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Side-by-side financial comparison of Paylocity Holding Corp (PCTY) and Root, Inc. (ROOT). Click either name above to swap in a different company.
Root, Inc. is the larger business by last-quarter revenue ($397.0M vs $387.0M, roughly 1.0× Paylocity Holding Corp). On growth, Root, Inc. posted the faster year-over-year revenue change (21.5% vs 11.3%). Over the past eight quarters, Root, Inc.'s revenue compounded faster (24.8% CAGR vs 2.7%).
Paylocity Holding Corporation is an American provider of cloud-based payroll, , spend management, and human capital management (HCM) software.
Root Insurance Company is an online car insurance company operating in the United States.
PCTY vs ROOT — Head-to-Head
Income Statement — Q2 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $387.0M | $397.0M |
| Net Profit | $50.2M | — |
| Gross Margin | 72.9% | — |
| Operating Margin | 18.2% | 2.6% |
| Net Margin | 13.0% | — |
| Revenue YoY | 11.3% | 21.5% |
| Net Profit YoY | 34.0% | — |
| EPS (diluted) | $0.92 | $0.35 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $387.0M | $397.0M | ||
| Q3 25 | $378.9M | $387.8M | ||
| Q2 25 | $369.9M | $382.9M | ||
| Q1 25 | $421.1M | $349.4M | ||
| Q4 24 | $347.7M | $326.7M | ||
| Q3 24 | $333.1M | $305.7M | ||
| Q2 24 | $324.7M | $289.2M | ||
| Q1 24 | $366.8M | $254.9M |
| Q4 25 | $50.2M | — | ||
| Q3 25 | $48.0M | $-5.4M | ||
| Q2 25 | $48.6M | $22.0M | ||
| Q1 25 | $91.5M | $18.4M | ||
| Q4 24 | $37.5M | — | ||
| Q3 24 | $49.6M | $22.8M | ||
| Q2 24 | $48.8M | $-7.8M | ||
| Q1 24 | $85.3M | $-6.2M |
| Q4 25 | 72.9% | — | ||
| Q3 25 | 73.9% | — | ||
| Q2 25 | 73.5% | — | ||
| Q1 25 | 77.1% | — | ||
| Q4 24 | 72.6% | — | ||
| Q3 24 | 74.4% | — | ||
| Q2 24 | 74.0% | — | ||
| Q1 24 | 77.8% | — |
| Q4 25 | 18.2% | 2.6% | ||
| Q3 25 | 19.6% | 0.1% | ||
| Q2 25 | 17.9% | 7.1% | ||
| Q1 25 | 30.2% | 6.8% | ||
| Q4 24 | 13.4% | 10.7% | ||
| Q3 24 | 19.3% | 11.3% | ||
| Q2 24 | 19.4% | 1.3% | ||
| Q1 24 | 29.0% | 2.1% |
| Q4 25 | 13.0% | — | ||
| Q3 25 | 12.7% | -1.4% | ||
| Q2 25 | 13.1% | 5.7% | ||
| Q1 25 | 21.7% | 5.3% | ||
| Q4 24 | 10.8% | — | ||
| Q3 24 | 14.9% | 7.5% | ||
| Q2 24 | 15.0% | -2.7% | ||
| Q1 24 | 23.3% | -2.4% |
| Q4 25 | $0.92 | $0.35 | ||
| Q3 25 | $0.86 | $-0.35 | ||
| Q2 25 | $0.87 | $1.29 | ||
| Q1 25 | $1.61 | $1.07 | ||
| Q4 24 | $0.66 | $1.42 | ||
| Q3 24 | $0.88 | $1.35 | ||
| Q2 24 | $0.85 | $-0.52 | ||
| Q1 24 | $1.50 | $-0.42 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $162.5M | $669.3M |
| Total DebtLower is stronger | $81.3M | $200.3M |
| Stockholders' EquityBook value | $1.1B | $284.3M |
| Total Assets | $7.0B | $1.7B |
| Debt / EquityLower = less leverage | 0.07× | 0.70× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $162.5M | $669.3M | ||
