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Side-by-side financial comparison of PENSKE AUTOMOTIVE GROUP, INC. (PAG) and ROYAL BANK OF CANADA (RY). Click either name above to swap in a different company.
ROYAL BANK OF CANADA is the larger business by last-quarter revenue ($13.1B vs $8.0B, roughly 1.6× PENSKE AUTOMOTIVE GROUP, INC.). ROYAL BANK OF CANADA runs the higher net margin — 32.2% vs 3.0%, a 29.3% gap on every dollar of revenue.
Penske Automotive Group, Inc. (PAG) is an American transportation services company headquartered in Bloomfield Hills, Michigan. It operates automotive and commercial truck dealers principally in the United States, Canada, and Western Europe, and distributes commercial vehicles, engines, power systems, and related parts and services principally in Australia and New Zealand. Additionally, PAG owns 28.9% of Penske Transportation Solutions, a business that manages a fleet of over 400,000 trucks, ...
The Royal Bank of Canada is a Canadian multinational financial services company and the largest bank in Canada by market capitalization. The bank serves over 18 million clients and has more than 98,000 employees worldwide. Founded in 1864 in Halifax, Nova Scotia, it maintains its corporate headquarters in Toronto and its head office in Montreal. RBC's institution number is 003. In November 2017, RBC was added to the Financial Stability Board's list of global systemically important banks.
PAG vs RY — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $8.0B | $13.1B |
| Net Profit | $234.9M | $4.2B |
| Gross Margin | 16.3% | — |
| Operating Margin | 3.6% | — |
| Net Margin | 3.0% | 32.2% |
| Revenue YoY | -1.1% | — |
| Net Profit YoY | -9.1% | — |
| EPS (diluted) | — | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $8.0B | $13.1B | ||
| Q4 25 | $8.8B | — | ||
| Q3 25 | $7.7B | $12.4B | ||
| Q2 25 | $7.7B | $11.4B | ||
| Q1 25 | $7.6B | — | ||
| Q4 24 | $7.7B | — | ||
| Q3 24 | $7.6B | — | ||
| Q2 24 | $7.7B | — |
| Q1 26 | $234.9M | $4.2B | ||
| Q4 25 | $228.1M | — | ||
| Q3 25 | $213.0M | $4.0B | ||
| Q2 25 | $250.0M | $3.2B | ||
| Q1 25 | $244.3M | — | ||
| Q4 24 | $236.4M | — | ||
| Q3 24 | $226.1M | — | ||
| Q2 24 | $241.2M | — |
| Q1 26 | 16.3% | — | ||
| Q4 25 | 15.9% | — | ||
| Q3 25 | 16.2% | — | ||
| Q2 25 | 16.9% | — | ||
| Q1 25 | 16.7% | — | ||
| Q4 24 | 16.3% | — | ||
| Q3 24 | 16.4% | — | ||
| Q2 24 | 16.4% | — |
| Q1 26 | 3.6% | — | ||
| Q4 25 | 3.6% | — | ||
| Q3 25 | 3.9% | — | ||
| Q2 25 | 4.5% | — | ||
| Q1 25 | 4.1% | — | ||
| Q4 24 | 4.3% | — | ||
| Q3 24 | 4.2% | — | ||
| Q2 24 | 4.4% | — |
| Q1 26 | 3.0% | 32.2% | ||
| Q4 25 | 2.6% | — | ||
| Q3 25 | 2.8% | 31.9% | ||
| Q2 25 | 3.3% | 28.0% | ||
| Q1 25 | 3.2% | — | ||
| Q4 24 | 3.1% | — | ||
| Q3 24 | 3.0% | — | ||
| Q2 24 | 3.1% | — |
| Q1 26 | — | — | ||
| Q4 25 | $3.46 | — | ||
| Q3 25 | $3.23 | — | ||
| Q2 25 | $3.78 | — | ||
| Q1 25 | $3.66 | — | ||
