M
Q2 25
$-2.4M
Q1 25
$-6.6M
Q4 24
$-13.7M
Q3 24
$-3.3M
Q2 24
$1.2M
Q1 24
$-6.6M

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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