vs
Side-by-side financial comparison of PBF Energy Inc. (PBF) and Xcel Energy (XEL). Click either name above to swap in a different company.
PBF Energy Inc. is the larger business by last-quarter revenue ($7.9B vs $4.0B, roughly 2.0× Xcel Energy). Xcel Energy runs the higher net margin — 13.8% vs 2.5%, a 11.3% gap on every dollar of revenue. On growth, PBF Energy Inc. posted the faster year-over-year revenue change (11.9% vs 2.9%). Over the past eight quarters, Xcel Energy's revenue compounded faster (15.2% CAGR vs -4.9%).
PBF Energy Inc. is a petroleum refining and logistics company that produces and sells transportation fuels, heating oils, lubricants, petrochemical feedstocks, and other petroleum products. The company owns and operated 6 refineries throughout the United States, located in Chalmette, Louisiana; Toledo, Ohio; Paulsboro, New Jersey; the Delaware City Refinery in Delaware City; Torrance, California; Martinez, California. PBF produces a range of products including gasoline, ultra-low-sulfur diese...
Xcel Energy Inc. is a U.S. regulated electric utility and natural gas delivery company based in Minneapolis, Minnesota, serving approximately 3.9 million electricity customers and 2.2 million natural gas customers across parts of eight states as of mid-2025. It consists of four operating subsidiaries: Northern States Power-Minnesota, Northern States Power-Wisconsin, Public Service Company of Colorado, and Southwestern Public Service Co.
PBF vs XEL — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $7.9B | $4.0B |
| Net Profit | $200.2M | $556.0M |
| Gross Margin | 3.5% | — |
| Operating Margin | 3.8% | 18.8% |
| Net Margin | 2.5% | 13.8% |
| Revenue YoY | 11.9% | 2.9% |
| Net Profit YoY | 149.4% | — |
| EPS (diluted) | $1.65 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $7.9B | $4.0B | ||
| Q4 25 | $7.1B | $3.6B | ||
| Q3 25 | $7.7B | $3.9B | ||
| Q2 25 | $7.5B | $3.3B | ||
| Q1 25 | $7.1B | $3.9B | ||
| Q4 24 | $7.4B | $3.1B | ||
| Q3 24 | $8.4B | $3.6B | ||
| Q2 24 | $8.7B | $3.0B |
| Q1 26 | $200.2M | $556.0M | ||
| Q4 25 | $78.4M | $567.0M | ||
| Q3 25 | $170.1M | $524.0M | ||
| Q2 25 | $-5.2M | $444.0M | ||
| Q1 25 | $-401.8M | $483.0M | ||
| Q4 24 | $-289.3M | $464.0M | ||
| Q3 24 | $-285.9M | $682.0M | ||
| Q2 24 | $-65.2M | $302.0M |
| Q1 26 | 3.5% | — | ||
| Q4 25 | -1.8% | — | ||
| Q3 25 | 0.5% | — | ||
| Q2 25 | -0.8% | — | ||
| Q1 25 | -5.9% | — | ||
| Q4 24 | -4.2% | — | ||
| Q3 24 | -3.4% | — | ||
| Q2 24 | 0.1% | — |
| Q1 26 | 3.8% | 18.8% | ||
| Q4 25 | 1.8% | 16.3% | ||
| Q3 25 | 3.7% | 19.1% | ||
| Q2 25 | 0.6% | 17.6% | ||
| Q1 25 | -7.2% | 17.3% | ||
| Q4 24 | -5.2% | 11.1% | ||
| Q3 24 | -4.6% | 25.0% | ||
| Q2 24 | -0.9% | 14.8% |
| Q1 26 | 2.5% | 13.8% | ||
| Q4 25 | 1.1% | 15.9% | ||
| Q3 25 | 2.2% | 13.4% | ||
| Q2 25 | -0.1% | 13.5% | ||
| Q1 25 | -5.7% | 12.4% | ||
| Q4 24 | -3.9% | 14.9% | ||
| Q3 24 | -3.4% | 18.7% | ||
| Q2 24 | -0.7% | 10.0% |
| Q1 26 | $1.65 | — | ||
| Q4 25 | $0.74 | $0.95 | ||
| Q3 25 | $1.45 | $0.88 | ||
| Q2 25 | $-0.05 | $0.75 | ||
| Q1 25 | $-3.53 | $0.84 | ||
| Q4 24 | $-2.41 | $0.81 | ||
| Q3 24 | $-2.49 | $1.21 | ||
| Q2 24 | $-0.56 | $0.54 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $541.8M | — |
| Total DebtLower is stronger | — | $35.6B |
| Stockholders' EquityBook value | $5.7B | — |
| Total Assets | $14.7B | — |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $541.8M | — | ||
| Q4 25 | $527.9M | — | ||
| Q3 25 | $482.0M | $1.1B | ||
| Q2 25 | $590.7M | $1.5B | ||
| Q1 25 | $468.6M | $1.1B | ||
| Q4 24 | $536.1M | $179.0M | ||
| Q3 24 | $976.7M | $1.5B | ||
| Q2 24 | $1.4B | $1.6B |
| Q1 26 | — | $35.6B | ||
| Q4 25 | — | $31.8B | ||
| Q3 25 | — | $32.0B | ||
| Q2 25 | — | $31.1B | ||
| Q1 25 | — | $29.4B | ||
| Q4 24 | — | $27.3B | ||
| Q3 24 | — | $27.5B | ||
| Q2 24 | — | $27.7B |
| Q1 26 | $5.7B | — | ||
| Q4 25 | $5.3B | $23.6B | ||
| Q3 25 | $5.2B | $21.2B | ||
| Q2 25 | $5.1B | $21.0B | ||
| Q1 25 | $5.1B | $19.8B | ||
| Q4 24 | $5.5B | $19.5B | ||
| Q3 24 | $5.9B | $19.4B | ||
| Q2 24 | $6.3B | $18.0B |
| Q1 26 | $14.7B | — | ||
| Q4 25 | $13.0B | $81.4B | ||
| Q3 25 | $13.0B | $79.2B | ||
| Q2 25 | $13.0B | $75.3B | ||
| Q1 25 | $13.0B | $72.7B | ||
| Q4 24 | $12.7B | $70.0B | ||
| Q3 24 | $13.1B | $69.3B | ||
| Q2 24 | $14.1B | $67.9B |
| Q1 26 | — | — | ||
| Q4 25 | — | 1.35× | ||
| Q3 25 | — | 1.51× | ||
| Q2 25 | — | 1.48× | ||
| Q1 25 | — | 1.48× | ||
| Q4 24 | — | 1.40× | ||
| Q3 24 | — | 1.42× | ||
| Q2 24 | — | 1.54× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PBF
Segment breakdown not available.
XEL
| Electric | $3.0B | 74% |
| Natural gas | $1.0B | 26% |
