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Side-by-side financial comparison of PROSPERITY BANCSHARES INC (PB) and UNIVERSAL TECHNICAL INSTITUTE INC (UTI). Click either name above to swap in a different company.
PROSPERITY BANCSHARES INC is the larger business by last-quarter revenue ($367.6M vs $220.8M, roughly 1.7× UNIVERSAL TECHNICAL INSTITUTE INC). PROSPERITY BANCSHARES INC runs the higher net margin — 31.6% vs 5.8%, a 25.8% gap on every dollar of revenue. Over the past eight quarters, PROSPERITY BANCSHARES INC's revenue compounded faster (19.2% CAGR vs 9.5%).
Prosperity Bancshares, Inc. is a bank holding company headquartered in Houston, Texas with operations in Texas and central Oklahoma. As of December 31, 2019, the company operated 285 branches: 65 in the Houston area, including The Woodlands, Texas; 30 in South Texas, including Corpus Christi, Texas and Victoria, Texas; 75 in the Dallas–Fort Worth metroplex; 22 in East Texas; 29 in Central Texas, including Austin, Texas and San Antonio; 34 in West Texas, including Lubbock, Texas, Midland–Odess...
Universal Technical Institute, Inc. (UTI) is a private for-profit system of technical colleges in the United States. It was established in 1965 by Robert Sweet.
PB vs UTI — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $367.6M | $220.8M |
| Net Profit | $116.3M | $12.8M |
| Gross Margin | — | — |
| Operating Margin | — | 7.1% |
| Net Margin | 31.6% | 5.8% |
| Revenue YoY | — | 9.6% |
| Net Profit YoY | -10.7% | -42.1% |
| EPS (diluted) | $1.16 | $0.23 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $367.6M | — | ||
| Q4 25 | $275.0M | $220.8M | ||
| Q3 25 | $273.4M | $222.4M | ||
| Q2 25 | $267.7M | $204.3M | ||
| Q1 25 | $265.4M | $207.4M | ||
| Q4 24 | $267.8M | $201.4M | ||
| Q3 24 | $261.7M | $196.4M | ||
| Q2 24 | $258.8M | $177.5M |
| Q1 26 | $116.3M | — | ||
| Q4 25 | $139.9M | $12.8M | ||
| Q3 25 | $137.6M | $18.8M | ||
| Q2 25 | $135.2M | $10.7M | ||
| Q1 25 | $130.2M | $11.4M | ||
| Q4 24 | $130.1M | $22.2M | ||
| Q3 24 | $127.3M | $18.8M | ||
| Q2 24 | $111.6M | $5.0M |
| Q1 26 | — | — | ||
| Q4 25 | 65.1% | 7.1% | ||
| Q3 25 | 64.4% | 11.2% | ||
| Q2 25 | 64.3% | 6.9% | ||
| Q1 25 | 62.7% | 8.1% | ||
| Q4 24 | 62.0% | 13.6% | ||
| Q3 24 | 62.1% | 13.3% | ||
| Q2 24 | 55.2% | 4.2% |
| Q1 26 | 31.6% | — | ||
| Q4 25 | 50.9% | 5.8% | ||
| Q3 25 | 50.3% | 8.4% | ||
| Q2 25 | 50.5% | 5.2% | ||
| Q1 25 | 49.1% | 5.5% | ||
| Q4 24 | 48.6% | 11.0% | ||
| Q3 24 | 48.6% | 9.6% | ||
| Q2 24 | 43.1% | 2.8% |
| Q1 26 | $1.16 | — | ||
| Q4 25 | $1.48 | $0.23 | ||
| Q3 25 | $1.45 | $0.33 | ||
| Q2 25 | $1.42 | $0.19 | ||
| Q1 25 | $1.37 | $0.21 | ||
| Q4 24 | $1.36 | $0.40 | ||
| Q3 24 | $1.34 | $0.35 | ||
| Q2 24 | $1.17 | $0.09 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $162.8M |
| Total DebtLower is stronger | — | $101.4M |
