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Side-by-side financial comparison of PagerDuty, Inc. (PD) and WESTAMERICA BANCORPORATION (WABC). Click either name above to swap in a different company.

PagerDuty, Inc. is the larger business by last-quarter revenue ($124.5M vs $63.3M, roughly 2.0× WESTAMERICA BANCORPORATION). PagerDuty, Inc. runs the higher net margin — 129.7% vs 43.9%, a 85.8% gap on every dollar of revenue. On growth, PagerDuty, Inc. posted the faster year-over-year revenue change (4.7% vs -9.0%). WESTAMERICA BANCORPORATION produced more free cash flow last quarter ($119.7M vs $24.1M). Over the past eight quarters, PagerDuty, Inc.'s revenue compounded faster (5.9% CAGR vs -8.6%).

PagerDuty, Inc. is an American cloud computing company specializing in a SaaS incident management platform for IT operations departments.

Westamerica Bancorporation is a regional bank holding company headquartered in California, U.S. It operates via its wholly owned banking subsidiary to provide full-spectrum retail and commercial banking services, including deposit products, business and consumer loans, wealth management, and payment services, primarily serving individual consumers, SMEs and local institutional clients in northern and central California.

PD vs WABC — Head-to-Head

Bigger by revenue
PD
PD
2.0× larger
PD
$124.5M
$63.3M
WABC
Growing faster (revenue YoY)
PD
PD
+13.7% gap
PD
4.7%
-9.0%
WABC
Higher net margin
PD
PD
85.8% more per $
PD
129.7%
43.9%
WABC
More free cash flow
WABC
WABC
$95.6M more FCF
WABC
$119.7M
$24.1M
PD
Faster 2-yr revenue CAGR
PD
PD
Annualised
PD
5.9%
-8.6%
WABC

Income Statement — Q3 FY2026 vs Q4 FY2025

Metric
PD
PD
WABC
WABC
Revenue
$124.5M
$63.3M
Net Profit
$161.6M
$27.8M
Gross Margin
85.3%
Operating Margin
6.5%
59.8%
Net Margin
129.7%
43.9%
Revenue YoY
4.7%
-9.0%
Net Profit YoY
2827.7%
-12.3%
EPS (diluted)
$1.69
$1.12

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PD
PD
WABC
WABC
Q4 25
$124.5M
$63.3M
Q3 25
$123.4M
$63.7M
Q2 25
$119.8M
$64.6M
Q1 25
$121.4M
$66.4M
Q4 24
$118.9M
$69.6M
Q3 24
$115.9M
$74.1M
Q2 24
$111.2M
$74.3M
Q1 24
$111.1M
$75.8M
Net Profit
PD
PD
WABC
WABC
Q4 25
$161.6M
$27.8M
Q3 25
$9.6M
$28.3M
Q2 25
$-7.2M
$29.1M
Q1 25
$-8.8M
$31.0M
Q4 24
$-5.9M
$31.7M
Q3 24
$-10.9M
$35.1M
Q2 24
$-17.1M
$35.5M
Q1 24
$-28.2M
$36.4M
Gross Margin
PD
PD
WABC
WABC
Q4 25
85.3%
Q3 25
84.6%
Q2 25
84.0%
Q1 25
83.6%
Q4 24
83.0%
Q3 24
82.7%
Q2 24
82.6%
Q1 24
81.7%
Operating Margin
PD
PD
WABC
WABC
Q4 25
6.5%
59.8%
Q3 25
2.9%
59.5%
Q2 25
-8.6%
60.5%
Q1 25
-9.6%
63.0%
Q4 24
-8.7%
62.8%
Q3 24
-13.8%
64.5%
Q2 24
-19.5%
64.8%
Q1 24
-30.1%
65.2%
Net Margin
PD
PD
WABC
WABC
Q4 25
129.7%
43.9%
Q3 25
7.8%
44.3%
Q2 25
-6.0%
45.0%
Q1 25
-7.2%
46.7%
Q4 24
-5.0%
45.6%
Q3 24
-9.4%
47.3%
Q2 24
-15.4%
47.8%
Q1 24
-25.3%
48.0%
EPS (diluted)
PD
PD
WABC
WABC
Q4 25
$1.69
$1.12
Q3 25
$0.10
$1.12
Q2 25
$-0.07
$1.12
Q1 25
$-0.12
$1.16
Q4 24
$-0.07
$1.19
Q3 24
$-0.14
$1.31
Q2 24
$-0.26
$1.33
Q1 24
$-0.34
$1.37

