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Side-by-side financial comparison of Ponce Financial Group, Inc. (PDLB) and ENERGY FUELS INC (UUUU). Click either name above to swap in a different company.

Ponce Financial Group, Inc. is the larger business by last-quarter revenue ($31.4M vs $27.1M, roughly 1.2× ENERGY FUELS INC). Ponce Financial Group, Inc. runs the higher net margin — 36.3% vs -77.3%, a 113.6% gap on every dollar of revenue. On growth, Ponce Financial Group, Inc. posted the faster year-over-year revenue change (37.6% vs -32.1%). Over the past eight quarters, ENERGY FUELS INC's revenue compounded faster (98.7% CAGR vs 23.7%).

Ponce Financial Group, Inc. is a U.S.-based financial holding company operating Ponce Bank as its core subsidiary. It serves multicultural, immigrant and low-to-moderate income communities in the New York metro area, offering retail and commercial banking products including deposits, mortgages, small business financing and personal credit.

FuelCell Energy, Inc. is a publicly traded fuel cell company headquartered in Danbury, Connecticut. It designs, manufactures, operates and services power plants based on molten carbonate fuel cells.

PDLB vs UUUU — Head-to-Head

Bigger by revenue
PDLB
PDLB
1.2× larger
PDLB
$31.4M
$27.1M
UUUU
Growing faster (revenue YoY)
PDLB
PDLB
+69.7% gap
PDLB
37.6%
-32.1%
UUUU
Higher net margin
PDLB
PDLB
113.6% more per $
PDLB
36.3%
-77.3%
UUUU
Faster 2-yr revenue CAGR
UUUU
UUUU
Annualised
UUUU
98.7%
23.7%
PDLB

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
PDLB
PDLB
UUUU
UUUU
Revenue
$31.4M
$27.1M
Net Profit
$10.1M
$-20.9M
Gross Margin
35.0%
Operating Margin
43.6%
-81.6%
Net Margin
36.3%
-77.3%
Revenue YoY
37.6%
-32.1%
Net Profit YoY
245.6%
36.5%
EPS (diluted)
$0.43
$-0.08

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
PDLB
PDLB
UUUU
UUUU
Q4 25
$31.4M
$27.1M
Q3 25
$26.7M
$17.7M
Q2 25
$26.5M
Q1 25
$24.6M
$16.9M
Q4 24
$22.8M
$39.9M
Q3 24
$20.2M
Q2 24
$20.2M
$8.7M
Q1 24
$20.5M
$25.4M
Net Profit
PDLB
PDLB
UUUU
UUUU
Q4 25
$10.1M
$-20.9M
Q3 25
$6.5M
$-16.7M
Q2 25
$6.1M
Q1 25
$6.0M
$-26.3M
Q4 24
$2.9M
$-33.0M
Q3 24
$2.4M
Q2 24
$3.2M
$-6.4M
Q1 24
$2.4M
$3.6M
Gross Margin
PDLB
PDLB
UUUU
UUUU
Q4 25
35.0%
Q3 25
27.8%
Q2 25
Q1 25
-7.3%
Q4 24
1.5%
Q3 24
Q2 24
57.8%
Q1 24
56.5%
Operating Margin
PDLB
PDLB
UUUU
UUUU
Q4 25
43.6%
-81.6%
Q3 25
32.8%
-150.6%
Q2 25
30.2%
Q1 25
32.5%
-155.0%
Q4 24
19.6%
-71.6%
Q3 24
15.2%
Q2 24
21.8%
-103.7%
Q1 24
18.3%
7.9%
Net Margin
PDLB
PDLB
UUUU
UUUU
Q4 25
36.3%
-77.3%
Q3 25
24.3%
-94.5%
Q2 25
23.0%
Q1 25
24.2%
-155.6%
Q4 24
14.1%
-82.6%
Q3 24
12.1%
Q2 24
15.8%
-73.6%
Q1 24
11.8%
14.3%
EPS (diluted)
PDLB
PDLB
UUUU
UUUU
Q4 25
$0.43
$-0.08
Q3 25
$0.27
$-0.07
Q2 25
$0.25
Q1 25
$0.25
$-0.13
Q4 24
$0.11
$-0.19
Q3 24
$0.10
Q2 24
$0.14
$-0.04
Q1 24
$0.11
$0.02

