vs
Side-by-side financial comparison of PAMT CORP (PAMT) and SIMMONS FIRST NATIONAL CORP (SFNC). Click either name above to swap in a different company.
SIMMONS FIRST NATIONAL CORP is the larger business by last-quarter revenue ($197.3M vs $141.3M, roughly 1.4× PAMT CORP). On growth, SIMMONS FIRST NATIONAL CORP posted the faster year-over-year revenue change (19.6% vs -15.1%). SIMMONS FIRST NATIONAL CORP produced more free cash flow last quarter ($411.4M vs $-25.0M). Over the past eight quarters, SIMMONS FIRST NATIONAL CORP's revenue compounded faster (0.6% CAGR vs -12.0%).
Simmons Bank is a bank with operations in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas. It is the primary subsidiary of Simmons First National Corporation, a bank holding company.
PAMT vs SFNC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $141.3M | $197.3M |
| Net Profit | $-29.3M | — |
| Gross Margin | — | — |
| Operating Margin | -27.0% | — |
| Net Margin | -20.7% | — |
| Revenue YoY | -15.1% | 19.6% |
| Net Profit YoY | 7.4% | — |
| EPS (diluted) | $-1.38 | $0.36 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $141.3M | $197.3M | ||
| Q3 25 | $150.3M | $186.7M | ||
| Q2 25 | $151.1M | $214.2M | ||
| Q1 25 | $155.3M | $209.6M | ||
| Q4 24 | $166.5M | $208.5M | ||
| Q3 24 | $182.6M | $174.8M | ||
| Q2 24 | $182.9M | $197.2M | ||
| Q1 24 | $182.6M | $195.1M |
| Q4 25 | $-29.3M | — | ||
| Q3 25 | $-5.6M | $-562.8M | ||
| Q2 25 | $-9.6M | $54.8M | ||
| Q1 25 | $-8.1M | $32.4M | ||
| Q4 24 | $-31.6M | — | ||
| Q3 24 | $2.4M | $24.7M | ||
| Q2 24 | $-2.9M | $40.8M | ||
| Q1 24 | $281.0K | $38.9M |
| Q4 25 | -27.0% | — | ||
| Q3 25 | -3.8% | — | ||
| Q2 25 | -7.3% | — | ||
| Q1 25 | -5.9% | — | ||
| Q4 24 | -22.6% | — | ||
| Q3 24 | 1.3% | — | ||
| Q2 24 | -0.4% | — | ||
| Q1 24 | -0.4% | — |
| Q4 25 | -20.7% | — | ||
| Q3 25 | -3.7% | -301.5% | ||
| Q2 25 | -6.4% | 25.6% | ||
| Q1 25 | -5.2% | 15.5% | ||
| Q4 24 | -19.0% | — | ||
| Q3 24 | 1.3% | 14.1% | ||
| Q2 24 | -1.6% | 20.7% | ||
| Q1 24 | 0.2% | 19.9% |
| Q4 25 | $-1.38 | $0.36 | ||
| Q3 25 | $-0.27 | $-4.00 | ||
| Q2 25 | $-0.46 | $0.43 | ||
| Q1 25 | $-0.37 | $0.26 | ||
| Q4 24 | $-1.44 | $0.38 | ||
| Q3 24 | $0.11 | $0.20 | ||
| Q2 24 | $-0.13 | $0.32 | ||
| Q1 24 | $0.01 | $0.31 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $83.7M | — |
| Total DebtLower is stronger | $333.9M | $620.0M |
| Stockholders' EquityBook value | $210.5M | $3.4B |
| Total Assets | $697.9M | $24.5B |
| Debt / EquityLower = less leverage | 1.59× | 0.18× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $83.7M | — | ||
| Q3 25 | $115.6M | — | ||
| Q2 25 | $117.3M | — | ||
| Q1 25 | $102.7M | — | ||
