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Side-by-side financial comparison of Pioneer Bancorp, Inc. (PBFS) and UNITED STATES ANTIMONY CORP (UAMY). Click either name above to swap in a different company.

Pioneer Bancorp, Inc. is the larger business by last-quarter revenue ($25.0M vs $13.0M, roughly 1.9× UNITED STATES ANTIMONY CORP). Pioneer Bancorp, Inc. runs the higher net margin — 82.1% vs -2.2%, a 84.3% gap on every dollar of revenue. Over the past eight quarters, Pioneer Bancorp, Inc.'s revenue compounded faster (144.9% CAGR vs 106.0%).

Pioneer Bancorp, Inc. (MD) is a bank holding company operating as the parent entity of Pioneer Bank. It provides a full suite of retail and commercial banking products and services, including deposit accounts, residential and commercial mortgages, consumer loans, and small business financing, primarily serving individual and corporate customers across local communities in Maryland, U.S.

United States Antimony Corp is a natural resources firm focused on exploring, mining, processing, and selling antimony, silver, and gold products. It runs production facilities in the U.S. and Mexico, serving global industrial clients in flame retardant, battery alloy, and specialty chemical manufacturing sectors.

PBFS vs UAMY — Head-to-Head

Bigger by revenue
PBFS
PBFS
1.9× larger
PBFS
$25.0M
$13.0M
UAMY
Higher net margin
PBFS
PBFS
84.3% more per $
PBFS
82.1%
-2.2%
UAMY
Faster 2-yr revenue CAGR
PBFS
PBFS
Annualised
PBFS
144.9%
106.0%
UAMY

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
PBFS
PBFS
UAMY
UAMY
Revenue
$25.0M
$13.0M
Net Profit
$3.7M
$-286.9K
Gross Margin
20.3%
Operating Margin
21.3%
-30.1%
Net Margin
82.1%
-2.2%
Revenue YoY
131.4%
Net Profit YoY
67.5%
EPS (diluted)
$0.16
$-0.01

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PBFS
PBFS
UAMY
UAMY
Q4 25
$25.0M
$13.0M
Q3 25
$24.0M
$8.7M
Q2 25
$24.4M
$10.5M
Q1 25
$22.8M
$7.0M
Q4 24
$5.6M
Q3 24
$22.0M
$2.6M
Q2 24
$20.9M
$3.7M
Q1 24
$21.6M
$3.1M
Net Profit
PBFS
PBFS
UAMY
UAMY
Q4 25
$3.7M
$-286.9K
Q3 25
$4.3M
$-4.8M
Q2 25
$6.5M
$181.6K
Q1 25
$5.8M
$546.5K
Q4 24
$-882.9K
Q3 24
$6.3M
$-727.5K
Q2 24
$3.9M
$202.8K
Q1 24
$4.7M
$-322.8K
Gross Margin
PBFS
PBFS
UAMY
UAMY
Q4 25
20.3%
Q3 25
23.1%
Q2 25
27.0%
Q1 25
33.9%
Q4 24
21.4%
Q3 24
16.5%
Q2 24
34.1%
Q1 24
19.2%
Operating Margin
PBFS
PBFS
UAMY
UAMY
Q4 25
21.3%
-30.1%
Q3 25
23.4%
-56.5%
Q2 25
33.3%
0.2%
Q1 25
32.5%
5.1%
Q4 24
-19.3%
Q3 24
37.2%
-34.6%
Q2 24
24.1%
1.5%
Q1 24
28.1%
-15.3%
Net Margin
PBFS
PBFS
UAMY
UAMY
Q4 25
82.1%
-2.2%
Q3 25
18.0%
-54.9%
Q2 25
26.4%
1.7%
Q1 25
25.3%
7.8%
Q4 24
-15.7%
Q3 24
28.7%
-28.3%
Q2 24
107.4%
5.5%
Q1 24
21.9%
-10.5%
EPS (diluted)
PBFS
PBFS
UAMY
UAMY
Q4 25
$0.16
$-0.01
Q3 25
$0.18
$-0.04
Q2 25
$0.26
$0.01
Q1 25
$0.23
$0.00
Q4 24
$-108943126.01
Q3 24
$0.25
$-0.01
Q2 24
$0.15
$108943126.00
Q1 24
$0.19
$0.00

