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Side-by-side financial comparison of PROSPERITY BANCSHARES INC (PB) and SFL Corp Ltd. (SFL). Click either name above to swap in a different company.
SFL Corp Ltd. is the larger business by last-quarter revenue ($353.7M vs $275.0M, roughly 1.3× PROSPERITY BANCSHARES INC). PROSPERITY BANCSHARES INC runs the higher net margin — 50.9% vs 1.1%, a 49.8% gap on every dollar of revenue. On growth, PROSPERITY BANCSHARES INC posted the faster year-over-year revenue change (2.7% vs -27.0%).
Prosperity Bancshares, Inc. is a bank holding company headquartered in Houston, Texas with operations in Texas and central Oklahoma. As of December 31, 2019, the company operated 285 branches: 65 in the Houston area, including The Woodlands, Texas; 30 in South Texas, including Corpus Christi, Texas and Victoria, Texas; 75 in the Dallas–Fort Worth metroplex; 22 in East Texas; 29 in Central Texas, including Austin, Texas and San Antonio; 34 in West Texas, including Lubbock, Texas, Midland–Odess...
SFL Corp Ltd is a global maritime transportation and vessel owning enterprise with a diversified fleet including container ships, oil tankers, dry bulk carriers and offshore support vessels. It serves international logistics, energy and bulk commodity sectors, offering long-term and spot charter services to clients across major global trade routes.
PB vs SFL — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $275.0M | $353.7M |
| Net Profit | $139.9M | $4.0M |
| Gross Margin | — | — |
| Operating Margin | 65.1% | 22.8% |
| Net Margin | 50.9% | 1.1% |
| Revenue YoY | 2.7% | -27.0% |
| Net Profit YoY | 7.6% | -93.9% |
| EPS (diluted) | $1.48 | $0.03 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $275.0M | $353.7M | ||
| Q3 25 | $273.4M | — | ||
| Q2 25 | $267.7M | — | ||
| Q1 25 | $265.4M | — | ||
| Q4 24 | $267.8M | $484.4M | ||
| Q3 24 | $261.7M | — | ||
| Q2 24 | $258.8M | — | ||
| Q1 24 | $238.2M | — |
| Q4 25 | $139.9M | $4.0M | ||
| Q3 25 | $137.6M | — | ||
| Q2 25 | $135.2M | — | ||
| Q1 25 | $130.2M | — | ||
| Q4 24 | $130.1M | $64.7M | ||
| Q3 24 | $127.3M | — | ||
| Q2 24 | $111.6M | — | ||
| Q1 24 | $110.4M | — |
| Q4 25 | 65.1% | 22.8% | ||
| Q3 25 | 64.4% | — | ||
| Q2 25 | 64.3% | — | ||
| Q1 25 | 62.7% | — | ||
| Q4 24 | 62.0% | 32.8% | ||
| Q3 24 | 62.1% | — | ||
| Q2 24 | 55.2% | — | ||
| Q1 24 | 59.3% | — |
| Q4 25 | 50.9% | 1.1% | ||
| Q3 25 | 50.3% | — | ||
| Q2 25 | 50.5% | — | ||
| Q1 25 | 49.1% | — | ||
| Q4 24 | 48.6% | 13.4% | ||
| Q3 24 | 48.6% | — | ||
| Q2 24 | 43.1% | — | ||
| Q1 24 | 46.3% | — |
| Q4 25 | $1.48 | $0.03 | ||
| Q3 25 | $1.45 | — | ||
| Q2 25 | $1.42 | — | ||
| Q1 25 | $1.37 | — | ||
| Q4 24 | $1.36 | $0.49 | ||
| Q3 24 | $1.34 | — | ||
| Q2 24 | $1.17 | — | ||
| Q1 24 | $1.18 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $150.8M |
| Total DebtLower is stronger | — | $2.6B |
| Stockholders' EquityBook value | $7.6B | $960.9M |
| Total Assets | $38.5B | $3.6B |
| Debt / EquityLower = less leverage | — | 2.69× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | — | $150.8M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $134.6M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | — | $2.6B | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $2.9B | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $7.6B | $960.9M | ||
| Q3 25 | $7.7B | — | ||
| Q2 25 | $7.6B | — | ||
| Q1 25 | $7.5B | — | ||
| Q4 24 | $7.4B | $1.1B | ||
| Q3 24 | $7.4B | — | ||
| Q2 24 | $7.3B | — | ||
| Q1 24 | $7.1B | — |
| Q4 25 | $38.5B | $3.6B | ||
| Q3 25 | $38.3B | — | ||
| Q2 25 | $38.4B | — | ||
| Q1 25 | $38.8B | — | ||
| Q4 24 | $39.6B | $4.1B | ||
| Q3 24 | $40.1B | — | ||
| Q2 24 | $39.8B | — | ||
| Q1 24 | $38.8B | — |
| Q4 25 | — | 2.69× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 2.54× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $78.3M | $118.4M |
| Free Cash FlowOCF − Capex | $68.5M | — |
| FCF MarginFCF / Revenue | 24.9% | — |
| Capex IntensityCapex / Revenue | 3.6% | — |
| Cash ConversionOCF / Net Profit | 0.56× | 29.75× |
| TTM Free Cash FlowTrailing 4 quarters | $517.0M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $78.3M | $118.4M | ||
| Q3 25 | $194.8M | — | ||
| Q2 25 | $98.2M | — | ||
| Q1 25 | $178.2M | — | ||
| Q4 24 | $-205.8M | $182.4M | ||
| Q3 24 | $274.6M | — | ||
| Q2 24 | $216.5M | — | ||
| Q1 24 | $187.4M | — |
| Q4 25 | $68.5M | — | ||
| Q3 25 | $185.7M | — | ||
| Q2 25 | $91.8M | — | ||
| Q1 25 | $171.1M | — | ||
| Q4 24 | $-210.7M | — | ||
| Q3 24 | $270.2M | — | ||
| Q2 24 | $211.8M | — | ||
| Q1 24 | $180.2M | — |
| Q4 25 | 24.9% | — | ||
| Q3 25 | 67.9% | — | ||
| Q2 25 | 34.3% | — | ||
| Q1 25 | 64.5% | — | ||
| Q4 24 | -78.7% | — | ||
| Q3 24 | 103.3% | — | ||
| Q2 24 | 81.8% | — | ||
| Q1 24 | 75.6% | — |
| Q4 25 | 3.6% | — | ||
| Q3 25 | 3.3% | — | ||
| Q2 25 | 2.4% | — | ||
| Q1 25 | 2.7% | — | ||
| Q4 24 | 1.8% | — | ||
| Q3 24 | 1.7% | — | ||
| Q2 24 | 1.8% | — | ||
| Q1 24 | 3.0% | — |
| Q4 25 | 0.56× | 29.75× | ||
| Q3 25 | 1.42× | — | ||
| Q2 25 | 0.73× | — | ||
| Q1 25 | 1.37× | — | ||
| Q4 24 | -1.58× | 2.82× | ||
| Q3 24 | 2.16× | — | ||
| Q2 24 | 1.94× | — | ||
| Q1 24 | 1.70× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
