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Side-by-side financial comparison of PROCORE TECHNOLOGIES, INC. (PCOR) and TRUPANION, INC. (TRUP). Click either name above to swap in a different company.
TRUPANION, INC. is the larger business by last-quarter revenue ($376.9M vs $349.1M, roughly 1.1× PROCORE TECHNOLOGIES, INC.). On growth, PROCORE TECHNOLOGIES, INC. posted the faster year-over-year revenue change (15.6% vs 11.7%). PROCORE TECHNOLOGIES, INC. produced more free cash flow last quarter ($109.2M vs $25.3M). Over the past eight quarters, PROCORE TECHNOLOGIES, INC.'s revenue compounded faster (13.8% CAGR vs 11.0%).
Procore Technologies is an American construction management software as a service company founded in 2002, with headquarters in Carpinteria, California. Procore hosts a platform to connect those involved in the construction industry on a global platform. The software allows for the creation of simplified workflows and displays a consolidated view of construction products that includes the tracking of tasks, management of project workflows, and scheduling.
TRUPANION, INC.TRUPEarnings & Financial Report
Trupanion, Inc. is a pet insurance provider headquartered in Seattle, Washington. Established in 1998, Trupanion operates across the United States, Canada, Australia, and Puerto Rico. The company offers coverage for pets and is self-underwritten by the American Pet Insurance Company (APIC).
PCOR vs TRUP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $349.1M | $376.9M |
| Net Profit | $-37.6M | — |
| Gross Margin | 80.1% | 17.3% |
| Operating Margin | -12.3% | 1.9% |
| Net Margin | -10.8% | — |
| Revenue YoY | 15.6% | 11.7% |
| Net Profit YoY | 39.6% | — |
| EPS (diluted) | $-0.25 | $0.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $349.1M | $376.9M | ||
| Q3 25 | $338.9M | $366.9M | ||
| Q2 25 | $323.9M | $353.6M | ||
| Q1 25 | $310.6M | $342.0M | ||
| Q4 24 | $302.0M | $337.3M | ||
| Q3 24 | $295.9M | $327.5M | ||
| Q2 24 | $284.3M | $314.8M | ||
| Q1 24 | $269.4M | $306.1M |
| Q4 25 | $-37.6M | — | ||
| Q3 25 | $-9.1M | — | ||
| Q2 25 | $-21.1M | — | ||
| Q1 25 | $-33.0M | — | ||
| Q4 24 | $-62.3M | — | ||
| Q3 24 | $-26.4M | — | ||
| Q2 24 | $-6.3M | — | ||
| Q1 24 | $-11.0M | — |
| Q4 25 | 80.1% | 17.3% | ||
| Q3 25 | 79.7% | 16.4% | ||
| Q2 25 | 79.1% | 15.5% | ||
| Q1 25 | 79.1% | 14.9% | ||
| Q4 24 | 81.2% | 15.7% | ||
| Q3 24 | 81.4% | 15.1% | ||
| Q2 24 | 83.1% | 12.8% | ||
| Q1 24 | 83.0% | 11.8% |
| Q4 25 | -12.3% | 1.9% | ||
| Q3 25 | -4.4% | 1.6% | ||
| Q2 25 | -9.3% | 0.7% | ||
| Q1 25 | -11.7% | -0.4% | ||
| Q4 24 | -21.9% | 0.1% | ||
| Q3 24 | -12.3% | 0.5% | ||
| Q2 24 | -5.2% | -1.7% | ||
| Q1 24 | -7.0% | -2.0% |
| Q4 25 | -10.8% | — | ||
| Q3 25 | -2.7% | — | ||
| Q2 25 | -6.5% | — | ||
| Q1 25 | -10.6% | — | ||
| Q4 24 | -20.6% | — | ||
| Q3 24 | -8.9% | — | ||
| Q2 24 | -2.2% | — | ||
| Q1 24 | -4.1% | — |