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PBFS
PBFS
UAMY
UAMY
Cash + ST InvestmentsLiquidity on hand
$30.5M
Total DebtLower is stronger
$195.4K
Stockholders' EquityBook value
$323.9M
$141.0M
Total Assets
$2.2B
$153.9M
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PBFS
PBFS
UAMY
UAMY
Q4 25
$30.5M
Q3 25
Q2 25
Q1 25
Q4 24
$18.2M
Q3 24
$13.0M
Q2 24
$12.4M
Q1 24
$11.9M
Total Debt
PBFS
PBFS
UAMY
UAMY
Q4 25
$195.4K
Q3 25
$93.2K
Q2 25
$127.5K
Q1 25
$161.6K
Q4 24
$327.7K
Q3 24
$228.9K
Q2 24
$262.1K
Q1 24
$0
Stockholders' Equity
PBFS
PBFS
UAMY
UAMY
Q4 25
$323.9M
$141.0M
Q3 25
$314.2M
$71.8M
Q2 25
$314.2M
$37.5M
Q1 25
$310.7M
$32.6M
Q4 24
$28.6M
Q3 24
$303.8M
$25.1M
Q2 24
$296.5M
$25.7M
Q1 24
$289.0M
$25.4M
Total Assets
PBFS
PBFS
UAMY
UAMY
Q4 25
$2.2B
$153.9M
Q3 25
$2.2B
$79.9M
Q2 25
$2.1B
$47.5M
Q1 25
$2.1B
$39.5M
Q4 24
$34.6M
Q3 24
$2.0B
$29.8M
Q2 24
$28.9M
Q1 24
$2.0B
$28.0M
Debt / Equity
PBFS
PBFS
UAMY
UAMY
Q4 25
0.00×
Q3 25
0.00×
Q2 25
0.00×
Q1 25
0.00×
Q4 24
0.01×
Q3 24
0.01×
Q2 24
0.01×
Q1 24
0.00×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PBFS
PBFS
UAMY
UAMY
Operating Cash FlowLast quarter
$11.1M
$-3.5M
Free Cash FlowOCF − Capex
$-15.2M
FCF MarginFCF / Revenue
-116.7%
Capex IntensityCapex / Revenue
90.1%
Cash ConversionOCF / Net Profit
2.97×
TTM Free Cash FlowTrailing 4 quarters
$-37.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PBFS
PBFS
UAMY
UAMY
Q4 25
$11.1M
$-3.5M
Q3 25
$3.9M
$-3.9M
Q2 25
$5.1M
$-627.7K
Q1 25
$-3.5M
$-1.7M
Q4 24
$1.2M
Q3 24
$1.9M
$411.2K
Q2 24
$9.0M
$565.9K
Q1 24
$3.3M
$65.0K
Free Cash Flow
PBFS
PBFS
UAMY
UAMY
Q4 25
$-15.2M
Q3 25
$-12.5M
Q2 25
$-7.2M
Q1 25
$-2.6M
Q4 24
$970.6K
Q3 24
$338.9K
Q2 24
$467.9K
Q1 24
$12.3K
FCF Margin
PBFS
PBFS
UAMY
UAMY
Q4 25
-116.7%
Q3 25
-144.1%
Q2 25
-68.0%
Q1 25
-37.0%
Q4 24
17.2%
Q3 24
13.2%
Q2 24
12.8%
Q1 24
0.4%
Capex Intensity
PBFS
PBFS
UAMY
UAMY
Q4 25
90.1%
Q3 25
99.7%
Q2 25
62.1%
Q1 25
12.3%
Q4 24
3.7%
Q3 24
2.8%
Q2 24
2.7%
Q1 24
1.7%
Cash Conversion
PBFS
PBFS
UAMY
UAMY
Q4 25
2.97×
Q3 25
0.90×
Q2 25
0.78×
-3.46×
Q1 25
-0.61×
-3.16×
Q4 24
Q3 24
0.30×
Q2 24
2.30×
2.79×
Q1 24
0.70×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PBFS
PBFS

Segment breakdown not available.

UAMY
UAMY

Antimony$11.8M90%
Other$1.2M10%

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