| Q4 24 | $110.7M | — | ||
| Q3 24 | $92.3M | — | ||
| Q2 24 | $114.0M | — | ||
| Q1 24 | $125.8M | — |
| Q4 25 | $333.9M | $620.0M | ||
| Q3 25 | — | $667.8M | ||
| Q2 25 | — | $1.0B | ||
| Q1 25 | — | $1.3B | ||
| Q4 24 | $325.6M | $1.1B | ||
| Q3 24 | — | $1.4B | ||
| Q2 24 | — | $1.7B | ||
| Q1 24 | — | $1.2B |
| Q4 25 | $210.5M | $3.4B | ||
| Q3 25 | $239.5M | $3.4B | ||
| Q2 25 | $244.9M | $3.5B | ||
| Q1 25 | $269.6M | $3.5B | ||
| Q4 24 | $277.5M | $3.5B | ||
| Q3 24 | $308.9M | $3.5B | ||
| Q2 24 | $306.7M | $3.5B | ||
| Q1 24 | $314.6M | $3.4B |
| Q4 25 | $697.9M | $24.5B | ||
| Q3 25 | $715.2M | $24.2B | ||
| Q2 25 | $707.9M | $26.7B | ||
| Q1 25 | $712.6M | $26.8B | ||
| Q4 24 | $741.7M | $26.9B | ||
| Q3 24 | $756.7M | $27.3B | ||
| Q2 24 | $733.5M | $27.4B | ||
| Q1 24 | $746.4M | $27.4B |
| Q4 25 | 1.59× | 0.18× | ||
| Q3 25 | — | 0.20× | ||
| Q2 25 | — | 0.28× | ||
| Q1 25 | — | 0.35× | ||
| Q4 24 | 1.17× | 0.32× | ||
| Q3 24 | — | 0.40× | ||
| Q2 24 | — | 0.50× | ||
| Q1 24 | — | 0.36× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $-5.8M | $449.5M |
| Free Cash FlowOCF − Capex | $-25.0M | $411.4M |
| FCF MarginFCF / Revenue | -17.7% | 208.5% |
| Capex IntensityCapex / Revenue | 13.6% | 19.3% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $-23.4M | $717.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $-5.8M | $449.5M | ||
| Q3 25 | $5.9M | $223.4M | ||
| Q2 25 | $12.2M | $77.6M | ||
| Q1 25 | $5.0M | $32.8M | ||
| Q4 24 | $15.2M | $425.9M | ||
| Q3 24 | $15.5M | $199.4M | ||
| Q2 24 | $18.7M | $86.1M | ||
| Q1 24 | $9.6M | $57.6M |
| Q4 25 | $-25.0M | $411.4M | ||
| Q3 25 | $2.5M | $216.7M | ||
| Q2 25 | $5.9M | $66.3M | ||
| Q1 25 | $-6.8M | $22.6M | ||
| Q4 24 | $-39.9M | $380.4M | ||
| Q3 24 | $-33.6M | $187.7M | ||
| Q2 24 | $4.1M | $72.7M | ||
| Q1 24 | $-12.2M | $47.7M |
| Q4 25 | -17.7% | 208.5% | ||
| Q3 25 | 1.7% | 116.1% | ||
| Q2 25 | 3.9% | 31.0% | ||
| Q1 25 | -4.4% | 10.8% | ||
| Q4 24 | -24.0% | 182.5% | ||
| Q3 24 | -18.4% | 107.4% | ||
| Q2 24 | 2.2% | 36.9% | ||
| Q1 24 | -6.7% | 24.5% |
| Q4 25 | 13.6% | 19.3% | ||
| Q3 25 | 2.3% | 3.6% | ||
| Q2 25 | 4.2% | 5.3% | ||
| Q1 25 | 7.6% | 4.8% | ||
| Q4 24 | 33.1% | 21.8% | ||
| Q3 24 | 26.9% | 6.7% | ||
| Q2 24 | 8.0% | 6.8% | ||
| Q1 24 | 12.0% | 5.0% |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 1.42× | ||
| Q1 25 | — | 1.01× | ||
| Q4 24 | — | — | ||
| Q3 24 | 6.44× | 8.06× | ||
| Q2 24 | — | 2.11× | ||
| Q1 24 | 34.11× | 1.48× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PAMT
| Freight Transportation Service | $123.1M | 87% |
| Fuel Surcharge | $18.2M | 13% |
SFNC
Segment breakdown not available.
