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Side-by-side financial comparison of Pioneer Bancorp, Inc. (PBFS) and Stabilis Solutions, Inc. (SLNG). Click either name above to swap in a different company.

Pioneer Bancorp, Inc. is the larger business by last-quarter revenue ($25.0M vs $13.3M, roughly 1.9× Stabilis Solutions, Inc.). Pioneer Bancorp, Inc. runs the higher net margin — 82.1% vs -2.0%, a 84.1% gap on every dollar of revenue. Over the past eight quarters, Pioneer Bancorp, Inc.'s revenue compounded faster (144.9% CAGR vs -18.1%).

Pioneer Bancorp, Inc. (MD) is a bank holding company operating as the parent entity of Pioneer Bank. It provides a full suite of retail and commercial banking products and services, including deposit accounts, residential and commercial mortgages, consumer loans, and small business financing, primarily serving individual and corporate customers across local communities in Maryland, U.S.

Stabilis Solutions, Inc. is a leading North American small-scale liquefied natural gas (LNG) producer and distributor. It supplies LNG fuel, cryogenic services, and full-cycle energy solutions to industrial, remote power, transportation, and commercial clients across the United States and Canada, advancing low-emission energy transition efforts.

PBFS vs SLNG — Head-to-Head

Bigger by revenue
PBFS
PBFS
1.9× larger
PBFS
$25.0M
$13.3M
SLNG
Higher net margin
PBFS
PBFS
84.1% more per $
PBFS
82.1%
-2.0%
SLNG
Faster 2-yr revenue CAGR
PBFS
PBFS
Annualised
PBFS
144.9%
-18.1%
SLNG

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
PBFS
PBFS
SLNG
SLNG
Revenue
$25.0M
$13.3M
Net Profit
$3.7M
$-262.0K
Gross Margin
24.7%
Operating Margin
21.3%
-2.4%
Net Margin
82.1%
-2.0%
Revenue YoY
-23.3%
Net Profit YoY
-112.4%
EPS (diluted)
$0.16

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PBFS
PBFS
SLNG
SLNG
Q4 25
$25.0M
$13.3M
Q3 25
$24.0M
$20.3M
Q2 25
$24.4M
$17.3M
Q1 25
$22.8M
$17.3M
Q4 24
$17.3M
Q3 24
$22.0M
$17.6M
Q2 24
$20.9M
$18.6M
Q1 24
$21.6M
$19.8M
Net Profit
PBFS
PBFS
SLNG
SLNG
Q4 25
$3.7M
$-262.0K
Q3 25
$4.3M
$1.1M
Q2 25
$6.5M
$-613.0K
Q1 25
$5.8M
$-1.6M
Q4 24
$2.1M
Q3 24
$6.3M
$997.0K
Q2 24
$3.9M
$27.0K
Q1 24
$4.7M
$1.5M
Gross Margin
PBFS
PBFS
SLNG
SLNG
Q4 25
24.7%
Q3 25
27.6%
Q2 25
26.5%
Q1 25
26.2%
Q4 24
28.5%
Q3 24
28.3%
Q2 24
27.1%
Q1 24
31.6%
Operating Margin
PBFS
PBFS
SLNG
SLNG
Q4 25
21.3%
-2.4%
Q3 25
23.4%
5.5%
Q2 25
33.3%
-2.4%
Q1 25
32.5%
-9.7%
Q4 24
12.8%
Q3 24
37.2%
5.0%
Q2 24
24.1%
2.4%
Q1 24
28.1%
7.8%
Net Margin
PBFS
PBFS
SLNG
SLNG
Q4 25
82.1%
-2.0%
Q3 25
18.0%
5.5%
Q2 25
26.4%
-3.5%
Q1 25
25.3%
-9.2%
Q4 24
12.2%
Q3 24
28.7%
5.7%
Q2 24
107.4%
0.1%
Q1 24
21.9%
7.4%
EPS (diluted)
PBFS
PBFS
SLNG
SLNG
Q4 25
$0.16
Q3 25
$0.18
$0.06
Q2 25
$0.26
$-0.03
Q1 25
$0.23
$-0.09
Q4 24
$0.12
Q3 24
$0.25
$0.05
Q2 24
$0.15
$0.00
Q1 24
$0.19
$0.08

