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Side-by-side financial comparison of PicoCELA Inc. (PCLA) and TOMPKINS FINANCIAL CORP (TMP). Click either name above to swap in a different company.

PicoCELA Inc. is the larger business by last-quarter revenue ($252.6M vs $194.8M, roughly 1.3× TOMPKINS FINANCIAL CORP). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs -125.2%, a 174.6% gap on every dollar of revenue. TOMPKINS FINANCIAL CORP produced more free cash flow last quarter ($31.9M vs $-256.6M).

PicoCELA Inc. is a global technology company specializing in low-power, high-reliability wireless connectivity solutions, including Wi-Fi HaLow modules and edge network infrastructure. It caters to industrial IoT, smart city, retail, and smart home segments, with a primary operational footprint across Asia, North America, and European markets.

Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.

PCLA vs TMP — Head-to-Head

Bigger by revenue
PCLA
PCLA
1.3× larger
PCLA
$252.6M
$194.8M
TMP
Higher net margin
TMP
TMP
174.6% more per $
TMP
49.4%
-125.2%
PCLA
More free cash flow
TMP
TMP
$288.5M more FCF
TMP
$31.9M
$-256.6M
PCLA

Income Statement — Q2 FY2025 vs Q4 FY2025

Metric
PCLA
PCLA
TMP
TMP
Revenue
$252.6M
$194.8M
Net Profit
$-316.2M
$96.2M
Gross Margin
Operating Margin
-114.8%
71.7%
Net Margin
-125.2%
49.4%
Revenue YoY
152.7%
Net Profit YoY
388.9%
EPS (diluted)
$6.72

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PCLA
PCLA
TMP
TMP
Q4 25
$194.8M
Q3 25
$87.4M
Q2 25
$82.6M
Q1 25
$252.6M
$81.7M
Q4 24
$77.1M
Q3 24
$76.6M
Q2 24
$72.7M
Q1 24
$72.8M
Net Profit
PCLA
PCLA
TMP
TMP
Q4 25
$96.2M
Q3 25
$23.7M
Q2 25
$21.5M
Q1 25
$-316.2M
$19.7M
Q4 24
$19.7M
Q3 24
$18.6M
Q2 24
$15.7M
Q1 24
$16.9M
Operating Margin
PCLA
PCLA
TMP
TMP
Q4 25
71.7%
Q3 25
35.6%
Q2 25
34.2%
Q1 25
-114.8%
31.6%
Q4 24
33.4%
Q3 24
32.0%
Q2 24
28.3%
Q1 24
30.4%
Net Margin
PCLA
PCLA
TMP
TMP
Q4 25
49.4%
Q3 25
27.1%
Q2 25
26.0%
Q1 25
-125.2%
24.1%
Q4 24
25.5%
Q3 24
24.3%
Q2 24
21.6%
Q1 24
23.2%
EPS (diluted)
PCLA
PCLA
TMP
TMP
Q4 25
$6.72
Q3 25
$1.65
Q2 25
$1.50
Q1 25
$1.37
Q4 24
$1.39
Q3 24
$1.30
Q2 24
$1.10
Q1 24
$1.18

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PCLA
PCLA
TMP
TMP
Cash + ST InvestmentsLiquidity on hand
$456.8M
$132.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$354.8M
$938.4M
Total Assets
$1.2B
$8.7B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PCLA
PCLA
TMP
TMP
Q4 25
$132.8M
Q3 25
$193.5M
Q2 25
$212.6M
Q1 25
$456.8M
$193.1M
Q4 24
$134.4M
Q3 24
$132.3M
Q2 24
$70.9M
Q1 24
$57.1M
Stockholders' Equity
PCLA
PCLA
TMP
TMP
Q4 25
$938.4M
Q3 25
$788.8M
Q2 25
$761.8M
Q1 25
$354.8M
$741.4M
Q4 24
$713.4M
Q3 24
$719.9M
Q2 24
$674.6M
Q1 24
$667.9M
Total Assets
PCLA
PCLA
TMP
TMP
Q4 25
$8.7B
Q3 25
$8.5B
Q2 25
$8.4B
Q1 25
$1.2B
$8.2B
Q4 24
$8.1B
Q3 24
$8.0B
Q2 24
$7.9B
Q1 24
$7.8B

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PCLA
PCLA
TMP
TMP
Operating Cash FlowLast quarter
$-245.6M
$38.9M
Free Cash FlowOCF − Capex
$-256.6M
$31.9M
FCF MarginFCF / Revenue
-101.6%
16.4%
Capex IntensityCapex / Revenue
4.3%
3.6%
Cash ConversionOCF / Net Profit
0.40×
TTM Free Cash FlowTrailing 4 quarters
$105.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PCLA
PCLA
TMP
TMP
Q4 25
$38.9M
Q3 25
$34.9M
Q2 25
$18.9M
Q1 25
$-245.6M
$22.2M
Q4 24
$95.0M
Q3 24
$21.2M
Q2 24
$27.3M
Q1 24
$23.2M
Free Cash Flow
PCLA
PCLA
TMP
TMP
Q4 25
$31.9M
Q3 25
$33.9M
Q2 25
$18.3M
Q1 25
$-256.6M
$20.9M
Q4 24
$88.8M
Q3 24
$18.9M
Q2 24
$26.3M
Q1 24
$21.9M
FCF Margin
PCLA
PCLA
TMP
TMP
Q4 25
16.4%
Q3 25
38.8%
Q2 25
22.1%
Q1 25
-101.6%
25.5%
Q4 24
115.1%
Q3 24
24.7%
Q2 24
36.2%
Q1 24
30.0%
Capex Intensity
PCLA
PCLA
TMP
TMP
Q4 25
3.6%
Q3 25
1.1%
Q2 25
0.8%
Q1 25
4.3%
1.7%
Q4 24
8.1%
Q3 24
2.9%
Q2 24
1.3%
Q1 24
1.9%
Cash Conversion
PCLA
PCLA
TMP
TMP
Q4 25
0.40×
Q3 25
1.47×
Q2 25
0.88×
Q1 25
1.13×
Q4 24
4.82×
Q3 24
1.14×
Q2 24
1.74×
Q1 24
1.38×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PCLA
PCLA

Revenue from product$179.1M71%
Revenue from SaaS, Maintenance and others$42.4M17%
Revenue from product – related party$31.0M12%

TMP
TMP

Segment breakdown not available.

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