| Q4 25 | $-0.25 | $0.13 | ||
| Q3 25 | $-0.06 | $0.13 | ||
| Q2 25 | $-0.14 | $0.22 | ||
| Q1 25 | $-0.22 | $-0.03 | ||
| Q4 24 | $-0.42 | $0.04 | ||
| Q3 24 | $-0.18 | $0.03 | ||
| Q2 24 | $-0.04 | $-0.14 | ||
| Q1 24 | $-0.08 | $-0.16 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $768.5M | $370.7M |
| Total DebtLower is stronger | — | $101.8M |
| Stockholders' EquityBook value | $1.3B | $383.9M |
| Total Assets | $2.2B | $915.0M |
| Debt / EquityLower = less leverage | — | 0.27× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $768.5M | $370.7M | ||
| Q3 25 | $684.0M | $348.5M | ||
| Q2 25 | $620.9M | $319.6M | ||
| Q1 25 | $566.7M | $321.8M | ||
| Q4 24 | $775.4M | $307.4M | ||
| Q3 24 | $756.9M | $293.1M | ||
| Q2 24 | $735.4M | $277.2M | ||
| Q1 24 | $744.6M | $275.2M |
| Q4 25 | — | $101.8M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $127.5M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
| Q4 25 | $1.3B | $383.9M | ||
| Q3 25 | $1.2B | $368.6M | ||
| Q2 25 | $1.2B | $355.5M | ||
| Q1 25 | $1.2B | $333.7M | ||
| Q4 24 | $1.3B | $323.3M | ||
| Q3 24 | $1.3B | $320.2M | ||
| Q2 24 | $1.3B | $305.8M | ||
| Q1 24 | $1.2B | $303.4M |
| Q4 25 | $2.2B | $915.0M | ||
| Q3 25 | $2.1B | $880.2M | ||
| Q2 25 | $2.0B | $847.8M | ||
| Q1 25 | $1.9B | $837.2M | ||
| Q4 24 | $2.1B | $806.9M | ||
| Q3 24 | $2.0B | $816.1M | ||
| Q2 24 | $2.0B | $795.9M | ||
| Q1 24 | $1.9B | $789.5M |
| Q4 25 | — | 0.27× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.39× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $114.9M | $29.3M |
| Free Cash FlowOCF − Capex | $109.2M | $25.3M |
| FCF MarginFCF / Revenue | 31.3% | 6.7% |
| Capex IntensityCapex / Revenue | 1.6% | 1.0% |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | $282.2M | $75.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $114.9M | $29.3M | ||
| Q3 25 | $88.5M | $29.2M | ||
| Q2 25 | $30.8M | $15.0M | ||
| Q1 25 | $66.0M | $16.0M | ||
| Q4 24 | $29.1M | $23.7M | ||
| Q3 24 | $39.3M | $15.3M | ||
| Q2 24 | $58.7M | $6.9M | ||
| Q1 24 | $69.1M | $2.4M |
| Q4 25 | $109.2M | $25.3M | ||
| Q3 25 | $83.1M | $23.9M | ||
| Q2 25 | $27.9M | $12.0M | ||
| Q1 25 | $62.0M | $14.0M | ||
| Q4 24 | $17.4M | $21.8M | ||
| Q3 24 | $35.7M | $13.4M | ||
| Q2 24 | $56.8M | $4.0M | ||
| Q1 24 | $67.1M | $-631.0K |
| Q4 25 | 31.3% | 6.7% | ||
| Q3 25 | 24.5% | 6.5% | ||
| Q2 25 | 8.6% | 3.4% | ||
| Q1 25 | 20.0% | 4.1% | ||
| Q4 24 | 5.8% | 6.5% | ||
| Q3 24 | 12.1% | 4.1% | ||
| Q2 24 | 20.0% | 1.3% | ||
| Q1 24 | 24.9% | -0.2% |
| Q4 25 | 1.6% | 1.0% | ||
| Q3 25 | 1.6% | 1.4% | ||
| Q2 25 | 0.9% | 0.8% | ||
| Q1 25 | 1.3% | 0.6% | ||
| Q4 24 | 3.9% | 0.6% | ||
| Q3 24 | 1.2% | 0.6% | ||
| Q2 24 | 0.7% | 0.9% | ||
| Q1 24 | 0.8% | 1.0% |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PCOR
| US | $298.3M | 85% |
| Non Us | $50.9M | 15% |
TRUP
| Subscriptionbusiness | $261.4M | 69% |
| Other | $115.4M | 31% |
