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Side-by-side financial comparison of Pioneer Bancorp, Inc. (PBFS) and ENERGY FUELS INC (UUUU). Click either name above to swap in a different company.

ENERGY FUELS INC is the larger business by last-quarter revenue ($27.1M vs $25.0M, roughly 1.1× Pioneer Bancorp, Inc.). Pioneer Bancorp, Inc. runs the higher net margin — 82.1% vs -77.3%, a 159.4% gap on every dollar of revenue. Over the past eight quarters, Pioneer Bancorp, Inc.'s revenue compounded faster (144.9% CAGR vs 98.7%).

Pioneer Bancorp, Inc. (MD) is a bank holding company operating as the parent entity of Pioneer Bank. It provides a full suite of retail and commercial banking products and services, including deposit accounts, residential and commercial mortgages, consumer loans, and small business financing, primarily serving individual and corporate customers across local communities in Maryland, U.S.

FuelCell Energy, Inc. is a publicly traded fuel cell company headquartered in Danbury, Connecticut. It designs, manufactures, operates and services power plants based on molten carbonate fuel cells.

PBFS vs UUUU — Head-to-Head

Bigger by revenue
UUUU
UUUU
1.1× larger
UUUU
$27.1M
$25.0M
PBFS
Higher net margin
PBFS
PBFS
159.4% more per $
PBFS
82.1%
-77.3%
UUUU
Faster 2-yr revenue CAGR
PBFS
PBFS
Annualised
PBFS
144.9%
98.7%
UUUU

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
PBFS
PBFS
UUUU
UUUU
Revenue
$25.0M
$27.1M
Net Profit
$3.7M
$-20.9M
Gross Margin
35.0%
Operating Margin
21.3%
-81.6%
Net Margin
82.1%
-77.3%
Revenue YoY
-32.1%
Net Profit YoY
36.5%
EPS (diluted)
$0.16
$-0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PBFS
PBFS
UUUU
UUUU
Q4 25
$25.0M
$27.1M
Q3 25
$24.0M
$17.7M
Q2 25
$24.4M
Q1 25
$22.8M
$16.9M
Q4 24
$39.9M
Q3 24
$22.0M
Q2 24
$20.9M
$8.7M
Q1 24
$21.6M
$25.4M
Net Profit
PBFS
PBFS
UUUU
UUUU
Q4 25
$3.7M
$-20.9M
Q3 25
$4.3M
$-16.7M
Q2 25
$6.5M
Q1 25
$5.8M
$-26.3M
Q4 24
$-33.0M
Q3 24
$6.3M
Q2 24
$3.9M
$-6.4M
Q1 24
$4.7M
$3.6M
Gross Margin
PBFS
PBFS
UUUU
UUUU
Q4 25
35.0%
Q3 25
27.8%
Q2 25
Q1 25
-7.3%
Q4 24
1.5%
Q3 24
Q2 24
57.8%
Q1 24
56.5%
Operating Margin
PBFS
PBFS
UUUU
UUUU
Q4 25
21.3%
-81.6%
Q3 25
23.4%
-150.6%
Q2 25
33.3%
Q1 25
32.5%
-155.0%
Q4 24
-71.6%
Q3 24
37.2%
Q2 24
24.1%
-103.7%
Q1 24
28.1%
7.9%
Net Margin
PBFS
PBFS
UUUU
UUUU
Q4 25
82.1%
-77.3%
Q3 25
18.0%
-94.5%
Q2 25
26.4%
Q1 25
25.3%
-155.6%
Q4 24
-82.6%
Q3 24
28.7%
Q2 24
107.4%
-73.6%
Q1 24
21.9%
14.3%
EPS (diluted)
PBFS
PBFS
UUUU
UUUU
Q4 25
$0.16
$-0.08
Q3 25
$0.18
$-0.07
Q2 25
$0.26
Q1 25
$0.23
$-0.13
Q4 24
$-0.19
Q3 24
$0.25
Q2 24
$0.15
$-0.04
Q1 24
$0.19
$0.02

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PBFS
PBFS
UUUU
UUUU
Cash + ST InvestmentsLiquidity on hand
$64.7M
Total DebtLower is stronger
$675.7M
Stockholders' EquityBook value
$323.9M
$678.4M
Total Assets
$2.2B
$1.4B
Debt / EquityLower = less leverage
1.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PBFS
PBFS
UUUU
UUUU
Q4 25
$64.7M
Q3 25
$94.0M
Q2 25
Q1 25
$73.0M
Q4 24
$38.6M
Q3 24
Q2 24
$24.6M
Q1 24
$54.8M
Total Debt
PBFS
PBFS
UUUU
UUUU
Q4 25
$675.7M
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24
Stockholders' Equity
PBFS
PBFS
UUUU
UUUU
Q4 25
$323.9M
$678.4M
Q3 25
$314.2M
$703.2M
Q2 25
$314.2M
Q1 25
$310.7M
$580.8M
Q4 24
$527.8M
Q3 24
$303.8M
Q2 24
$296.5M
$378.8M
Q1 24
$289.0M
$383.7M
Total Assets
PBFS
PBFS
UUUU
UUUU
Q4 25
$2.2B
$1.4B
Q3 25
$2.2B
$758.3M
Q2 25
$2.1B
Q1 25
$2.1B
$650.8M
Q4 24
$612.0M
Q3 24
$2.0B
Q2 24
$403.4M
Q1 24
$2.0B
$405.8M
Debt / Equity
PBFS
PBFS
UUUU
UUUU
Q4 25
1.00×
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PBFS
PBFS
UUUU
UUUU
Operating Cash FlowLast quarter
$11.1M
$-16.2M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
2.97×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PBFS
PBFS
UUUU
UUUU
Q4 25
$11.1M
$-16.2M
Q3 25
$3.9M
$-28.5M
Q2 25
$5.1M
Q1 25
$-3.5M
$-18.8M
Q4 24
$-36.0M
Q3 24
$1.9M
Q2 24
$9.0M
$-9.7M
Q1 24
$3.3M
$8.8M
Cash Conversion
PBFS
PBFS
UUUU
UUUU
Q4 25
2.97×
Q3 25
0.90×
Q2 25
0.78×
Q1 25
-0.61×
Q4 24
Q3 24
0.30×
Q2 24
2.30×
Q1 24
0.70×
2.43×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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