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Side-by-side financial comparison of Ponce Financial Group, Inc. (PDLB) and SIFCO INDUSTRIES INC (SIF). Click either name above to swap in a different company.
Ponce Financial Group, Inc. is the larger business by last-quarter revenue ($31.4M vs $24.0M, roughly 1.3× SIFCO INDUSTRIES INC). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs 7.5%, a 28.8% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs 14.8%). Ponce Financial Group, Inc. produced more free cash flow last quarter ($54.6M vs $8.0M). Over the past eight quarters, Ponce Financial Group, Inc.'s revenue compounded faster (23.7% CAGR vs 8.1%).
Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.
SIFCO Industries, Inc. (SIFCO), is a global metal component manufacturer based in Cleveland, Ohio.
PDLB vs SIF — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $31.4M | $24.0M |
| Net Profit | $10.1M | $1.8M |
| Gross Margin | — | 21.6% |
| Operating Margin | 43.6% | 10.7% |
| Net Margin | 36.3% | 7.5% |
| Revenue YoY | 37.6% | 14.8% |
| Net Profit YoY | 245.6% | 177.3% |
| EPS (diluted) | $0.43 | $0.29 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $31.4M | $24.0M | ||
| Q3 25 | $26.7M | $22.8M | ||
| Q2 25 | $26.5M | $22.1M | ||
| Q1 25 | $24.6M | $19.0M | ||
| Q4 24 | $22.8M | $20.9M | ||
| Q3 24 | $20.2M | $21.7M | ||
| Q2 24 | $20.2M | $22.0M | ||
| Q1 24 | $20.5M | $20.5M |
| Q4 25 | $10.1M | $1.8M | ||
| Q3 25 | $6.5M | $-429.0K | ||
| Q2 25 | $6.1M | $3.4M | ||
| Q1 25 | $6.0M | $-1.4M | ||
| Q4 24 | $2.9M | $-2.3M | ||
| Q3 24 | $2.4M | $-443.0K | ||
| Q2 24 | $3.2M | $72.0K | ||
| Q1 24 | $2.4M | $-1.6M |
| Q4 25 | — | 21.6% | ||
| Q3 25 | — | 9.6% | ||
| Q2 25 | — | 26.7% | ||
| Q1 25 | — | 8.3% | ||
| Q4 24 | — | 4.4% | ||
| Q3 24 | — | 10.7% | ||
| Q2 24 | — | 12.3% | ||
| Q1 24 | — | 7.3% |
| Q4 25 | 43.6% | 10.7% | ||
| Q3 25 | 32.8% | -1.7% | ||
| Q2 25 | 30.2% | 14.8% | ||
| Q1 25 | 32.5% | -4.1% | ||
| Q4 24 | 19.6% | -9.2% | ||
| Q3 24 | 15.2% | -1.5% | ||
| Q2 24 | 21.8% | 0.7% | ||
| Q1 24 | 18.3% | -6.5% |
| Q4 25 | 36.3% | 7.5% | ||
| Q3 25 | 24.3% | -1.9% | ||
| Q2 25 | 23.0% | 15.4% | ||
| Q1 25 | 24.2% | -7.3% | ||
| Q4 24 | 14.1% | -11.1% | ||
| Q3 24 | 12.1% | -2.0% | ||
| Q2 24 | 15.8% | 0.3% | ||
| Q1 24 | 11.8% | -7.8% |
| Q4 25 | $0.43 | $0.29 | ||
| Q3 25 | $0.27 | $-0.07 | ||
| Q2 25 | $0.25 | $0.56 | ||
| Q1 25 | $0.25 | $-0.23 | ||
| Q4 24 | $0.11 | $-0.38 | ||
| Q3 24 | $0.10 | $-0.07 | ||
| Q2 24 | $0.14 | $0.01 | ||
| Q1 24 | $0.11 | $-0.27 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $126.2M | $1.1M |
| Total DebtLower is stronger | $596.1M | $39.0K |
| Stockholders' EquityBook value | $541.5M | $38.7M |
| Total Assets | $3.2B | $74.9M |
| Debt / EquityLower = less leverage | 1.10× | 0.00× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $126.2M | $1.1M | ||
| Q3 25 | $146.6M | $491.0K | ||