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
PDLB
PDLB
UUUU
UUUU
Cash + ST InvestmentsLiquidity on hand
$126.2M
$64.7M
Total DebtLower is stronger
$596.1M
$675.7M
Stockholders' EquityBook value
$541.5M
$678.4M
Total Assets
$3.2B
$1.4B
Debt / EquityLower = less leverage
1.10×
1.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
PDLB
PDLB
UUUU
UUUU
Q4 25
$126.2M
$64.7M
Q3 25
$146.6M
$94.0M
Q2 25
$126.6M
Q1 25
$129.9M
$73.0M
Q4 24
$139.8M
$38.6M
Q3 24
$155.8M
Q2 24
$103.2M
$24.6M
Q1 24
$134.7M
$54.8M
Total Debt
PDLB
PDLB
UUUU
UUUU
Q4 25
$596.1M
$675.7M
Q3 25
$521.1M
Q2 25
$536.1M
Q1 25
$521.1M
Q4 24
$596.1M
Q3 24
$580.4M
Q2 24
$680.4M
Q1 24
$680.4M
Stockholders' Equity
PDLB
PDLB
UUUU
UUUU
Q4 25
$541.5M
$678.4M
Q3 25
$529.8M
$703.2M
Q2 25
$521.1M
Q1 25
$513.9M
$580.8M
Q4 24
$505.5M
$527.8M
Q3 24
$504.6M
Q2 24
$497.7M
$378.8M
Q1 24
$493.7M
$383.7M
Total Assets
PDLB
PDLB
UUUU
UUUU
Q4 25
$3.2B
$1.4B
Q3 25
$3.2B
$758.3M
Q2 25
$3.2B
Q1 25
$3.1B
$650.8M
Q4 24
$3.0B
$612.0M
Q3 24
$3.0B
Q2 24
$2.8B
$403.4M
Q1 24
$2.8B
$405.8M
Debt / Equity
PDLB
PDLB
UUUU
UUUU
Q4 25
1.10×
1.00×
Q3 25
0.98×
Q2 25
1.03×
Q1 25
1.01×
Q4 24
1.18×
Q3 24
1.15×
Q2 24
1.37×
Q1 24
1.38×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
PDLB
PDLB
UUUU
UUUU
Operating Cash FlowLast quarter
$55.6M
$-16.2M
Free Cash FlowOCF − Capex
$54.6M
FCF MarginFCF / Revenue
173.9%
Capex IntensityCapex / Revenue
3.1%
Cash ConversionOCF / Net Profit
5.48×
TTM Free Cash FlowTrailing 4 quarters
$74.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
PDLB
PDLB
UUUU
UUUU
Q4 25
$55.6M
$-16.2M
Q3 25
$1.4M
$-28.5M
Q2 25
$6.2M
Q1 25
$13.1M
$-18.8M
Q4 24
$7.2M
$-36.0M
Q3 24
$-14.6M
Q2 24
$-2.6M
$-9.7M
Q1 24
$1.5M
$8.8M
Free Cash Flow
PDLB
PDLB
UUUU
UUUU
Q4 25
$54.6M
Q3 25
$786.0K
Q2 25
$5.9M
Q1 25
$12.9M
Q4 24
$4.5M
Q3 24
$-15.0M
Q2 24
$-2.6M
Q1 24
$-315.0K
FCF Margin
PDLB
PDLB
UUUU
UUUU
Q4 25
173.9%
Q3 25
2.9%
Q2 25
22.4%
Q1 25
52.6%
Q4 24
19.7%
Q3 24
-74.1%
Q2 24
-13.0%
Q1 24
-1.5%
Capex Intensity
PDLB
PDLB
UUUU
UUUU
Q4 25
3.1%
Q3 25
2.3%
Q2 25
1.0%
Q1 25
0.6%
Q4 24
11.9%
Q3 24
2.0%
Q2 24
0.3%
Q1 24
8.7%
Cash Conversion
PDLB
PDLB
UUUU
UUUU
Q4 25
5.48×
Q3 25
0.21×
Q2 25
1.01×
Q1 25
2.20×
Q4 24
2.46×
Q3 24
-5.99×
Q2 24
-0.80×
Q1 24
0.61×
2.43×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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