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Side-by-side financial comparison of PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK) and Rumble Inc. (RUM). Click either name above to swap in a different company.
Rumble Inc. is the larger business by last-quarter revenue ($27.1M vs $21.5M, roughly 1.3× PEOPLES BANCORP OF NORTH CAROLINA INC). PEOPLES BANCORP OF NORTH CAROLINA INC runs the higher net margin — 30.8% vs -120.8%, a 151.6% gap on every dollar of revenue. On growth, PEOPLES BANCORP OF NORTH CAROLINA INC posted the faster year-over-year revenue change (5.6% vs -10.5%). PEOPLES BANCORP OF NORTH CAROLINA INC produced more free cash flow last quarter ($20.0M vs $-31.7M). Over the past eight quarters, Rumble Inc.'s revenue compounded faster (15.2% CAGR vs 4.2%).
PEOPLES BANCORP OF NORTH CAROLINA INC is a regional bank holding company headquartered in North Carolina, U.S. It offers a full suite of personal and commercial banking services including deposit accounts, consumer and business loans, mortgage services, and wealth management solutions, primarily serving local residents, small and medium-sized enterprises, and community organizations across its operating areas in North Carolina.
Rumble is a Canadian-American online video platform, web hosting, and cloud services business headquartered in Toronto, Canada, with its U.S. headquarters in Longboat Key, Florida. It was founded in 2013 by Chris Pavlovski, a Canadian technology entrepreneur. Rumble's cloud services business hosts Truth Social, and the video platform is popular among American conservative and far-right users. Rumble has been described as "alt-tech".
PEBK vs RUM — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | ||
|---|---|---|
| Revenue | $21.5M | $27.1M |
| Net Profit | $6.6M | $-32.7M |
| Gross Margin | — | 5.5% |
| Operating Margin | 40.7% | -131.1% |
| Net Margin | 30.8% | -120.8% |
| Revenue YoY | 5.6% | -10.5% |
| Net Profit YoY | 86.4% | 86.2% |
| EPS (diluted) | $1.21 | $-0.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $21.5M | $27.1M | ||
| Q3 25 | $21.4M | $24.8M | ||
| Q2 25 | $20.7M | — | ||
| Q1 25 | $20.0M | $23.7M | ||
| Q4 24 | $20.4M | $30.2M | ||
| Q3 24 | $20.5M | $25.1M | ||
| Q2 24 | $20.1M | $22.5M | ||
| Q1 24 | $19.8M | $17.7M |
| Q4 25 | $6.6M | $-32.7M | ||
| Q3 25 | $3.7M | $-16.3M | ||
| Q2 25 | $5.2M | — | ||
| Q1 25 | $4.3M | $-2.7M | ||
| Q4 24 | $3.6M | $-236.8M | ||
| Q3 24 | $4.0M | $-31.5M | ||
| Q2 24 | $4.9M | $-26.8M | ||
| Q1 24 | $3.9M | $-43.3M |
| Q4 25 | — | 5.5% | ||
| Q3 25 | — | -1.8% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | -26.7% | ||
| Q4 24 | — | -14.2% | ||
| Q3 24 | — | -45.4% | ||
| Q2 24 | — | -58.8% | ||
| Q1 24 | — | -79.5% |
| Q4 25 | 40.7% | -131.1% | ||
| Q3 25 | 22.4% | -113.6% | ||
| Q2 25 | 32.2% | — | ||
| Q1 25 | 28.2% | -153.5% | ||
| Q4 24 | 22.5% | -80.1% | ||
| Q3 24 | 26.0% | -131.0% | ||
| Q2 24 | 31.3% | -172.7% | ||
| Q1 24 | 23.9% | -197.4% |
| Q4 25 | 30.8% | -120.8% | ||
| Q3 25 | 17.2% | -65.7% | ||