| Q3 25 | $165.2M | $653.3M | ||
| Q2 25 | $398.1M | $641.4M | ||
| Q1 25 | $477.8M | $609.4M | ||
| Q4 24 | $482.4M | $599.3M | ||
| Q3 24 | $778.5M | $674.8M | ||
| Q2 24 | $401.8M | $667.2M | ||
| Q1 24 | $492.7M | $640.5M |
| Q4 25 | $81.3M | $200.3M | ||
| Q3 25 | $81.3M | $200.4M | ||
| Q2 25 | $162.5M | $200.1M | ||
| Q1 25 | $243.8M | $200.0M | ||
| Q4 24 | $325.0M | $200.1M | ||
| Q3 24 | $325.0M | $300.9M | ||
| Q2 24 | $0 | $300.1M | ||
| Q1 24 | — | $299.3M |
| Q4 25 | $1.1B | $284.3M | ||
| Q3 25 | $1.1B | $265.0M | ||
| Q2 25 | $1.2B | $244.5M | ||
| Q1 25 | $1.2B | $228.7M | ||
| Q4 24 | $1.2B | $203.7M | ||
| Q3 24 | $1.1B | $181.9M | ||
| Q2 24 | $1.0B | $151.3M | ||
| Q1 24 | $1.1B | $165.7M |
| Q4 25 | $7.0B | $1.7B | ||
| Q3 25 | $4.2B | $1.6B | ||
| Q2 25 | $4.4B | $1.6B | ||
| Q1 25 | $5.2B | $1.6B | ||
| Q4 24 | $5.3B | $1.5B | ||
| Q3 24 | $4.0B | $1.6B | ||
| Q2 24 | $4.2B | $1.5B | ||
| Q1 24 | $5.0B | $1.4B |
| Q4 25 | 0.07× | 0.70× | ||
| Q3 25 | 0.07× | 0.76× | ||
| Q2 25 | 0.13× | 0.82× | ||
| Q1 25 | 0.20× | 0.87× | ||
| Q4 24 | 0.28× | 0.98× | ||
| Q3 24 | 0.29× | 1.65× | ||
| Q2 24 | 0.00× | 1.98× | ||
| Q1 24 | — | 1.81× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $117.0M | $206.5M |
| Free Cash FlowOCF − Capex | $113.6M | — |
| FCF MarginFCF / Revenue | 29.4% | — |
| Capex IntensityCapex / Revenue | 0.9% | 0.0% |
| Cash ConversionOCF / Net Profit | 2.33× | — |
| TTM Free Cash FlowTrailing 4 quarters | $461.1M | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $117.0M | $206.5M | ||
| Q3 25 | $86.5M | $57.6M | ||
| Q2 25 | $86.6M | $52.0M | ||
| Q1 25 | $186.0M | $26.8M | ||
| Q4 24 | $54.2M | $195.7M | ||
| Q3 24 | $91.5M | $49.4M | ||
| Q2 24 | $79.9M | $62.6M | ||
| Q1 24 | $167.5M | $14.5M |
| Q4 25 | $113.6M | — | ||
| Q3 25 | $82.7M | — | ||
| Q2 25 | $81.1M | — | ||
| Q1 25 | $183.7M | — | ||
| Q4 24 | $51.2M | $195.3M | ||
| Q3 24 | $89.1M | — | ||
| Q2 24 | $73.6M | $62.4M | ||
| Q1 24 | $162.0M | $14.3M |
| Q4 25 | 29.4% | — | ||
| Q3 25 | 21.8% | — | ||
| Q2 25 | 21.9% | — | ||
| Q1 25 | 43.6% | — | ||
| Q4 24 | 14.7% | 59.8% | ||
| Q3 24 | 26.8% | — | ||
| Q2 24 | 22.7% | 21.6% | ||
| Q1 24 | 44.2% | 5.6% |
| Q4 25 | 0.9% | 0.0% | ||
| Q3 25 | 1.0% | 0.0% | ||
| Q2 25 | 1.5% | 0.0% | ||
| Q1 25 | 0.5% | 0.0% | ||
| Q4 24 | 0.9% | 0.1% | ||
| Q3 24 | 0.7% | 0.0% | ||
| Q2 24 | 1.9% | 0.1% | ||
| Q1 24 | 1.5% | 0.1% |
| Q4 25 | 2.33× | — | ||
| Q3 25 | 1.80× | — | ||
| Q2 25 | 1.78× | 2.36× | ||
| Q1 25 | 2.03× | 1.46× | ||
| Q4 24 | 1.45× | — | ||
| Q3 24 | 1.84× | 2.17× | ||
| Q2 24 | 1.64× | — | ||
| Q1 24 | 1.96× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PCTY
| Recurring Fees | $370.1M | 96% |
| Implementation Services And Other | $16.9M | 4% |
ROOT
Segment breakdown not available.
