vs
Side-by-side financial comparison of PROSPERITY BANCSHARES INC (PB) and VinFast Auto Ltd. (VFS). Click either name above to swap in a different company.
VinFast Auto Ltd. is the larger business by last-quarter revenue ($718.6M vs $367.6M, roughly 2.0× PROSPERITY BANCSHARES INC). PROSPERITY BANCSHARES INC runs the higher net margin — 31.6% vs -2.8%, a 34.4% gap on every dollar of revenue.
Prosperity Bancshares, Inc. is a bank holding company headquartered in Houston, Texas with operations in Texas and central Oklahoma. As of December 31, 2019, the company operated 285 branches: 65 in the Houston area, including The Woodlands, Texas; 30 in South Texas, including Corpus Christi, Texas and Victoria, Texas; 75 in the Dallas–Fort Worth metroplex; 22 in East Texas; 29 in Central Texas, including Austin, Texas and San Antonio; 34 in West Texas, including Lubbock, Texas, Midland–Odess...
VinFast Auto Ltd. is a Vietnamese multinational automotive company founded by Vingroup, one of the largest private conglomerates in Vietnam that was founded by Phạm Nhật Vượng.
PB vs VFS — Head-to-Head
Income Statement — Q1 FY2026 vs Q3 FY2025
| Metric | | |
|---|---|---|
| Revenue | $367.6M | $718.6M |
| Net Profit | $116.3M | $-20.0M |
| Gross Margin | — | — |
| Operating Margin | — | -96.1% |
| Net Margin | 31.6% | -2.8% |
| Revenue YoY | — | — |
| Net Profit YoY | -10.7% | — |
| EPS (diluted) | $1.16 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $367.6M | — | ||
| Q4 25 | $275.0M | — | ||
| Q3 25 | $273.4M | $718.6M | ||
| Q2 25 | $267.7M | $663.0M | ||
| Q1 25 | $265.4M | $656.5M | ||
| Q4 24 | $267.8M | — | ||
| Q3 24 | $261.7M | $511.6M | ||
| Q2 24 | $258.8M | — |
| Q1 26 | $116.3M | — | ||
| Q4 25 | $139.9M | — | ||
| Q3 25 | $137.6M | $-20.0M | ||
| Q2 25 | $135.2M | $-51.8M | ||
| Q1 25 | $130.2M | $-26.1M | ||
| Q4 24 | $130.1M | — | ||
| Q3 24 | $127.3M | $-10.4M | ||
| Q2 24 | $111.6M | — |
| Q1 26 | — | — | ||
| Q4 25 | 65.1% | — | ||
| Q3 25 | 64.4% | -96.1% | ||
| Q2 25 | 64.3% | -79.0% | ||
| Q1 25 | 62.7% | -74.0% | ||
| Q4 24 | 62.0% | — | ||
| Q3 24 | 62.1% | -65.9% | ||
| Q2 24 | 55.2% | — |
| Q1 26 | 31.6% | — | ||
| Q4 25 | 50.9% | — | ||
| Q3 25 | 50.3% | -2.8% | ||
| Q2 25 | 50.5% | -7.8% | ||
| Q1 25 | 49.1% | -4.0% | ||
| Q4 24 | 48.6% | — | ||
| Q3 24 | 48.6% | -2.0% | ||
| Q2 24 | 43.1% | — |
| Q1 26 | $1.16 | — | ||
| Q4 25 | $1.48 | — | ||
| Q3 25 | $1.45 | — | ||
| Q2 25 | $1.42 | — | ||
| Q1 25 | $1.37 | — | ||
| Q4 24 | $1.36 | — | ||
| Q3 24 | $1.34 | — | ||
| Q2 24 | $1.17 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | — | $8.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $8.2B | — |
| Total Assets | $43.6B | $183.2M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $8.8M | ||
| Q2 25 | — | $650.0M | ||
| Q1 25 | — | $2.4M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $1.9M | ||
| Q2 24 | — | — |
| Q1 26 | $8.2B | — | ||
| Q4 25 | $7.6B | — | ||
| Q3 25 | $7.7B | — | ||
| Q2 25 | $7.6B | $-7.2B | ||
| Q1 25 | $7.5B | — | ||
| Q4 24 | $7.4B | — | ||
| Q3 24 | $7.4B | — | ||
| Q2 24 | $7.3B | — |
| Q1 26 | $43.6B | — | ||
| Q4 25 | $38.5B | — | ||
| Q3 25 | $38.3B | $183.2M | ||
| Q2 25 | $38.4B | $7.2B | ||
| Q1 25 | $38.8B | $158.2M | ||
| Q4 24 | $39.6B | — | ||
| Q3 24 | $40.1B | $151.8M | ||
| Q2 24 | $39.8B | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PB
| Net Interest Income | $321.1M | 87% |
| Noninterest Income | $46.5M | 13% |
VFS
| Sales of vehicles | $662.9M | 92% |
| Sales of spare parts and components | $41.3M | 6% |
| Revenue from leasing activities | $12.3M | 2% |
| Finance income | $2.4M | 0% |
| Rendering of services | $1.2M | 0% |
