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Side-by-side financial comparison of PAMT CORP (PAMT) and ServisFirst Bancshares, Inc. (SFBS). Click either name above to swap in a different company.
ServisFirst Bancshares, Inc. is the larger business by last-quarter revenue ($159.0M vs $141.3M, roughly 1.1× PAMT CORP). ServisFirst Bancshares, Inc. runs the higher net margin — 52.2% vs -20.7%, a 72.9% gap on every dollar of revenue. Over the past eight quarters, ServisFirst Bancshares, Inc.'s revenue compounded faster (17.7% CAGR vs -12.0%).
ServisFirst Bancshares, Inc. is a U.S.-based bank holding company operating full-service banking locations primarily across the Southeastern United States. It offers a full suite of commercial banking, consumer banking, wealth management, and mortgage lending services to small and medium-sized businesses, professional clients, and individual consumers.
PAMT vs SFBS — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $141.3M | $159.0M |
| Net Profit | $-29.3M | $83.0M |
| Gross Margin | — | — |
| Operating Margin | -27.0% | — |
| Net Margin | -20.7% | 52.2% |
| Revenue YoY | -15.1% | — |
| Net Profit YoY | 7.4% | 31.2% |
| EPS (diluted) | $-1.38 | $1.52 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $159.0M | ||
| Q4 25 | $141.3M | $162.2M | ||
| Q3 25 | $150.3M | $136.3M | ||
| Q2 25 | $151.1M | $132.1M | ||
| Q1 25 | $155.3M | $131.8M | ||
| Q4 24 | $166.5M | $131.9M | ||
| Q3 24 | $182.6M | $123.7M | ||
| Q2 24 | $182.9M | $114.8M |
| Q1 26 | — | $83.0M | ||
| Q4 25 | $-29.3M | $86.4M | ||
| Q3 25 | $-5.6M | $65.6M | ||
| Q2 25 | $-9.6M | $61.4M | ||
| Q1 25 | $-8.1M | $63.2M | ||
| Q4 24 | $-31.6M | $65.2M | ||
| Q3 24 | $2.4M | $59.9M | ||
| Q2 24 | $-2.9M | $52.1M |
| Q1 26 | — | — | ||
| Q4 25 | -27.0% | 66.3% | ||
| Q3 25 | -3.8% | 57.8% | ||
| Q2 25 | -7.3% | 58.0% | ||
| Q1 25 | -5.9% | 60.0% | ||
| Q4 24 | -22.6% | 60.2% | ||
| Q3 24 | 1.3% | 58.5% | ||
| Q2 24 | -0.4% | 58.0% |
| Q1 26 | — | 52.2% | ||
| Q4 25 | -20.7% | 59.0% | ||
| Q3 25 | -3.7% | 48.1% | ||
| Q2 25 | -6.4% | 46.5% | ||
| Q1 25 | -5.2% | 48.0% | ||
| Q4 24 | -19.0% | 52.9% | ||
| Q3 24 | 1.3% | 48.4% | ||
| Q2 24 | -1.6% | 45.4% |
| Q1 26 | — | $1.52 | ||
| Q4 25 | $-1.38 | $1.58 | ||
| Q3 25 | $-0.27 | $1.20 | ||
| Q2 25 | $-0.46 | $1.12 | ||
| Q1 25 | $-0.37 | $1.16 | ||
| Q4 24 | $-1.44 | $1.19 | ||
| Q3 24 | $0.11 | $1.10 | ||
| Q2 24 | $-0.13 | $0.95 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $83.7M | $1.8B |
| Total DebtLower is stronger | $333.9M | — |
| Stockholders' EquityBook value | $210.5M | $1.9B |
| Total Assets | $697.9M | $18.2B |
| Debt / EquityLower = less leverage | 1.59× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $1.8B | ||
| Q4 25 | $83.7M | — | ||
| Q3 25 | $115.6M | — | ||
| Q2 25 | $117.3M | — | ||
| Q1 25 | $102.7M | — | ||
| Q4 24 | $110.7M | — | ||
| Q3 24 | $92.3M | — | ||
| Q2 24 | $114.0M | — |
| Q1 26 | — | — | ||
| Q4 25 | $333.9M | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $325.6M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | — | $1.9B | ||
| Q4 25 | $210.5M | $1.8B | ||
| Q3 25 | $239.5M | $1.8B | ||
| Q2 25 | $244.9M | $1.7B | ||
| Q1 25 | $269.6M | $1.7B | ||
| Q4 24 | $277.5M | $1.6B | ||
| Q3 24 | $308.9M | $1.6B | ||
| Q2 24 | $306.7M | $1.5B |
| Q1 26 | — | $18.2B | ||
| Q4 25 | $697.9M | $17.7B | ||
| Q3 25 | $715.2M | $17.6B | ||
| Q2 25 | $707.9M | $17.4B | ||
| Q1 25 | $712.6M | $18.6B | ||
| Q4 24 | $741.7M | $17.4B | ||
| Q3 24 | $756.7M | $16.4B | ||
| Q2 24 | $733.5M | $16.0B |
| Q1 26 | — | — | ||
| Q4 25 | 1.59× | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 1.17× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-5.8M | — |
| Free Cash FlowOCF − Capex | $-25.0M | — |
| FCF MarginFCF / Revenue | -17.7% | — |
| Capex IntensityCapex / Revenue | 13.6% | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-23.4M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $-5.8M | $355.2M | ||
| Q3 25 | $5.9M | $140.9M | ||
| Q2 25 | $12.2M | $67.6M | ||
| Q1 25 | $5.0M | $48.0M | ||
| Q4 24 | $15.2M | $252.9M | ||
| Q3 24 | $15.5M | $84.0M | ||
| Q2 24 | $18.7M | $48.3M |
| Q1 26 | — | — | ||
| Q4 25 | $-25.0M | — | ||
| Q3 25 | $2.5M | — | ||
| Q2 25 | $5.9M | — | ||
| Q1 25 | $-6.8M | — | ||
| Q4 24 | $-39.9M | — | ||
| Q3 24 | $-33.6M | — | ||
| Q2 24 | $4.1M | — |
| Q1 26 | — | — | ||
| Q4 25 | -17.7% | — | ||
| Q3 25 | 1.7% | — | ||
| Q2 25 | 3.9% | — | ||
| Q1 25 | -4.4% | — | ||
| Q4 24 | -24.0% | — | ||
| Q3 24 | -18.4% | — | ||
| Q2 24 | 2.2% | — |
| Q1 26 | — | — | ||
| Q4 25 | 13.6% | — | ||
| Q3 25 | 2.3% | — | ||
| Q2 25 | 4.2% | — | ||
| Q1 25 | 7.6% | — | ||
| Q4 24 | 33.1% | — | ||
| Q3 24 | 26.9% | — | ||
| Q2 24 | 8.0% | — |
| Q1 26 | — | — | ||
| Q4 25 | — | 4.11× | ||
| Q3 25 | — | 2.15× | ||
| Q2 25 | — | 1.10× | ||
| Q1 25 | — | 0.76× | ||
| Q4 24 | — | 3.88× | ||
| Q3 24 | 6.44× | 1.40× | ||
| Q2 24 | — | 0.93× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PAMT
| Freight Transportation Service | $123.1M | 87% |
| Fuel Surcharge | $18.2M | 13% |
SFBS
| Net Interest Income | $148.1M | 93% |
| Noninterest Income | $10.8M | 7% |
