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Side-by-side financial comparison of PARK NATIONAL CORP (PRK) and SIMMONS FIRST NATIONAL CORP (SFNC). Click either name above to swap in a different company.
SIMMONS FIRST NATIONAL CORP is the larger business by last-quarter revenue ($197.3M vs $168.3M, roughly 1.2× PARK NATIONAL CORP). On growth, SIMMONS FIRST NATIONAL CORP posted the faster year-over-year revenue change (19.6% vs 2.2%). SIMMONS FIRST NATIONAL CORP produced more free cash flow last quarter ($411.4M vs $191.9M). Over the past eight quarters, PARK NATIONAL CORP's revenue compounded faster (4.9% CAGR vs 0.6%).
National Retail Systems, Inc. (NRS) includes Keystone Freight Corp. & National Retail Transportation, Inc. (NRT). NRS is an asset based 3PL founded in 1952. It is headquartered in Lyndhurst, New Jersey, United States.
Simmons Bank is a bank with operations in Arkansas, Kansas, Missouri, Oklahoma, Tennessee, and Texas. It is the primary subsidiary of Simmons First National Corporation, a bank holding company.
PRK vs SFNC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $168.3M | $197.3M |
| Net Profit | $42.6M | — |
| Gross Margin | — | — |
| Operating Margin | — | — |
| Net Margin | 25.3% | — |
| Revenue YoY | 2.2% | 19.6% |
| Net Profit YoY | 10.4% | — |
| EPS (diluted) | $2.62 | $0.36 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $168.3M | $197.3M | ||
| Q3 25 | $169.5M | $186.7M | ||
| Q2 25 | $168.7M | $214.2M | ||
| Q1 25 | $157.9M | $209.6M | ||
| Q4 24 | $164.7M | $208.5M | ||
| Q3 24 | $170.3M | $174.8M | ||
| Q2 24 | $157.7M | $197.2M | ||
| Q1 24 | $152.8M | $195.1M |
| Q4 25 | $42.6M | — | ||
| Q3 25 | $47.2M | $-562.8M | ||
| Q2 25 | $48.1M | $54.8M | ||
| Q1 25 | $42.2M | $32.4M | ||
| Q4 24 | $38.6M | — | ||
| Q3 24 | $38.2M | $24.7M | ||
| Q2 24 | $39.4M | $40.8M | ||
| Q1 24 | $35.2M | $38.9M |
| Q4 25 | — | — | ||
| Q3 25 | 34.3% | — | ||
| Q2 25 | 35.2% | — | ||
| Q1 25 | 32.4% | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 27.4% | — | ||
| Q2 24 | 30.6% | — | ||
| Q1 24 | 27.8% | — |
| Q4 25 | 25.3% | — | ||
| Q3 25 | 27.8% | -301.5% | ||
| Q2 25 | 28.5% | 25.6% | ||
| Q1 25 | 26.7% | 15.5% | ||
| Q4 24 | 23.5% | — | ||
| Q3 24 | 22.4% | 14.1% | ||
| Q2 24 | 25.0% | 20.7% | ||
| Q1 24 | 23.0% | 19.9% |
| Q4 25 | $2.62 | $0.36 | ||
| Q3 25 | $2.92 | $-4.00 | ||
| Q2 25 | $2.97 | $0.43 | ||
| Q1 25 | $2.60 | $0.26 | ||
| Q4 24 | $2.38 | $0.38 | ||
| Q3 24 | $2.35 | $0.20 | ||
| Q2 24 | $2.42 | $0.32 | ||
| Q1 24 | $2.17 | $0.31 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $233.5M | — |
| Total DebtLower is stronger | — | $620.0M |
| Stockholders' EquityBook value | $1.4B | $3.4B |
| Total Assets | $9.8B | $24.5B |
