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Side-by-side financial comparison of Pathfinder Bancorp, Inc. (PBHC) and Stereotaxis, Inc. (STXS). Click either name above to swap in a different company.

Pathfinder Bancorp, Inc. is the larger business by last-quarter revenue ($11.8M vs $8.6M, roughly 1.4× Stereotaxis, Inc.). Pathfinder Bancorp, Inc. runs the higher net margin — -52.9% vs -64.0%, a 11.1% gap on every dollar of revenue. On growth, Stereotaxis, Inc. posted the faster year-over-year revenue change (36.3% vs -22.6%). Over the past eight quarters, Stereotaxis, Inc.'s revenue compounded faster (12.1% CAGR vs 3.0%).

Pathfinder Bancorp, Inc. is a regional bank holding company headquartered in New York, U.S. It operates Pathfinder Bank serving the central New York market, offering retail and commercial banking services including deposit accounts, mortgages, business loans and wealth management for individual consumers and small to medium-sized enterprises.

Stereotaxis Inc. is an American publicly traded medical technology company based in St. Louis, Missouri, that makes robotic systems used by physicians to perform minimally-invasive endovascular procedures, including electrophysiology studies and cardiac catheter ablation procedures.

PBHC vs STXS — Head-to-Head

Bigger by revenue
PBHC
PBHC
1.4× larger
PBHC
$11.8M
$8.6M
STXS
Growing faster (revenue YoY)
STXS
STXS
+59.0% gap
STXS
36.3%
-22.6%
PBHC
Higher net margin
PBHC
PBHC
11.1% more per $
PBHC
-52.9%
-64.0%
STXS
Faster 2-yr revenue CAGR
STXS
STXS
Annualised
STXS
12.1%
3.0%
PBHC

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
PBHC
PBHC
STXS
STXS
Revenue
$11.8M
$8.6M
Net Profit
$-5.6M
$-5.5M
Gross Margin
50.1%
Operating Margin
-81.1%
-65.4%
Net Margin
-52.9%
-64.0%
Revenue YoY
-22.6%
36.3%
Net Profit YoY
-242.4%
26.4%
EPS (diluted)
$-0.06

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PBHC
PBHC
STXS
STXS
Q4 25
$11.8M
$8.6M
Q3 25
$13.1M
$7.5M
Q2 25
$9.3M
$8.8M
Q1 25
$12.6M
$7.5M
Q4 24
$15.3M
$6.3M
Q3 24
$13.4M
$9.2M
Q2 24
$10.7M
$4.5M
Q1 24
$11.1M
$6.9M
Net Profit
PBHC
PBHC
STXS
STXS
Q4 25
$-5.6M
$-5.5M
Q3 25
$626.0K
$-6.5M
Q2 25
$31.0K
$-3.8M
Q1 25
$3.0M
$-5.8M
Q4 24
$3.9M
$-7.5M
Q3 24
$-4.6M
$-6.2M
Q2 24
$2.0M
$-5.8M
Q1 24
$2.1M
$-4.5M
Gross Margin
PBHC
PBHC
STXS
STXS
Q4 25
50.1%
Q3 25
54.9%
Q2 25
52.0%
Q1 25
54.4%
Q4 24
50.7%
Q3 24
44.6%
Q2 24
73.6%
Q1 24
57.6%
Operating Margin
PBHC
PBHC
STXS
STXS
Q4 25
-81.1%
-65.4%
Q3 25
5.1%
-87.8%
Q2 25
0.4%
-45.2%
Q1 25
29.5%
-79.3%
Q4 24
55.4%
-120.3%
Q3 24
-43.1%
-69.0%
Q2 24
23.3%
-133.7%
Q1 24
24.3%
-69.0%
Net Margin
PBHC
PBHC
STXS
STXS
Q4 25
-52.9%
-64.0%
Q3 25
4.8%
-86.6%
Q2 25
0.3%
-43.5%
Q1 25
23.6%
-77.9%
Q4 24
37.7%
-118.5%
Q3 24
-34.6%
-67.3%
Q2 24
18.7%
-129.6%
Q1 24
19.0%
-65.5%
EPS (diluted)
PBHC
PBHC
STXS
STXS
Q4 25
$-0.06
Q3 25
$0.47
$-0.07
Q2 25
$0.47
$-0.05
Q1 25
$-0.07
Q4 24
$-0.09
Q3 24
$0.41
$-0.08
Q2 24
$0.41
$-0.07
Q1 24
$-0.06