| Q4 24 | $3.53 | — | ||
| Q3 24 | $3.39 | — | ||
| Q2 24 | $3.61 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $83.7M | $33.7B |
| Total DebtLower is stronger | $2.2B | — |
| Stockholders' EquityBook value | $5.7B | $102.1B |
| Total Assets | $18.3B | $1709.9B |
| Debt / EquityLower = less leverage | 0.39× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $83.7M | $33.7B | ||
| Q4 25 | $64.7M | — | ||
| Q3 25 | $80.3M | $25.5B | ||
| Q2 25 | $155.3M | $35.5B | ||
| Q1 25 | $118.4M | — | ||
| Q4 24 | $72.4M | — | ||
| Q3 24 | $91.9M | — | ||
| Q2 24 | $115.1M | — |
| Q1 26 | $2.2B | — | ||
| Q4 25 | $2.2B | — | ||
| Q3 25 | $1.6B | — | ||
| Q2 25 | $1.8B | — | ||
| Q1 25 | $1.8B | — | ||
| Q4 24 | $1.9B | — | ||
| Q3 24 | $1.9B | — | ||
| Q2 24 | $1.8B | — |
| Q1 26 | $5.7B | $102.1B | ||
| Q4 25 | $5.6B | — | ||
| Q3 25 | $5.7B | $99.0B | ||
| Q2 25 | $5.6B | $96.7B | ||
| Q1 25 | $5.4B | — | ||
| Q4 24 | $5.2B | — | ||
| Q3 24 | $5.2B | — | ||
| Q2 24 | $5.0B | — |
| Q1 26 | $18.3B | $1709.9B | ||
| Q4 25 | $17.6B | — | ||
| Q3 25 | $17.1B | $1626.4B | ||
| Q2 25 | $17.4B | $1636.8B | ||
| Q1 25 | $16.9B | — | ||
| Q4 24 | $16.7B | — | ||
| Q3 24 | $17.1B | — | ||
| Q2 24 | $16.6B | — |
| Q1 26 | 0.39× | — | ||
| Q4 25 | 0.39× | — | ||
| Q3 25 | 0.28× | — | ||
| Q2 25 | 0.32× | — | ||
| Q1 25 | 0.33× | — | ||
| Q4 24 | 0.36× | — | ||
| Q3 24 | 0.36× | — | ||
| Q2 24 | 0.36× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $27.7B |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | 0.8% | — |
| Cash ConversionOCF / Net Profit | — | 6.55× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $27.7B | ||
| Q4 25 | $123.2M | — | ||
| Q3 25 | $379.5M | $21.2B | ||
| Q2 25 | $189.7M | $7.2B | ||
| Q1 25 | $282.7M | — | ||
| Q4 24 | $217.7M | — | ||
| Q3 24 | $271.0M | — | ||
| Q2 24 | $235.1M | — |
| Q1 26 | — | — | ||
| Q4 25 | $25.1M | — | ||
| Q3 25 | $300.4M | — | ||
| Q2 25 | $118.9M | — | ||
| Q1 25 | $206.1M | — | ||
| Q4 24 | $131.6M | — | ||
| Q3 24 | $190.1M | — | ||
| Q2 24 | $135.9M | — |
| Q1 26 | — | — | ||
| Q4 25 | 0.3% | — | ||
| Q3 25 | 3.9% | — | ||
| Q2 25 | 1.6% | — | ||
| Q1 25 | 2.7% | — | ||
| Q4 24 | 1.7% | — | ||
| Q3 24 | 2.5% | — | ||
| Q2 24 | 1.8% | — |
| Q1 26 | 0.8% | — | ||
| Q4 25 | 1.1% | — | ||
| Q3 25 | 1.0% | — | ||
| Q2 25 | 0.9% | — | ||
| Q1 25 | 1.0% | — | ||
| Q4 24 | 1.1% | — | ||
| Q3 24 | 1.1% | — | ||
| Q2 24 | 1.3% | — |
| Q1 26 | — | 6.55× | ||
| Q4 25 | 0.54× | — | ||
| Q3 25 | 1.78× | 5.36× | ||
| Q2 25 | 0.76× | 2.24× | ||
| Q1 25 | 1.16× | — | ||
| Q4 24 | 0.92× | — | ||
| Q3 24 | 1.20× | — | ||
| Q2 24 | 0.97× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PAG
| New Vehicles | $3.1B | 39% |
| Used Vehicles | $2.4B | 31% |
| Other | $986.7M | 12% |
| Service and Parts | $863.9M | 11% |
| Fleet and Wholesale | $390.8M | 5% |
| Finance and Insurance, Net | $202.3M | 3% |
RY
Segment breakdown not available.
