vs

Side-by-side financial comparison of Pioneer Bancorp, Inc. (PBFS) and Silence Therapeutics plc (SLN). Click either name above to swap in a different company.

Pioneer Bancorp, Inc. is the larger business by last-quarter revenue ($25.0M vs $15.7M, roughly 1.6× Silence Therapeutics plc). Pioneer Bancorp, Inc. runs the higher net margin — 82.1% vs -14.7%, a 96.8% gap on every dollar of revenue.

Pioneer Bancorp, Inc. (MD) is a bank holding company operating as the parent entity of Pioneer Bank. It provides a full suite of retail and commercial banking products and services, including deposit accounts, residential and commercial mortgages, consumer loans, and small business financing, primarily serving individual and corporate customers across local communities in Maryland, U.S.

Silence Therapeutics is a London-based pharmaceutical company formed in 1994. The company has pioneered the development of short-interfering ribonucleic acid (siRNA) therapeutics for the treatment of rare diseases. Silence Therapeutics has offices in London, New Jersey, and Berlin, with its corporate headquarters located in Hammersmith, London.

PBFS vs SLN — Head-to-Head

Bigger by revenue
PBFS
PBFS
1.6× larger
PBFS
$25.0M
$15.7M
SLN
Higher net margin
PBFS
PBFS
96.8% more per $
PBFS
82.1%
-14.7%
SLN

Income Statement — Q4 FY2025 vs Q1 FY2024

Metric
PBFS
PBFS
SLN
SLN
Revenue
$25.0M
$15.7M
Net Profit
$3.7M
$-2.3M
Gross Margin
82.2%
Operating Margin
21.3%
-35.6%
Net Margin
82.1%
-14.7%
Revenue YoY
Net Profit YoY
EPS (diluted)
$0.16
$-0.02

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PBFS
PBFS
SLN
SLN
Q4 25
$25.0M
Q3 25
$24.0M
Q2 25
$24.4M
Q1 25
$22.8M
Q3 24
$22.0M
Q2 24
$20.9M
Q1 24
$21.6M
$15.7M
Q4 23
$4.2M
Net Profit
PBFS
PBFS
SLN
SLN
Q4 25
$3.7M
Q3 25
$4.3M
Q2 25
$6.5M
Q1 25
$5.8M
Q3 24
$6.3M
Q2 24
$3.9M
Q1 24
$4.7M
$-2.3M
Q4 23
$3.2M
Gross Margin
PBFS
PBFS
SLN
SLN
Q4 25
Q3 25
Q2 25
Q1 25
Q3 24
Q2 24
Q1 24
82.2%
Q4 23
Operating Margin
PBFS
PBFS
SLN
SLN
Q4 25
21.3%
Q3 25
23.4%
Q2 25
33.3%
Q1 25
32.5%
Q3 24
37.2%
Q2 24
24.1%
Q1 24
28.1%
-35.6%
Q4 23
96.1%
Net Margin
PBFS
PBFS
SLN
SLN
Q4 25
82.1%
Q3 25
18.0%
Q2 25
26.4%
Q1 25
25.3%
Q3 24
28.7%
Q2 24
107.4%
Q1 24
21.9%
-14.7%
Q4 23
76.4%
EPS (diluted)
PBFS
PBFS
SLN
SLN
Q4 25
$0.16
Q3 25
$0.18
Q2 25
$0.26
Q1 25
$0.23
Q3 24
$0.25
Q2 24
$0.15
Q1 24
$0.19
$-0.02
Q4 23
$0.13

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PBFS
PBFS
SLN
SLN
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
Stockholders' EquityBook value
$323.9M
$156.8M
Total Assets
$2.2B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Stockholders' Equity
PBFS
PBFS
SLN
SLN
Q4 25
$323.9M
Q3 25
$314.2M
Q2 25
$314.2M
Q1 25
$310.7M
Q3 24
$303.8M
Q2 24
$296.5M
Q1 24
$289.0M
$156.8M
Q4 23
$283.8M
Total Assets
PBFS
PBFS
SLN
SLN
Q4 25
$2.2B
Q3 25
$2.2B
Q2 25
$2.1B
Q1 25
$2.1B
Q3 24
$2.0B
Q2 24
Q1 24
$2.0B
Q4 23
$1.9B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PBFS
PBFS
SLN
SLN
Operating Cash FlowLast quarter
$11.1M
$-9.1M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
0.0%
Cash ConversionOCF / Net Profit
2.97×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PBFS
PBFS
SLN
SLN
Q4 25
$11.1M
Q3 25
$3.9M
Q2 25
$5.1M
Q1 25
$-3.5M
Q3 24
$1.9M
Q2 24
$9.0M
Q1 24
$3.3M
$-9.1M
Q4 23
$-943.0K
Capex Intensity
PBFS
PBFS
SLN
SLN
Q4 25
Q3 25
Q2 25
Q1 25
Q3 24
Q2 24
Q1 24
0.0%
Q4 23
Cash Conversion
PBFS
PBFS
SLN
SLN
Q4 25
2.97×
Q3 25
0.90×
Q2 25
0.78×
Q1 25
-0.61×
Q3 24
0.30×
Q2 24
2.30×
Q1 24
0.70×
Q4 23
-0.30×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons