vs
Side-by-side financial comparison of Ponce Financial Group, Inc. (PDLB) and Rumble Inc. (RUM). Click either name above to swap in a different company.
Ponce Financial Group, Inc. is the larger business by last-quarter revenue ($31.4M vs $27.1M, roughly 1.2× Rumble Inc.). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs -120.8%, a 157.1% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs -10.5%). Ponce Financial Group, Inc. produced more free cash flow last quarter ($54.6M vs $-31.7M). Over the past eight quarters, Ponce Financial Group, Inc.'s revenue compounded faster (23.7% CAGR vs 15.2%).
Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.
Rumble is a Canadian-American online video platform, web hosting, and cloud services business headquartered in Toronto, Canada, with its U.S. headquarters in Longboat Key, Florida. It was founded in 2013 by Chris Pavlovski, a Canadian technology entrepreneur. Rumble's cloud services business hosts Truth Social, and the video platform is popular among American conservative and far-right users. Rumble has been described as "alt-tech".
PDLB vs RUM — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $31.4M | $27.1M |
| Net Profit | $10.1M | $-32.7M |
| Gross Margin | — | 5.5% |
| Operating Margin | 43.6% | -131.1% |
| Net Margin | 36.3% | -120.8% |
| Revenue YoY | 37.6% | -10.5% |
| Net Profit YoY | 245.6% | 86.2% |
| EPS (diluted) | $0.43 | $-0.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $31.4M | $27.1M | ||
| Q3 25 | $26.7M | $24.8M | ||
| Q2 25 | $26.5M | — | ||
| Q1 25 | $24.6M | $23.7M | ||
| Q4 24 | $22.8M | $30.2M | ||
| Q3 24 | $20.2M | $25.1M | ||
| Q2 24 | $20.2M | $22.5M | ||
| Q1 24 | $20.5M | $17.7M |
| Q4 25 | $10.1M | $-32.7M | ||
| Q3 25 | $6.5M | $-16.3M | ||
| Q2 25 | $6.1M | — | ||
| Q1 25 | $6.0M | $-2.7M | ||
| Q4 24 | $2.9M | $-236.8M | ||
| Q3 24 | $2.4M | $-31.5M | ||
| Q2 24 | $3.2M | $-26.8M | ||
| Q1 24 | $2.4M | $-43.3M |
| Q4 25 | — | 5.5% | ||
| Q3 25 | — | -1.8% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | -26.7% | ||
| Q4 24 | — | -14.2% | ||
| Q3 24 | — | -45.4% | ||
| Q2 24 | — | -58.8% | ||
| Q1 24 | — | -79.5% |
| Q4 25 | 43.6% | -131.1% | ||
| Q3 25 | 32.8% | -113.6% | ||
| Q2 25 | 30.2% | — | ||
| Q1 25 | 32.5% | -153.5% | ||
| Q4 24 | 19.6% | -80.1% | ||
| Q3 24 | 15.2% | -131.0% | ||
| Q2 24 | 21.8% | -172.7% | ||
| Q1 24 | 18.3% | -197.4% |
| Q4 25 | 36.3% | -120.8% | ||
| Q3 25 | 24.3% | -65.7% | ||
| Q2 25 | 23.0% | — | ||
| Q1 25 | 24.2% | -11.2% | ||
| Q4 24 | 14.1% | -783.2% | ||
| Q3 24 | 12.1% | -125.9% | ||
| Q2 24 | 15.8% | -119.2% | ||
| Q1 24 | 11.8% | -244.1% |
| Q4 25 | $0.43 | $-0.13 | ||
| Q3 25 | $0.27 | $-0.06 | ||
| Q2 25 | $0.25 | — | ||
| Q1 25 | $0.25 | $-0.01 | ||
| Q4 24 | $0.11 | $-1.17 | ||
| Q3 24 | $0.10 | $-0.15 | ||
| Q2 24 | $0.14 | $-0.13 | ||
| Q1 24 | $0.11 | $-0.21 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $126.2M | $237.9M |
| Total DebtLower is stronger | $596.1M | — |
