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Side-by-side financial comparison of PROSPERITY BANCSHARES INC (PB) and Paylocity Holding Corp (PCTY). Click either name above to swap in a different company.
Paylocity Holding Corp is the larger business by last-quarter revenue ($387.0M vs $367.6M, roughly 1.1× PROSPERITY BANCSHARES INC). PROSPERITY BANCSHARES INC runs the higher net margin — 31.6% vs 13.0%, a 18.7% gap on every dollar of revenue. Over the past eight quarters, PROSPERITY BANCSHARES INC's revenue compounded faster (19.2% CAGR vs 2.7%).
Prosperity Bancshares, Inc. is a bank holding company headquartered in Houston, Texas with operations in Texas and central Oklahoma. As of December 31, 2019, the company operated 285 branches: 65 in the Houston area, including The Woodlands, Texas; 30 in South Texas, including Corpus Christi, Texas and Victoria, Texas; 75 in the Dallas–Fort Worth metroplex; 22 in East Texas; 29 in Central Texas, including Austin, Texas and San Antonio; 34 in West Texas, including Lubbock, Texas, Midland–Odess...
Paylocity Holding Corporation is an American provider of cloud-based payroll, , spend management, and human capital management (HCM) software.
PB vs PCTY — Head-to-Head
Income Statement — Q1 FY2026 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $367.6M | $387.0M |
| Net Profit | $116.3M | $50.2M |
| Gross Margin | — | 72.9% |
| Operating Margin | — | 18.2% |
| Net Margin | 31.6% | 13.0% |
| Revenue YoY | — | 11.3% |
| Net Profit YoY | -10.7% | 34.0% |
| EPS (diluted) | $1.16 | $0.92 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $367.6M | — | ||
| Q4 25 | $275.0M | $387.0M | ||
| Q3 25 | $273.4M | $378.9M | ||
| Q2 25 | $267.7M | $369.9M | ||
| Q1 25 | $265.4M | $421.1M | ||
| Q4 24 | $267.8M | $347.7M | ||
| Q3 24 | $261.7M | $333.1M | ||
| Q2 24 | $258.8M | $324.7M |
| Q1 26 | $116.3M | — | ||
| Q4 25 | $139.9M | $50.2M | ||
| Q3 25 | $137.6M | $48.0M | ||
| Q2 25 | $135.2M | $48.6M | ||
| Q1 25 | $130.2M | $91.5M | ||
| Q4 24 | $130.1M | $37.5M | ||
| Q3 24 | $127.3M | $49.6M | ||
| Q2 24 | $111.6M | $48.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | 72.9% | ||
| Q3 25 | — | 73.9% | ||
| Q2 25 | — | 73.5% | ||
| Q1 25 | — | 77.1% | ||
| Q4 24 | — | 72.6% | ||
| Q3 24 | — | 74.4% | ||
| Q2 24 | — | 74.0% |
| Q1 26 | — | — | ||
| Q4 25 | 65.1% | 18.2% | ||
| Q3 25 | 64.4% | 19.6% | ||
| Q2 25 | 64.3% | 17.9% | ||
| Q1 25 | 62.7% | 30.2% | ||
| Q4 24 | 62.0% | 13.4% | ||
| Q3 24 | 62.1% | 19.3% | ||
| Q2 24 | 55.2% | 19.4% |
| Q1 26 | 31.6% | — | ||
| Q4 25 | 50.9% | 13.0% | ||
| Q3 25 | 50.3% | 12.7% | ||
| Q2 25 | 50.5% | 13.1% | ||
| Q1 25 | 49.1% | 21.7% | ||
| Q4 24 | 48.6% | 10.8% | ||
| Q3 24 | 48.6% | 14.9% | ||
| Q2 24 | 43.1% | 15.0% |
| Q1 26 | $1.16 | — | ||
| Q4 25 | $1.48 | $0.92 | ||
| Q3 25 | $1.45 | $0.86 | ||
| Q2 25 | $1.42 | $0.87 | ||
| Q1 25 | $1.37 | $1.61 | ||
| Q4 24 | $1.36 | $0.66 | ||
| Q3 24 | $1.34 | $0.88 | ||
