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Side-by-side financial comparison of PROCORE TECHNOLOGIES, INC. (PCOR) and TOMPKINS FINANCIAL CORP (TMP). Click either name above to swap in a different company.
PROCORE TECHNOLOGIES, INC. is the larger business by last-quarter revenue ($349.1M vs $194.8M, roughly 1.8× TOMPKINS FINANCIAL CORP). TOMPKINS FINANCIAL CORP runs the higher net margin — 49.4% vs -10.8%, a 60.2% gap on every dollar of revenue. On growth, TOMPKINS FINANCIAL CORP posted the faster year-over-year revenue change (152.7% vs 15.6%). PROCORE TECHNOLOGIES, INC. produced more free cash flow last quarter ($109.2M vs $31.9M). Over the past eight quarters, TOMPKINS FINANCIAL CORP's revenue compounded faster (63.6% CAGR vs 13.8%).
Procore Technologies is an American construction management software as a service company founded in 2002, with headquarters in Carpinteria, California. Procore hosts a platform to connect those involved in the construction industry on a global platform. The software allows for the creation of simplified workflows and displays a consolidated view of construction products that includes the tracking of tasks, management of project workflows, and scheduling.
Tompkins Financial Corporation is a small, diversified financial services company based in Ithaca, New York. It is the parent of the Tompkins Trust Company, as well as several other banks, an insurance agency, and a wealth management division.
PCOR vs TMP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $349.1M | $194.8M |
| Net Profit | $-37.6M | $96.2M |
| Gross Margin | 80.1% | — |
| Operating Margin | -12.3% | 71.7% |
| Net Margin | -10.8% | 49.4% |
| Revenue YoY | 15.6% | 152.7% |
| Net Profit YoY | 39.6% | 388.9% |
| EPS (diluted) | $-0.25 | $6.72 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $349.1M | $194.8M | ||
| Q3 25 | $338.9M | $87.4M | ||
| Q2 25 | $323.9M | $82.6M | ||
| Q1 25 | $310.6M | $81.7M | ||
| Q4 24 | $302.0M | $77.1M | ||
| Q3 24 | $295.9M | $76.6M | ||
| Q2 24 | $284.3M | $72.7M | ||
| Q1 24 | $269.4M | $72.8M |
| Q4 25 | $-37.6M | $96.2M | ||
| Q3 25 | $-9.1M | $23.7M | ||
| Q2 25 | $-21.1M | $21.5M | ||
| Q1 25 | $-33.0M | $19.7M | ||
| Q4 24 | $-62.3M | $19.7M | ||
| Q3 24 | $-26.4M | $18.6M | ||
| Q2 24 | $-6.3M | $15.7M | ||
| Q1 24 | $-11.0M | $16.9M |
| Q4 25 | 80.1% | — | ||
| Q3 25 | 79.7% | — | ||
| Q2 25 | 79.1% | — | ||
| Q1 25 | 79.1% | — | ||
| Q4 24 | 81.2% | — | ||
| Q3 24 | 81.4% | — | ||
| Q2 24 | 83.1% | — | ||
| Q1 24 | 83.0% | — |
| Q4 25 | -12.3% | 71.7% | ||
| Q3 25 | -4.4% | 35.6% | ||
| Q2 25 | -9.3% | 34.2% | ||
| Q1 25 | -11.7% | 31.6% | ||
| Q4 24 | -21.9% | 33.4% | ||
| Q3 24 | -12.3% | 32.0% | ||
| Q2 24 | -5.2% | 28.3% | ||
| Q1 24 | -7.0% | 30.4% |
| Q4 25 | -10.8% | 49.4% | ||
| Q3 25 | -2.7% | 27.1% | ||
| Q2 25 | -6.5% | 26.0% | ||
| Q1 25 | -10.6% | 24.1% | ||
| Q4 24 | -20.6% | 25.5% | ||