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PBFS
PBFS
SLNG
SLNG
Cash + ST InvestmentsLiquidity on hand
$7.5M
Total DebtLower is stronger
$7.9M
Stockholders' EquityBook value
$323.9M
$66.7M
Total Assets
$2.2B
$83.1M
Debt / EquityLower = less leverage
0.12×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PBFS
PBFS
SLNG
SLNG
Q4 25
$7.5M
Q3 25
$10.3M
Q2 25
$12.2M
Q1 25
$9.0M
Q4 24
$9.0M
Q3 24
$12.4M
Q2 24
$11.5M
Q1 24
$8.3M
Total Debt
PBFS
PBFS
SLNG
SLNG
Q4 25
$7.9M
Q3 25
$8.3M
Q2 25
$7.6M
Q1 25
$8.3M
Q4 24
$8.9M
Q3 24
$9.3M
Q2 24
$8.6M
Q1 24
$9.1M
Stockholders' Equity
PBFS
PBFS
SLNG
SLNG
Q4 25
$323.9M
$66.7M
Q3 25
$314.2M
$66.7M
Q2 25
$314.2M
$65.5M
Q1 25
$310.7M
$65.9M
Q4 24
$67.0M
Q3 24
$303.8M
$65.4M
Q2 24
$296.5M
$63.7M
Q1 24
$289.0M
$63.2M
Total Assets
PBFS
PBFS
SLNG
SLNG
Q4 25
$2.2B
$83.1M
Q3 25
$2.2B
$87.1M
Q2 25
$2.1B
$83.2M
Q1 25
$2.1B
$83.1M
Q4 24
$85.6M
Q3 24
$2.0B
$89.3M
Q2 24
$82.6M
Q1 24
$2.0B
$80.6M
Debt / Equity
PBFS
PBFS
SLNG
SLNG
Q4 25
0.12×
Q3 25
0.12×
Q2 25
0.12×
Q1 25
0.13×
Q4 24
0.13×
Q3 24
0.14×
Q2 24
0.13×
Q1 24
0.14×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PBFS
PBFS
SLNG
SLNG
Operating Cash FlowLast quarter
$11.1M
$669.0K
Free Cash FlowOCF − Capex
$-2.5M
FCF MarginFCF / Revenue
-18.6%
Capex IntensityCapex / Revenue
23.7%
Cash ConversionOCF / Net Profit
2.97×
TTM Free Cash FlowTrailing 4 quarters
$462.0K

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PBFS
PBFS
SLNG
SLNG
Q4 25
$11.1M
$669.0K
Q3 25
$3.9M
$2.4M
Q2 25
$5.1M
$4.5M
Q1 25
$-3.5M
$1.0M
Q4 24
$2.2M
Q3 24
$1.9M
$2.6M
Q2 24
$9.0M
$5.0M
Q1 24
$3.3M
$3.9M
Free Cash Flow
PBFS
PBFS
SLNG
SLNG
Q4 25
$-2.5M
Q3 25
$-1.5M
Q2 25
$3.9M
Q1 25
$538.0K
Q4 24
$-3.4M
Q3 24
$1.2M
Q2 24
$3.7M
Q1 24
$3.1M
FCF Margin
PBFS
PBFS
SLNG
SLNG
Q4 25
-18.6%
Q3 25
-7.3%
Q2 25
22.4%
Q1 25
3.1%
Q4 24
-19.7%
Q3 24
7.1%
Q2 24
19.7%
Q1 24
15.5%
Capex Intensity
PBFS
PBFS
SLNG
SLNG
Q4 25
23.7%
Q3 25
19.1%
Q2 25
3.7%
Q1 25
2.8%
Q4 24
32.3%
Q3 24
7.4%
Q2 24
7.4%
Q1 24
4.4%
Cash Conversion
PBFS
PBFS
SLNG
SLNG
Q4 25
2.97×
Q3 25
0.90×
2.14×
Q2 25
0.78×
Q1 25
-0.61×
Q4 24
1.03×
Q3 24
0.30×
2.56×
Q2 24
2.30×
186.59×
Q1 24
0.70×
2.67×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PBFS
PBFS

Segment breakdown not available.

SLNG
SLNG

Natural Gas Gathering Transportation Marketing And Processing$11.1M84%
Other$1.3M10%
Services$897.0K7%

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