| Q2 24 | $1.17 | $0.85 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $162.5M |
| Total DebtLower is stronger | — | $81.3M |
| Stockholders' EquityBook value | $8.2B | $1.1B |
| Total Assets | $43.6B | $7.0B |
| Debt / EquityLower = less leverage | — | 0.07× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $162.5M | ||
| Q3 25 | — | $165.2M | ||
| Q2 25 | — | $398.1M | ||
| Q1 25 | — | $477.8M | ||
| Q4 24 | — | $482.4M | ||
| Q3 24 | — | $778.5M | ||
| Q2 24 | — | $401.8M |
| Q1 26 | — | — | ||
| Q4 25 | — | $81.3M | ||
| Q3 25 | — | $81.3M | ||
| Q2 25 | — | $162.5M | ||
| Q1 25 | — | $243.8M | ||
| Q4 24 | — | $325.0M | ||
| Q3 24 | — | $325.0M | ||
| Q2 24 | — | $0 |
| Q1 26 | $8.2B | — | ||
| Q4 25 | $7.6B | $1.1B | ||
| Q3 25 | $7.7B | $1.1B | ||
| Q2 25 | $7.6B | $1.2B | ||
| Q1 25 | $7.5B | $1.2B | ||
| Q4 24 | $7.4B | $1.2B | ||
| Q3 24 | $7.4B | $1.1B | ||
| Q2 24 | $7.3B | $1.0B |
| Q1 26 | $43.6B | — | ||
| Q4 25 | $38.5B | $7.0B | ||
| Q3 25 | $38.3B | $4.2B | ||
| Q2 25 | $38.4B | $4.4B | ||
| Q1 25 | $38.8B | $5.2B | ||
| Q4 24 | $39.6B | $5.3B | ||
| Q3 24 | $40.1B | $4.0B | ||
| Q2 24 | $39.8B | $4.2B |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.07× | ||
| Q3 25 | — | 0.07× | ||
| Q2 25 | — | 0.13× | ||
| Q1 25 | — | 0.20× | ||
| Q4 24 | — | 0.28× | ||
| Q3 24 | — | 0.29× | ||
| Q2 24 | — | 0.00× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $117.0M |
| Free Cash FlowOCF − Capex | — | $113.6M |
| FCF MarginFCF / Revenue | — | 29.4% |
| Capex IntensityCapex / Revenue | — | 0.9% |
| Cash ConversionOCF / Net Profit | — | 2.33× |
| TTM Free Cash FlowTrailing 4 quarters | — | $461.1M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $78.3M | $117.0M | ||
| Q3 25 | $194.8M | $86.5M | ||
| Q2 25 | $98.2M | $86.6M | ||
| Q1 25 | $178.2M | $186.0M | ||
| Q4 24 | $-205.8M | $54.2M | ||
| Q3 24 | $274.6M | $91.5M | ||
| Q2 24 | $216.5M | $79.9M |
| Q1 26 | — | — | ||
| Q4 25 | $68.5M | $113.6M | ||
| Q3 25 | $185.7M | $82.7M | ||
| Q2 25 | $91.8M | $81.1M | ||
| Q1 25 | $171.1M | $183.7M | ||
| Q4 24 | $-210.7M | $51.2M | ||
| Q3 24 | $270.2M | $89.1M | ||
| Q2 24 | $211.8M | $73.6M |
| Q1 26 | — | — | ||
| Q4 25 | 24.9% | 29.4% | ||
| Q3 25 | 67.9% | 21.8% | ||
| Q2 25 | 34.3% | 21.9% | ||
| Q1 25 | 64.5% | 43.6% | ||
| Q4 24 | -78.7% | 14.7% | ||
| Q3 24 | 103.3% | 26.8% | ||
| Q2 24 | 81.8% | 22.7% |
| Q1 26 | — | — | ||
| Q4 25 | 3.6% | 0.9% | ||
| Q3 25 | 3.3% | 1.0% | ||
| Q2 25 | 2.4% | 1.5% | ||
| Q1 25 | 2.7% | 0.5% | ||
| Q4 24 | 1.8% | 0.9% | ||
| Q3 24 | 1.7% | 0.7% | ||
| Q2 24 | 1.8% | 1.9% |
| Q1 26 | — | — | ||
| Q4 25 | 0.56× | 2.33× | ||
| Q3 25 | 1.42× | 1.80× | ||
| Q2 25 | 0.73× | 1.78× | ||
| Q1 25 | 1.37× | 2.03× | ||
| Q4 24 | -1.58× | 1.45× | ||
| Q3 24 | 2.16× | 1.84× | ||
| Q2 24 | 1.94× | 1.64× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
PCTY
| Recurring Fees | $370.1M | 96% |
| Implementation Services And Other | $16.9M | 4% |