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PBHC
PBHC
STXS
STXS
Cash + ST InvestmentsLiquidity on hand
$13.4M
Total DebtLower is stronger
$14.1M
Stockholders' EquityBook value
$122.5M
$13.5M
Total Assets
$1.4B
$52.3M
Debt / EquityLower = less leverage
0.11×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PBHC
PBHC
STXS
STXS
Q4 25
$13.4M
Q3 25
$10.5M
Q2 25
$7.0M
Q1 25
$10.6M
Q4 24
$12.2M
Q3 24
$10.7M
Q2 24
$14.7M
Q1 24
$17.6M
Total Debt
PBHC
PBHC
STXS
STXS
Q4 25
$14.1M
Q3 25
$18.7M
Q2 25
$21.0M
Q1 25
$17.6M
Q4 24
$27.1M
Q3 24
$39.8M
Q2 24
$45.9M
Q1 24
$45.9M
Stockholders' Equity
PBHC
PBHC
STXS
STXS
Q4 25
$122.5M
$13.5M
Q3 25
$126.3M
$6.3M
Q2 25
$124.4M
$1.5M
Q1 25
$124.9M
$2.9M
Q4 24
$121.5M
$6.1M
Q3 24
$120.2M
$10.8M
Q2 24
$123.3M
$11.4M
Q1 24
$121.8M
$14.6M
Total Assets
PBHC
PBHC
STXS
STXS
Q4 25
$1.4B
$52.3M
Q3 25
$1.5B
$45.6M
Q2 25
$1.5B
$41.2M
Q1 25
$1.5B
$45.7M
Q4 24
$1.5B
$46.7M
Q3 24
$1.5B
$50.9M
Q2 24
$1.4B
$36.0M
Q1 24
$1.5B
$39.5M
Debt / Equity
PBHC
PBHC
STXS
STXS
Q4 25
0.11×
Q3 25
0.15×
Q2 25
0.17×
Q1 25
0.14×
Q4 24
0.22×
Q3 24
0.33×
Q2 24
0.37×
Q1 24
0.38×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PBHC
PBHC
STXS
STXS
Operating Cash FlowLast quarter
$11.7M
$-4.0M
Free Cash FlowOCF − Capex
$10.4M
FCF MarginFCF / Revenue
88.1%
Capex IntensityCapex / Revenue
10.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$18.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PBHC
PBHC
STXS
STXS
Q4 25
$11.7M
$-4.0M
Q3 25
$7.0M
$-4.2M
Q2 25
$-3.7M
$-3.7M
Q1 25
$5.7M
$-1.8M
Q4 24
$11.2M
$1.3M
Q3 24
$11.8M
$-4.3M
Q2 24
$1.5M
$-3.1M
Q1 24
$504.0K
$-2.3M
Free Cash Flow
PBHC
PBHC
STXS
STXS
Q4 25
$10.4M
Q3 25
$6.9M
Q2 25
$-4.0M
Q1 25
$5.1M
Q4 24
$9.1M
Q3 24
$11.3M
$-4.3M
Q2 24
$637.0K
Q1 24
$274.0K
FCF Margin
PBHC
PBHC
STXS
STXS
Q4 25
88.1%
Q3 25
52.8%
Q2 25
-42.6%
Q1 25
40.1%
Q4 24
59.9%
Q3 24
84.3%
-47.2%
Q2 24
6.0%
Q1 24
2.5%
Capex Intensity
PBHC
PBHC
STXS
STXS
Q4 25
10.7%
Q3 25
1.0%
0.0%
Q2 25
2.4%
Q1 25
5.1%
Q4 24
13.5%
Q3 24
3.8%
0.1%
Q2 24
8.2%
Q1 24
2.1%
Cash Conversion
PBHC
PBHC
STXS
STXS
Q4 25
Q3 25
11.26×
Q2 25
-120.55×
Q1 25
1.92×
Q4 24
2.87×
Q3 24
Q2 24
0.76×
Q1 24
0.24×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PBHC
PBHC

Other$5.6M47%
Banking$3.7M31%
Deposit Account$1.5M13%
Financial Service Other$1.0M9%

STXS
STXS

Disposables Service And Accessories$5.3M61%
Systems$3.4M39%

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