| Q2 25 | 24.9% | — | ||
| Q1 25 | 21.8% | -11.2% | ||
| Q4 24 | 17.5% | -783.2% | ||
| Q3 24 | 19.3% | -125.9% | ||
| Q2 24 | 24.4% | -119.2% | ||
| Q1 24 | 19.9% | -244.1% |
| Q4 25 | $1.21 | $-0.13 | ||
| Q3 25 | $0.67 | $-0.06 | ||
| Q2 25 | $0.95 | — | ||
| Q1 25 | $0.79 | $-0.01 | ||
| Q4 24 | $0.65 | $-1.17 | ||
| Q3 24 | $0.72 | $-0.15 | ||
| Q2 24 | $0.89 | $-0.13 | ||
| Q1 24 | $0.72 | $-0.21 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $58.1M | $237.9M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $157.1M | $274.8M |
| Total Assets | $1.7B | $336.8M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $58.1M | $237.9M | ||
| Q3 25 | — | $269.8M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $301.3M | ||
| Q4 24 | $59.3M | $114.0M | ||
| Q3 24 | $73.2M | $132.0M | ||
| Q2 24 | — | $154.2M | ||
| Q1 24 | — | $183.8M |
| Q4 25 | $157.1M | $274.8M | ||
| Q3 25 | $149.5M | $302.2M | ||
| Q2 25 | $144.0M | — | ||
| Q1 25 | $138.5M | $339.6M | ||
| Q4 24 | $130.6M | $-63.1M | ||
| Q3 24 | $136.3M | $166.1M | ||
| Q2 24 | $124.3M | $192.7M | ||
| Q1 24 | $121.1M | $210.7M |
| Q4 25 | $1.7B | $336.8M | ||
| Q3 25 | $1.7B | $367.2M | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.7B | $391.1M | ||
| Q4 24 | $1.7B | $195.3M | ||
| Q3 24 | $1.7B | $217.2M | ||
| Q2 24 | $1.7B | $243.2M | ||
| Q1 24 | $1.7B | $263.0M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $21.4M | $-29.4M |
| Free Cash FlowOCF − Capex | $20.0M | $-31.7M |
| FCF MarginFCF / Revenue | 92.7% | -117.2% |
| Capex IntensityCapex / Revenue | 6.6% | 8.5% |
| Cash ConversionOCF / Net Profit | 3.22× | — |
| TTM Free Cash FlowTrailing 4 quarters | $34.9M | $-70.8M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $21.4M | $-29.4M | ||
| Q3 25 | $4.7M | $-10.6M | ||
| Q2 25 | $5.5M | — | ||
| Q1 25 | $5.9M | $-14.5M | ||
| Q4 24 | $20.6M | $-12.4M | ||
| Q3 24 | $4.9M | $-19.1M | ||
| Q2 24 | $6.7M | $-21.7M | ||
| Q1 24 | $3.7M | $-33.9M |
| Q4 25 | $20.0M | $-31.7M | ||
| Q3 25 | $4.4M | $-12.0M | ||
| Q2 25 | $5.4M | — | ||
| Q1 25 | $5.2M | $-14.6M | ||
| Q4 24 | $20.0M | $-12.4M | ||
| Q3 24 | $4.7M | $-19.9M | ||
| Q2 24 | $6.6M | $-23.1M | ||
| Q1 24 | $3.5M | $-34.3M |
| Q4 25 | 92.7% | -117.2% | ||
| Q3 25 | 20.4% | -48.6% | ||
| Q2 25 | 25.9% | — | ||
| Q1 25 | 25.8% | -61.7% | ||
| Q4 24 | 98.0% | -40.9% | ||
| Q3 24 | 22.9% | -79.5% | ||
| Q2 24 | 32.7% | -102.8% | ||
| Q1 24 | 17.9% | -193.3% |
| Q4 25 | 6.6% | 8.5% | ||
| Q3 25 | 1.5% | 5.7% | ||
| Q2 25 | 0.5% | — | ||
| Q1 25 | 3.8% | 0.6% | ||
| Q4 24 | 2.9% | 0.1% | ||
| Q3 24 | 1.0% | 3.4% | ||
| Q2 24 | 0.4% | 6.1% | ||
| Q1 24 | 0.6% | 2.4% |
| Q4 25 | 3.22× | — | ||
| Q3 25 | 1.27× | — | ||
| Q2 25 | 1.06× | — | ||
| Q1 25 | 1.36× | — | ||
| Q4 24 | 5.78× | — | ||
| Q3 24 | 1.24× | — | ||
| Q2 24 | 1.36× | — | ||
| Q1 24 | 0.93× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PEBK
Segment breakdown not available.
RUM
| Audience Monetization | $23.8M | 88% |
| Other Initiatives | $3.3M | 12% |