| Q3 24 | -8.9% | 24.3% | ||
| Q2 24 | -2.2% | 21.6% | ||
| Q1 24 | -4.1% | 23.2% |
| Q4 25 | $-0.25 | $6.72 | ||
| Q3 25 | $-0.06 | $1.65 | ||
| Q2 25 | $-0.14 | $1.50 | ||
| Q1 25 | $-0.22 | $1.37 | ||
| Q4 24 | $-0.42 | $1.39 | ||
| Q3 24 | $-0.18 | $1.30 | ||
| Q2 24 | $-0.04 | $1.10 | ||
| Q1 24 | $-0.08 | $1.18 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $768.5M | $132.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $1.3B | $938.4M |
| Total Assets | $2.2B | $8.7B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $768.5M | $132.8M | ||
| Q3 25 | $684.0M | $193.5M | ||
| Q2 25 | $620.9M | $212.6M | ||
| Q1 25 | $566.7M | $193.1M | ||
| Q4 24 | $775.4M | $134.4M | ||
| Q3 24 | $756.9M | $132.3M | ||
| Q2 24 | $735.4M | $70.9M | ||
| Q1 24 | $744.6M | $57.1M |
| Q4 25 | $1.3B | $938.4M | ||
| Q3 25 | $1.2B | $788.8M | ||
| Q2 25 | $1.2B | $761.8M | ||
| Q1 25 | $1.2B | $741.4M | ||
| Q4 24 | $1.3B | $713.4M | ||
| Q3 24 | $1.3B | $719.9M | ||
| Q2 24 | $1.3B | $674.6M | ||
| Q1 24 | $1.2B | $667.9M |
| Q4 25 | $2.2B | $8.7B | ||
| Q3 25 | $2.1B | $8.5B | ||
| Q2 25 | $2.0B | $8.4B | ||
| Q1 25 | $1.9B | $8.2B | ||
| Q4 24 | $2.1B | $8.1B | ||
| Q3 24 | $2.0B | $8.0B | ||
| Q2 24 | $2.0B | $7.9B | ||
| Q1 24 | $1.9B | $7.8B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $114.9M | $38.9M |
| Free Cash FlowOCF − Capex | $109.2M | $31.9M |
| FCF MarginFCF / Revenue | 31.3% | 16.4% |
| Capex IntensityCapex / Revenue | 1.6% | 3.6% |
| Cash ConversionOCF / Net Profit | — | 0.40× |
| TTM Free Cash FlowTrailing 4 quarters | $282.2M | $105.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $114.9M | $38.9M | ||
| Q3 25 | $88.5M | $34.9M | ||
| Q2 25 | $30.8M | $18.9M | ||
| Q1 25 | $66.0M | $22.2M | ||
| Q4 24 | $29.1M | $95.0M | ||
| Q3 24 | $39.3M | $21.2M | ||
| Q2 24 | $58.7M | $27.3M | ||
| Q1 24 | $69.1M | $23.2M |
| Q4 25 | $109.2M | $31.9M | ||
| Q3 25 | $83.1M | $33.9M | ||
| Q2 25 | $27.9M | $18.3M | ||
| Q1 25 | $62.0M | $20.9M | ||
| Q4 24 | $17.4M | $88.8M | ||
| Q3 24 | $35.7M | $18.9M | ||
| Q2 24 | $56.8M | $26.3M | ||
| Q1 24 | $67.1M | $21.9M |
| Q4 25 | 31.3% | 16.4% | ||
| Q3 25 | 24.5% | 38.8% | ||
| Q2 25 | 8.6% | 22.1% | ||
| Q1 25 | 20.0% | 25.5% | ||
| Q4 24 | 5.8% | 115.1% | ||
| Q3 24 | 12.1% | 24.7% | ||
| Q2 24 | 20.0% | 36.2% | ||
| Q1 24 | 24.9% | 30.0% |
| Q4 25 | 1.6% | 3.6% | ||
| Q3 25 | 1.6% | 1.1% | ||
| Q2 25 | 0.9% | 0.8% | ||
| Q1 25 | 1.3% | 1.7% | ||
| Q4 24 | 3.9% | 8.1% | ||
| Q3 24 | 1.2% | 2.9% | ||
| Q2 24 | 0.7% | 1.3% | ||
| Q1 24 | 0.8% | 1.9% |
| Q4 25 | — | 0.40× | ||
| Q3 25 | — | 1.47× | ||
| Q2 25 | — | 0.88× | ||
| Q1 25 | — | 1.13× | ||
| Q4 24 | — | 4.82× | ||
| Q3 24 | — | 1.14× | ||
| Q2 24 | — | 1.74× | ||
| Q1 24 | — | 1.38× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PCOR
| US | $298.3M | 85% |
| Non Us | $50.9M | 15% |
TMP
Segment breakdown not available.