| Stockholders' EquityBook value | $541.5M | $274.8M |
| Total Assets | $3.2B | $336.8M |
| Debt / EquityLower = less leverage | 1.10× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $126.2M | $237.9M | ||
| Q3 25 | $146.6M | $269.8M | ||
| Q2 25 | $126.6M | — | ||
| Q1 25 | $129.9M | $301.3M | ||
| Q4 24 | $139.8M | $114.0M | ||
| Q3 24 | $155.8M | $132.0M | ||
| Q2 24 | $103.2M | $154.2M | ||
| Q1 24 | $134.7M | $183.8M |
| Q4 25 | $596.1M | — | ||
| Q3 25 | $521.1M | — | ||
| Q2 25 | $536.1M | — | ||
| Q1 25 | $521.1M | — | ||
| Q4 24 | $596.1M | — | ||
| Q3 24 | $580.4M | — | ||
| Q2 24 | $680.4M | — | ||
| Q1 24 | $680.4M | — |
| Q4 25 | $541.5M | $274.8M | ||
| Q3 25 | $529.8M | $302.2M | ||
| Q2 25 | $521.1M | — | ||
| Q1 25 | $513.9M | $339.6M | ||
| Q4 24 | $505.5M | $-63.1M | ||
| Q3 24 | $504.6M | $166.1M | ||
| Q2 24 | $497.7M | $192.7M | ||
| Q1 24 | $493.7M | $210.7M |
| Q4 25 | $3.2B | $336.8M | ||
| Q3 25 | $3.2B | $367.2M | ||
| Q2 25 | $3.2B | — | ||
| Q1 25 | $3.1B | $391.1M | ||
| Q4 24 | $3.0B | $195.3M | ||
| Q3 24 | $3.0B | $217.2M | ||
| Q2 24 | $2.8B | $243.2M | ||
| Q1 24 | $2.8B | $263.0M |
| Q4 25 | 1.10× | — | ||
| Q3 25 | 0.98× | — | ||
| Q2 25 | 1.03× | — | ||
| Q1 25 | 1.01× | — | ||
| Q4 24 | 1.18× | — | ||
| Q3 24 | 1.15× | — | ||
| Q2 24 | 1.37× | — | ||
| Q1 24 | 1.38× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $55.6M | $-29.4M |
| Free Cash FlowOCF − Capex | $54.6M | $-31.7M |
| FCF MarginFCF / Revenue | 173.9% | -117.2% |
| Capex IntensityCapex / Revenue | 3.1% | 8.5% |
| Cash ConversionOCF / Net Profit | 5.48× | — |
| TTM Free Cash FlowTrailing 4 quarters | $74.3M | $-70.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $55.6M | $-29.4M | ||
| Q3 25 | $1.4M | $-10.6M | ||
| Q2 25 | $6.2M | — | ||
| Q1 25 | $13.1M | $-14.5M | ||
| Q4 24 | $7.2M | $-12.4M | ||
| Q3 24 | $-14.6M | $-19.1M | ||
| Q2 24 | $-2.6M | $-21.7M | ||
| Q1 24 | $1.5M | $-33.9M |
| Q4 25 | $54.6M | $-31.7M | ||
| Q3 25 | $786.0K | $-12.0M | ||
| Q2 25 | $5.9M | — | ||
| Q1 25 | $12.9M | $-14.6M | ||
| Q4 24 | $4.5M | $-12.4M | ||
| Q3 24 | $-15.0M | $-19.9M | ||
| Q2 24 | $-2.6M | $-23.1M | ||
| Q1 24 | $-315.0K | $-34.3M |
| Q4 25 | 173.9% | -117.2% | ||
| Q3 25 | 2.9% | -48.6% | ||
| Q2 25 | 22.4% | — | ||
| Q1 25 | 52.6% | -61.7% | ||
| Q4 24 | 19.7% | -40.9% | ||
| Q3 24 | -74.1% | -79.5% | ||
| Q2 24 | -13.0% | -102.8% | ||
| Q1 24 | -1.5% | -193.3% |
| Q4 25 | 3.1% | 8.5% | ||
| Q3 25 | 2.3% | 5.7% | ||
| Q2 25 | 1.0% | — | ||
| Q1 25 | 0.6% | 0.6% | ||
| Q4 24 | 11.9% | 0.1% | ||
| Q3 24 | 2.0% | 3.4% | ||
| Q2 24 | 0.3% | 6.1% | ||
| Q1 24 | 8.7% | 2.4% |
| Q4 25 | 5.48× | — | ||
| Q3 25 | 0.21× | — | ||
| Q2 25 | 1.01× | — | ||
| Q1 25 | 2.20× | — | ||
| Q4 24 | 2.46× | — | ||
| Q3 24 | -5.99× | — | ||
| Q2 24 | -0.80× | — | ||
| Q1 24 | 0.61× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PDLB
Segment breakdown not available.
RUM
| Audience Monetization | $23.8M | 88% |
| Other Initiatives | $3.3M | 12% |