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PD
PD
WABC
WABC
Cash + ST InvestmentsLiquidity on hand
$547.8M
Total DebtLower is stronger
Stockholders' EquityBook value
$320.5M
$933.5M
Total Assets
$1.0B
$6.0B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PD
PD
WABC
WABC
Q4 25
$547.8M
Q3 25
$567.9M
Q2 25
$597.1M
Q1 25
$570.8M
Q4 24
$542.2M
Q3 24
$599.3M
Q2 24
$592.8M
Q1 24
$571.2M
Total Debt
PD
PD
WABC
WABC
Q4 25
Q3 25
Q2 25
Q1 25
$484.5M
Q4 24
Q3 24
Q2 24
Q1 24
$489.5M
Stockholders' Equity
PD
PD
WABC
WABC
Q4 25
$320.5M
$933.5M
Q3 25
$180.7M
$931.6M
Q2 25
$145.7M
$921.8M
Q1 25
$129.8M
$923.1M
Q4 24
$111.6M
$890.0M
Q3 24
$164.7M
$909.0M
Q2 24
$174.0M
$815.6M
Q1 24
$171.6M
$791.7M
Total Assets
PD
PD
WABC
WABC
Q4 25
$1.0B
$6.0B
Q3 25
$891.5M
$5.9B
Q2 25
$926.8M
$5.8B
Q1 25
$927.3M
$6.0B
Q4 24
$866.8M
$6.1B
Q3 24
$916.0M
$6.2B
Q2 24
$924.0M
$6.3B
Q1 24
$925.3M
$6.5B
Debt / Equity
PD
PD
WABC
WABC
Q4 25
Q3 25
Q2 25
Q1 25
3.73×
Q4 24
Q3 24
Q2 24
Q1 24
2.85×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PD
PD
WABC
WABC
Operating Cash FlowLast quarter
$24.8M
$121.9M
Free Cash FlowOCF − Capex
$24.1M
$119.7M
FCF MarginFCF / Revenue
19.3%
189.0%
Capex IntensityCapex / Revenue
0.6%
3.5%
Cash ConversionOCF / Net Profit
0.15×
4.38×
TTM Free Cash FlowTrailing 4 quarters
$117.6M
$213.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PD
PD
WABC
WABC
Q4 25
$24.8M
$121.9M
Q3 25
$34.0M
$29.4M
Q2 25
$30.7M
$23.5M
Q1 25
$31.4M
$42.4M
Q4 24
$22.1M
$141.6M
Q3 24
$35.8M
$40.6M
Q2 24
$28.6M
$19.0M
Q1 24
$22.2M
$52.2M
Free Cash Flow
PD
PD
WABC
WABC
Q4 25
$24.1M
$119.7M
Q3 25
$33.1M
$28.7M
Q2 25
$30.2M
$22.8M
Q1 25
$30.3M
$42.2M
Q4 24
$21.5M
$139.8M
Q3 24
$35.1M
$40.1M
Q2 24
$28.2M
$18.6M
Q1 24
$21.2M
$52.1M
FCF Margin
PD
PD
WABC
WABC
Q4 25
19.3%
189.0%
Q3 25
26.8%
45.1%
Q2 25
25.2%
35.3%
Q1 25
24.9%
63.5%
Q4 24
18.1%
201.0%
Q3 24
30.3%
54.1%
Q2 24
25.4%
25.0%
Q1 24
19.1%
68.7%
Capex Intensity
PD
PD
WABC
WABC
Q4 25
0.6%
3.5%
Q3 25
0.7%
1.1%
Q2 25
0.4%
1.1%
Q1 25
0.9%
0.3%
Q4 24
0.5%
2.5%
Q3 24
0.5%
0.7%
Q2 24
0.4%
0.6%
Q1 24
0.9%
0.2%
Cash Conversion
PD
PD
WABC
WABC
Q4 25
0.15×
4.38×
Q3 25
3.55×
1.04×
Q2 25
0.81×
Q1 25
1.37×
Q4 24
4.47×
Q3 24
1.16×
Q2 24
0.54×
Q1 24
1.43×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

PD
PD

US$88.8M71%
Non Us$35.7M29%

WABC
WABC

Segment breakdown not available.

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