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Side-by-side financial comparison of Proficient Auto Logistics, Inc (PAL) and Stock Yards Bancorp, Inc. (SYBT). Click either name above to swap in a different company.

Stock Yards Bancorp, Inc. is the larger business by last-quarter revenue ($104.4M vs $93.7M, roughly 1.1× Proficient Auto Logistics, Inc). On growth, Stock Yards Bancorp, Inc. posted the faster year-over-year revenue change (11.7% vs -1.6%).

Proficient Auto Logistics, Inc. is a specialized automotive sector logistics provider. It offers tailored solutions including finished vehicle transport, auto parts storage and distribution, and supply chain support for automotive industry stakeholders, prioritizing reliable, efficient service delivery.

Community Trust Bancorp is an American regional bank holding company that was founded in 1903 as Pikeville National Bank. The renamed corporation continues to have its headquarters in Pikeville, Kentucky, at the heart of Appalachia. Community Trust Bancorp operates a commercial bank, Community Trust Bank, and a trust company, Community Trust and Investment Company of Lexington.

PAL vs SYBT — Head-to-Head

Bigger by revenue
SYBT
SYBT
1.1× larger
SYBT
$104.4M
$93.7M
PAL
Growing faster (revenue YoY)
SYBT
SYBT
+13.3% gap
SYBT
11.7%
-1.6%
PAL

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
PAL
PAL
SYBT
SYBT
Revenue
$93.7M
$104.4M
Net Profit
$36.6M
Gross Margin
Operating Margin
-107302.4%
45.9%
Net Margin
35.1%
Revenue YoY
-1.6%
11.7%
Net Profit YoY
15.5%
EPS (diluted)
$1.24

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PAL
PAL
SYBT
SYBT
Q1 26
$93.7M
Q4 25
$430.4M
$104.4M
Q3 25
$101.5M
Q2 25
$97.8M
Q1 25
$93.5M
Q4 24
$93.5M
Q3 24
$91.5M
$89.8M
Q2 24
$85.7M
Net Profit
PAL
PAL
SYBT
SYBT
Q1 26
Q4 25
$36.6M
Q3 25
$36.2M
Q2 25
$34.0M
Q1 25
$33.3M
Q4 24
$31.7M
Q3 24
$-1.4M
$29.4M
Q2 24
$27.6M
Operating Margin
PAL
PAL
SYBT
SYBT
Q1 26
-107302.4%
Q4 25
-7.5%
45.9%
Q3 25
45.0%
Q2 25
43.9%
Q1 25
44.5%
Q4 24
41.9%
Q3 24
-2.4%
41.2%
Q2 24
41.2%
Net Margin
PAL
PAL
SYBT
SYBT
Q1 26
Q4 25
35.1%
Q3 25
35.7%
Q2 25
34.8%
Q1 25
35.6%
Q4 24
33.9%
Q3 24
-1.5%
32.7%
Q2 24
32.2%
EPS (diluted)
PAL
PAL
SYBT
SYBT
Q1 26
Q4 25
$1.24
Q3 25
$1.23
Q2 25
$1.15
Q1 25
$1.13
Q4 24
$1.07
Q3 24
$-0.05
$1.00
Q2 24
$0.94

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PAL
PAL
SYBT
SYBT
Cash + ST InvestmentsLiquidity on hand
$9.8M
Total DebtLower is stronger
$49.4M
$26.8M
Stockholders' EquityBook value
$1.1B
Total Assets
$466.4M
$9.5B
Debt / EquityLower = less leverage
0.02×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PAL
PAL
SYBT
SYBT
Q1 26
$9.8M
Q4 25
$14.3M
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
$16.8M
Q2 24
Total Debt
PAL
PAL
SYBT
SYBT
Q1 26
$49.4M
Q4 25
$53.7M
$26.8M
Q3 25
$26.8M
Q2 25
Q1 25
$26.8M
Q4 24
$26.8M
Q3 24
$64.0M
$26.8M
Q2 24
$26.8M
Stockholders' Equity
PAL
PAL
SYBT
SYBT
Q1 26
Q4 25
$1.1B
Q3 25
$1.0B
Q2 25
$1.0B
Q1 25
$975.5M
Q4 24
$940.5M
Q3 24
$338.5M
$934.1M
Q2 24
$894.5M
Total Assets
PAL
PAL
SYBT
SYBT
Q1 26
$466.4M
Q4 25
$477.0M
$9.5B
Q3 25
$9.3B
Q2 25
$9.2B
Q1 25
$9.0B
Q4 24
$8.9B
Q3 24
$498.2M
$8.4B
Q2 24
$8.3B
Debt / Equity
PAL
PAL
SYBT
SYBT
Q1 26
Q4 25
0.02×
Q3 25
0.03×
Q2 25
Q1 25
0.03×
Q4 24
0.03×
Q3 24
0.19×
0.03×
Q2 24
0.03×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PAL
PAL
SYBT
SYBT
Operating Cash FlowLast quarter
$166.0M
Free Cash FlowOCF − Capex
$154.0M
FCF MarginFCF / Revenue
147.5%
Capex IntensityCapex / Revenue
11.5%
Cash ConversionOCF / Net Profit
4.54×
TTM Free Cash FlowTrailing 4 quarters
$260.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PAL
PAL
SYBT
SYBT
Q1 26
Q4 25
$166.0M
Q3 25
$38.2M
Q2 25
$55.9M
Q1 25
$19.8M
Q4 24
$142.9M
Q3 24
$55.4M
Q2 24
$51.1M
Free Cash Flow
PAL
PAL
SYBT
SYBT
Q1 26
Q4 25
$154.0M
Q3 25
$35.2M
Q2 25
$53.5M
Q1 25
$17.8M
Q4 24
$133.0M
Q3 24
$53.9M
Q2 24
$47.9M
FCF Margin
PAL
PAL
SYBT
SYBT
Q1 26
Q4 25
147.5%
Q3 25
34.6%
Q2 25
54.7%
Q1 25
19.1%
Q4 24
142.3%
Q3 24
60.0%
Q2 24
55.9%
Capex Intensity
PAL
PAL
SYBT
SYBT
Q1 26
Q4 25
11.5%
Q3 25
3.0%
Q2 25
2.5%
Q1 25
2.1%
Q4 24
10.5%
Q3 24
1.7%
Q2 24
3.8%
Cash Conversion
PAL
PAL
SYBT
SYBT
Q1 26
Q4 25
4.54×
Q3 25
1.05×
Q2 25
1.64×
Q1 25
0.59×
Q4 24
4.51×
Q3 24
1.89×
Q2 24
1.85×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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