| Stockholders' EquityBook value | $8.2B | $335.9M |
| Total Assets | $43.6B | $834.0M |
| Debt / EquityLower = less leverage | — | 0.30× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | $162.8M | ||
| Q3 25 | — | $169.1M | ||
| Q2 25 | — | $70.7M | ||
| Q1 25 | — | $96.0M | ||
| Q4 24 | — | $172.0M | ||
| Q3 24 | — | $161.9M | ||
| Q2 24 | — | $115.5M |
| Q1 26 | — | — | ||
| Q4 25 | — | $101.4M | ||
| Q3 25 | — | $87.1M | ||
| Q2 25 | — | $73.8M | ||
| Q1 25 | — | $94.4M | ||
| Q4 24 | — | $120.1M | ||
| Q3 24 | — | $125.7M | ||
| Q2 24 | — | $137.3M |
| Q1 26 | $8.2B | — | ||
| Q4 25 | $7.6B | $335.9M | ||
| Q3 25 | $7.7B | $328.1M | ||
| Q2 25 | $7.6B | $306.8M | ||
| Q1 25 | $7.5B | $293.9M | ||
| Q4 24 | $7.4B | $280.0M | ||
| Q3 24 | $7.4B | $260.2M | ||
| Q2 24 | $7.3B | $239.4M |
| Q1 26 | $43.6B | — | ||
| Q4 25 | $38.5B | $834.0M | ||
| Q3 25 | $38.3B | $826.1M | ||
| Q2 25 | $38.4B | $740.8M | ||
| Q1 25 | $38.8B | $720.4M | ||
| Q4 24 | $39.6B | $753.8M | ||
| Q3 24 | $40.1B | $744.6M | ||
| Q2 24 | $39.8B | $706.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.30× | ||
| Q3 25 | — | 0.27× | ||
| Q2 25 | — | 0.24× | ||
| Q1 25 | — | 0.32× | ||
| Q4 24 | — | 0.43× | ||
| Q3 24 | — | 0.48× | ||
| Q2 24 | — | 0.57× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | — | $3.1M |
| Free Cash FlowOCF − Capex | — | $-19.2M |
| FCF MarginFCF / Revenue | — | -8.7% |
| Capex IntensityCapex / Revenue | — | 10.1% |
| Cash ConversionOCF / Net Profit | — | 0.24× |
| TTM Free Cash FlowTrailing 4 quarters | — | $16.6M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $78.3M | $3.1M | ||
| Q3 25 | $194.8M | $57.1M | ||
| Q2 25 | $98.2M | $18.1M | ||
| Q1 25 | $178.2M | $-789.0K | ||
| Q4 24 | $-205.8M | $23.0M | ||
| Q3 24 | $274.6M | $67.5M | ||
| Q2 24 | $216.5M | $10.0M |
| Q1 26 | — | — | ||
| Q4 25 | $68.5M | $-19.2M | ||
| Q3 25 | $185.7M | $40.6M | ||
| Q2 25 | $91.8M | $6.8M | ||
| Q1 25 | $171.1M | $-11.7M | ||
| Q4 24 | $-210.7M | $19.6M | ||
| Q3 24 | $270.2M | $60.0M | ||
| Q2 24 | $211.8M | $3.0M |
| Q1 26 | — | — | ||
| Q4 25 | 24.9% | -8.7% | ||
| Q3 25 | 67.9% | 18.3% | ||
| Q2 25 | 34.3% | 3.4% | ||
| Q1 25 | 64.5% | -5.7% | ||
| Q4 24 | -78.7% | 9.7% | ||
| Q3 24 | 103.3% | 30.6% | ||
| Q2 24 | 81.8% | 1.7% |
| Q1 26 | — | — | ||
| Q4 25 | 3.6% | 10.1% | ||
| Q3 25 | 3.3% | 7.4% | ||
| Q2 25 | 2.4% | 5.5% | ||
| Q1 25 | 2.7% | 5.3% | ||
| Q4 24 | 1.8% | 1.7% | ||
| Q3 24 | 1.7% | 3.8% | ||
| Q2 24 | 1.8% | 4.0% |
| Q1 26 | — | — | ||
| Q4 25 | 0.56× | 0.24× | ||
| Q3 25 | 1.42× | 3.04× | ||
| Q2 25 | 0.73× | 1.69× | ||
| Q1 25 | 1.37× | -0.07× | ||
| Q4 24 | -1.58× | 1.04× | ||
| Q3 24 | 2.16× | 3.58× | ||
| Q2 24 | 1.94× | 2.01× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
UTI
| UTI | $142.8M | 65% |
| Concorde | $78.0M | 35% |
