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Side-by-side financial comparison of Ponce Financial Group, Inc. (PDLB) and Entrada Therapeutics, Inc. (TRDA). Click either name above to swap in a different company.

Ponce Financial Group, Inc. is the larger business by last-quarter revenue ($31.4M vs $20.6M, roughly 1.5× Entrada Therapeutics, Inc.). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs -84.4%, a 120.7% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs -65.2%). Ponce Financial Group, Inc. produced more free cash flow last quarter ($54.6M vs $-39.7M). Over the past eight quarters, Ponce Financial Group, Inc.'s revenue compounded faster (23.7% CAGR vs 6.4%).

Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.

Entrada Therapeutics is a clinical-stage biotechnology firm developing transformative intracellular therapies for serious rare diseases and high-unmet-need disorders. Its pipeline covers neuromuscular, metabolic, and central nervous system segments, serving global patients via healthcare partnerships.

PDLB vs TRDA — Head-to-Head

Bigger by revenue
PDLB
PDLB
1.5× larger
PDLB
$31.4M
$20.6M
TRDA
Growing faster (revenue YoY)
PDLB
PDLB
+102.8% gap
PDLB
37.6%
-65.2%
TRDA
Higher net margin
PDLB
PDLB
120.7% more per $
PDLB
36.3%
-84.4%
TRDA
More free cash flow
PDLB
PDLB
$94.3M more FCF
PDLB
$54.6M
$-39.7M
TRDA
Faster 2-yr revenue CAGR
PDLB
PDLB
Annualised
PDLB
23.7%
6.4%
TRDA

Income Statement — Q4 FY2025 vs Q1 FY2025

Metric
PDLB
PDLB
TRDA
TRDA
Revenue
$31.4M
$20.6M
Net Profit
$10.1M
$-17.3M
Gross Margin
Operating Margin
43.6%
-106.0%
Net Margin
36.3%
-84.4%
Revenue YoY
37.6%
-65.2%
Net Profit YoY
245.6%
-173.8%
EPS (diluted)
$0.43
$-0.42

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PDLB
PDLB
TRDA
TRDA
Q4 25
$31.4M
Q3 25
$26.7M
Q2 25
$26.5M
Q1 25
$24.6M
$20.6M
Q4 24
$22.8M
$37.4M
Q3 24
$20.2M
$19.6M
Q2 24
$20.2M
$94.7M
Q1 24
$20.5M
$59.1M
Net Profit
PDLB
PDLB
TRDA
TRDA
Q4 25
$10.1M
Q3 25
$6.5M
Q2 25
$6.1M
Q1 25
$6.0M
$-17.3M
Q4 24
$2.9M
$1.1M
Q3 24
$2.4M
$-14.0M
Q2 24
$3.2M
$55.0M
Q1 24
$2.4M
$23.5M
Operating Margin
PDLB
PDLB
TRDA
TRDA
Q4 25
43.6%
Q3 25
32.8%
Q2 25
30.2%
Q1 25
32.5%
-106.0%
Q4 24
19.6%
-15.7%
Q3 24
15.2%
-110.7%
Q2 24
21.8%
56.4%
Q1 24
18.3%
35.7%
Net Margin
PDLB
PDLB
TRDA
TRDA
Q4 25
36.3%
Q3 25
24.3%
Q2 25
23.0%
Q1 25
24.2%
-84.4%
Q4 24
14.1%
3.0%
Q3 24
12.1%
-71.7%
Q2 24
15.8%
58.1%
Q1 24
11.8%
39.7%
EPS (diluted)
PDLB
PDLB
TRDA
TRDA
Q4 25
$0.43
Q3 25
$0.27
Q2 25
$0.25
Q1 25
$0.25
$-0.42
Q4 24
$0.11
$-0.20
Q3 24
$0.10
$-0.35
Q2 24
$0.14
$1.55
Q1 24
$0.11
$0.68