| Q2 25 | $126.6M | $2.0M | ||
| Q1 25 | $129.9M | $1.9M | ||
| Q4 24 | $139.8M | $3.1M | ||
| Q3 24 | $155.8M | $1.7M | ||
| Q2 24 | $103.2M | $3.4M | ||
| Q1 24 | $134.7M | $2.5M |
| Q4 25 | $596.1M | $39.0K | ||
| Q3 25 | $521.1M | $51.0K | ||
| Q2 25 | $536.1M | — | ||
| Q1 25 | $521.1M | — | ||
| Q4 24 | $596.1M | — | ||
| Q3 24 | $580.4M | $0 | ||
| Q2 24 | $680.4M | $3.6M | ||
| Q1 24 | $680.4M | $4.1M |
| Q4 25 | $541.5M | $38.7M | ||
| Q3 25 | $529.8M | $36.9M | ||
| Q2 25 | $521.1M | $35.8M | ||
| Q1 25 | $513.9M | $32.4M | ||
| Q4 24 | $505.5M | $33.7M | ||
| Q3 24 | $504.6M | $30.4M | ||
| Q2 24 | $497.7M | $29.8M | ||
| Q1 24 | $493.7M | $29.7M |
| Q4 25 | $3.2B | $74.9M | ||
| Q3 25 | $3.2B | $73.4M | ||
| Q2 25 | $3.2B | $77.3M | ||
| Q1 25 | $3.1B | $78.8M | ||
| Q4 24 | $3.0B | $81.0M | ||
| Q3 24 | $3.0B | $104.6M | ||
| Q2 24 | $2.8B | $106.3M | ||
| Q1 24 | $2.8B | $104.2M |
| Q4 25 | 1.10× | 0.00× | ||
| Q3 25 | 0.98× | 0.00× | ||
| Q2 25 | 1.03× | — | ||
| Q1 25 | 1.01× | — | ||
| Q4 24 | 1.18× | — | ||
| Q3 24 | 1.15× | 0.00× | ||
| Q2 24 | 1.37× | 0.12× | ||
| Q1 24 | 1.38× | 0.14× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $55.6M | $8.1M |
| Free Cash FlowOCF − Capex | $54.6M | $8.0M |
| FCF MarginFCF / Revenue | 173.9% | 33.3% |
| Capex IntensityCapex / Revenue | 3.1% | 0.4% |
| Cash ConversionOCF / Net Profit | 5.48× | 4.51× |
| TTM Free Cash FlowTrailing 4 quarters | $74.3M | $11.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $55.6M | $8.1M | ||
| Q3 25 | $1.4M | $726.0K | ||
| Q2 25 | $6.2M | $371.0K | ||
| Q1 25 | $13.1M | $2.8M | ||
| Q4 24 | $7.2M | $-3.8M | ||
| Q3 24 | $-14.6M | $857.0K | ||
| Q2 24 | $-2.6M | $382.0K | ||
| Q1 24 | $1.5M | $-3.2M |
| Q4 25 | $54.6M | $8.0M | ||
| Q3 25 | $786.0K | $566.0K | ||
| Q2 25 | $5.9M | $310.0K | ||
| Q1 25 | $12.9M | $2.7M | ||
| Q4 24 | $4.5M | $-3.9M | ||
| Q3 24 | $-15.0M | $580.0K | ||
| Q2 24 | $-2.6M | $-175.0K | ||
| Q1 24 | $-315.0K | $-3.9M |
| Q4 25 | 173.9% | 33.3% | ||
| Q3 25 | 2.9% | 2.5% | ||
| Q2 25 | 22.4% | 1.4% | ||
| Q1 25 | 52.6% | 14.1% | ||
| Q4 24 | 19.7% | -18.8% | ||
| Q3 24 | -74.1% | 2.7% | ||
| Q2 24 | -13.0% | -0.8% | ||
| Q1 24 | -1.5% | -18.9% |
| Q4 25 | 3.1% | 0.4% | ||
| Q3 25 | 2.3% | 0.7% | ||
| Q2 25 | 1.0% | 0.3% | ||
| Q1 25 | 0.6% | 0.8% | ||
| Q4 24 | 11.9% | 0.5% | ||
| Q3 24 | 2.0% | 1.3% | ||
| Q2 24 | 0.3% | 2.5% | ||
| Q1 24 | 8.7% | 3.3% |
| Q4 25 | 5.48× | 4.51× | ||
| Q3 25 | 0.21× | — | ||
| Q2 25 | 1.01× | 0.11× | ||
| Q1 25 | 2.20× | — | ||
| Q4 24 | 2.46× | — | ||
| Q3 24 | -5.99× | — | ||
| Q2 24 | -0.80× | 5.31× | ||
| Q1 24 | 0.61× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PDLB
Segment breakdown not available.
SIF
| Fixed Wing Aircraft Revenue | $10.5M | 44% |
| Commercial Revenue | $8.7M | 36% |
| Commercial Product And Other Revenue | $2.8M | 12% |
| Commercial Space | $1.1M | 5% |
| Other | $840.0K | 4% |