| Debt / EquityLower = less leverage | — | 0.18× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $233.5M | — | ||
| Q3 25 | $218.9M | — | ||
| Q2 25 | $193.1M | — | ||
| Q1 25 | $237.6M | — | ||
| Q4 24 | $160.6M | — | ||
| Q3 24 | $201.7M | — | ||
| Q2 24 | $261.5M | — | ||
| Q1 24 | $306.1M | — |
| Q4 25 | — | $620.0M | ||
| Q3 25 | — | $667.8M | ||
| Q2 25 | — | $1.0B | ||
| Q1 25 | — | $1.3B | ||
| Q4 24 | — | $1.1B | ||
| Q3 24 | — | $1.4B | ||
| Q2 24 | — | $1.7B | ||
| Q1 24 | — | $1.2B |
| Q4 25 | $1.4B | $3.4B | ||
| Q3 25 | $1.3B | $3.4B | ||
| Q2 25 | $1.3B | $3.5B | ||
| Q1 25 | $1.3B | $3.5B | ||
| Q4 24 | $1.2B | $3.5B | ||
| Q3 24 | $1.2B | $3.5B | ||
| Q2 24 | $1.2B | $3.5B | ||
| Q1 24 | $1.2B | $3.4B |
| Q4 25 | $9.8B | $24.5B | ||
| Q3 25 | $9.9B | $24.2B | ||
| Q2 25 | $9.9B | $26.7B | ||
| Q1 25 | $9.9B | $26.8B | ||
| Q4 24 | $9.8B | $26.9B | ||
| Q3 24 | $9.9B | $27.3B | ||
| Q2 24 | $9.9B | $27.4B | ||
| Q1 24 | $9.9B | $27.4B |
| Q4 25 | — | 0.18× | ||
| Q3 25 | — | 0.20× | ||
| Q2 25 | — | 0.28× | ||
| Q1 25 | — | 0.35× | ||
| Q4 24 | — | 0.32× | ||
| Q3 24 | — | 0.40× | ||
| Q2 24 | — | 0.50× | ||
| Q1 24 | — | 0.36× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $198.3M | $449.5M |
| Free Cash FlowOCF − Capex | $191.9M | $411.4M |
| FCF MarginFCF / Revenue | 114.1% | 208.5% |
| Capex IntensityCapex / Revenue | 3.8% | 19.3% |
| Cash ConversionOCF / Net Profit | 4.65× | — |
| TTM Free Cash FlowTrailing 4 quarters | $328.2M | $717.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $198.3M | $449.5M | ||
| Q3 25 | $52.6M | $223.4M | ||
| Q2 25 | $49.7M | $77.6M | ||
| Q1 25 | $37.9M | $32.8M | ||
| Q4 24 | $178.8M | $425.9M | ||
| Q3 24 | $43.8M | $199.4M | ||
| Q2 24 | $50.9M | $86.1M | ||
| Q1 24 | $35.0M | $57.6M |
| Q4 25 | $191.9M | $411.4M | ||
| Q3 25 | $51.1M | $216.7M | ||
| Q2 25 | $48.4M | $66.3M | ||
| Q1 25 | $36.8M | $22.6M | ||
| Q4 24 | $169.7M | $380.4M | ||
| Q3 24 | $41.7M | $187.7M | ||
| Q2 24 | $49.0M | $72.7M | ||
| Q1 24 | $31.9M | $47.7M |
| Q4 25 | 114.1% | 208.5% | ||
| Q3 25 | 30.1% | 116.1% | ||
| Q2 25 | 28.7% | 31.0% | ||
| Q1 25 | 23.3% | 10.8% | ||
| Q4 24 | 103.0% | 182.5% | ||
| Q3 24 | 24.5% | 107.4% | ||
| Q2 24 | 31.1% | 36.9% | ||
| Q1 24 | 20.8% | 24.5% |
| Q4 25 | 3.8% | 19.3% | ||
| Q3 25 | 0.9% | 3.6% | ||
| Q2 25 | 0.8% | 5.3% | ||
| Q1 25 | 0.7% | 4.8% | ||
| Q4 24 | 5.6% | 21.8% | ||
| Q3 24 | 1.2% | 6.7% | ||
| Q2 24 | 1.2% | 6.8% | ||
| Q1 24 | 2.1% | 5.0% |
| Q4 25 | 4.65× | — | ||
| Q3 25 | 1.11× | — | ||
| Q2 25 | 1.03× | 1.42× | ||
| Q1 25 | 0.90× | 1.01× | ||
| Q4 24 | 4.63× | — | ||
| Q3 24 | 1.14× | 8.06× | ||
| Q2 24 | 1.29× | 2.11× | ||
| Q1 24 | 0.99× | 1.48× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