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PDLB
PDLB
TRDA
TRDA
Cash + ST InvestmentsLiquidity on hand
$126.2M
$67.8M
Total DebtLower is stronger
$596.1M
Stockholders' EquityBook value
$541.5M
$417.3M
Total Assets
$3.2B
$486.5M
Debt / EquityLower = less leverage
1.10×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PDLB
PDLB
TRDA
TRDA
Q4 25
$126.2M
Q3 25
$146.6M
Q2 25
$126.6M
Q1 25
$129.9M
$67.8M
Q4 24
$139.8M
$101.2M
Q3 24
$155.8M
$78.0M
Q2 24
$103.2M
$185.3M
Q1 24
$134.7M
$68.4M
Total Debt
PDLB
PDLB
TRDA
TRDA
Q4 25
$596.1M
Q3 25
$521.1M
Q2 25
$536.1M
Q1 25
$521.1M
Q4 24
$596.1M
Q3 24
$580.4M
Q2 24
$680.4M
Q1 24
$680.4M
Stockholders' Equity
PDLB
PDLB
TRDA
TRDA
Q4 25
$541.5M
Q3 25
$529.8M
Q2 25
$521.1M
Q1 25
$513.9M
$417.3M
Q4 24
$505.5M
$428.7M
Q3 24
$504.6M
$422.4M
Q2 24
$497.7M
$429.9M
Q1 24
$493.7M
$269.4M
Total Assets
PDLB
PDLB
TRDA
TRDA
Q4 25
$3.2B
Q3 25
$3.2B
Q2 25
$3.2B
Q1 25
$3.1B
$486.5M
Q4 24
$3.0B
$526.3M
Q3 24
$3.0B
$554.6M
Q2 24
$2.8B
$582.0M
Q1 24
$2.8B
$510.8M
Debt / Equity
PDLB
PDLB
TRDA
TRDA
Q4 25
1.10×
Q3 25
0.98×
Q2 25
1.03×
Q1 25
1.01×
Q4 24
1.18×
Q3 24
1.15×
Q2 24
1.37×
Q1 24
1.38×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PDLB
PDLB
TRDA
TRDA
Operating Cash FlowLast quarter
$55.6M
$-38.5M
Free Cash FlowOCF − Capex
$54.6M
$-39.7M
FCF MarginFCF / Revenue
173.9%
-192.9%
Capex IntensityCapex / Revenue
3.1%
5.6%
Cash ConversionOCF / Net Profit
5.48×
TTM Free Cash FlowTrailing 4 quarters
$74.3M
$-58.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PDLB
PDLB
TRDA
TRDA
Q4 25
$55.6M
Q3 25
$1.4M
Q2 25
$6.2M
Q1 25
$13.1M
$-38.5M
Q4 24
$7.2M
$-31.6M
Q3 24
$-14.6M
$-24.3M
Q2 24
$-2.6M
$39.8M
Q1 24
$1.5M
$-25.5M
Free Cash Flow
PDLB
PDLB
TRDA
TRDA
Q4 25
$54.6M
Q3 25
$786.0K
Q2 25
$5.9M
Q1 25
$12.9M
$-39.7M
Q4 24
$4.5M
$-32.2M
Q3 24
$-15.0M
$-24.9M
Q2 24
$-2.6M
$38.8M
Q1 24
$-315.0K
$-26.4M
FCF Margin
PDLB
PDLB
TRDA
TRDA
Q4 25
173.9%
Q3 25
2.9%
Q2 25
22.4%
Q1 25
52.6%
-192.9%
Q4 24
19.7%
-86.2%
Q3 24
-74.1%
-127.3%
Q2 24
-13.0%
41.0%
Q1 24
-1.5%
-44.6%
Capex Intensity
PDLB
PDLB
TRDA
TRDA
Q4 25
3.1%
Q3 25
2.3%
Q2 25
1.0%
Q1 25
0.6%
5.6%
Q4 24
11.9%
1.7%
Q3 24
2.0%
3.3%
Q2 24
0.3%
1.1%
Q1 24
8.7%
1.4%
Cash Conversion
PDLB
PDLB
TRDA
TRDA
Q4 25
5.48×
Q3 25
0.21×
Q2 25
1.01×
Q1 25
2.20×
Q4 24
2.46×
-27.94×
Q3 24
-5.99×
Q2 24
-0.80×
0.72×
Q1 24
0.61×
-1.09×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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