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Side-by-side financial comparison of PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK) and SIFCO INDUSTRIES INC (SIF). Click either name above to swap in a different company.
SIFCO INDUSTRIES INC is the larger business by last-quarter revenue ($24.0M vs $21.5M, roughly 1.1× PEOPLES BANCORP OF NORTH CAROLINA INC). PEOPLES BANCORP OF NORTH CAROLINA INC runs the higher net margin — 30.8% vs 7.5%, a 23.4% gap on every dollar of revenue. On growth, SIFCO INDUSTRIES INC posted the faster year-over-year revenue change (14.8% vs 5.6%). PEOPLES BANCORP OF NORTH CAROLINA INC produced more free cash flow last quarter ($20.0M vs $8.0M). Over the past eight quarters, SIFCO INDUSTRIES INC's revenue compounded faster (8.1% CAGR vs 4.2%).
PEOPLES BANCORP OF NORTH CAROLINA INC is a regional bank holding company headquartered in North Carolina, U.S. It offers a full suite of personal and commercial banking services including deposit accounts, consumer and business loans, mortgage services, and wealth management solutions, primarily serving local residents, small and medium-sized enterprises, and community organizations across its operating areas in North Carolina.
SIFCO Industries, Inc. (SIFCO), is a global metal component manufacturer based in Cleveland, Ohio.
PEBK vs SIF — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $21.5M | $24.0M |
| Net Profit | $6.6M | $1.8M |
| Gross Margin | — | 21.6% |
| Operating Margin | 40.7% | 10.7% |
| Net Margin | 30.8% | 7.5% |
| Revenue YoY | 5.6% | 14.8% |
| Net Profit YoY | 86.4% | 177.3% |
| EPS (diluted) | $1.21 | $0.29 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $21.5M | $24.0M | ||
| Q3 25 | $21.4M | $22.8M | ||
| Q2 25 | $20.7M | $22.1M | ||
| Q1 25 | $20.0M | $19.0M | ||
| Q4 24 | $20.4M | $20.9M | ||
| Q3 24 | $20.5M | $21.7M | ||
| Q2 24 | $20.1M | $22.0M | ||
| Q1 24 | $19.8M | $20.5M |
| Q4 25 | $6.6M | $1.8M | ||
| Q3 25 | $3.7M | $-429.0K | ||
| Q2 25 | $5.2M | $3.4M | ||
| Q1 25 | $4.3M | $-1.4M | ||
| Q4 24 | $3.6M | $-2.3M | ||
| Q3 24 | $4.0M | $-443.0K | ||
| Q2 24 | $4.9M | $72.0K | ||
| Q1 24 | $3.9M | $-1.6M |
| Q4 25 | — | 21.6% | ||
| Q3 25 | — | 9.6% | ||
| Q2 25 | — | 26.7% | ||
| Q1 25 | — | 8.3% | ||
| Q4 24 | — | 4.4% | ||
| Q3 24 | — | 10.7% | ||
| Q2 24 | — | 12.3% | ||
| Q1 24 | — | 7.3% |
| Q4 25 | 40.7% | 10.7% | ||
| Q3 25 | 22.4% | -1.7% | ||
| Q2 25 | 32.2% | 14.8% | ||
| Q1 25 | 28.2% | -4.1% | ||
| Q4 24 | 22.5% | -9.2% | ||
| Q3 24 | 26.0% | -1.5% | ||
| Q2 24 | 31.3% | 0.7% | ||
| Q1 24 | 23.9% | -6.5% |
| Q4 25 | 30.8% | 7.5% | ||
| Q3 25 | 17.2% | -1.9% | ||
| Q2 25 | 24.9% | 15.4% | ||
| Q1 25 | 21.8% | -7.3% | ||
| Q4 24 | 17.5% | -11.1% | ||
| Q3 24 | 19.3% | -2.0% | ||
| Q2 24 | 24.4% | 0.3% | ||
| Q1 24 | 19.9% | -7.8% |
| Q4 25 | $1.21 | $0.29 | ||
| Q3 25 | $0.67 | $-0.07 | ||
| Q2 25 | $0.95 | $0.56 | ||
| Q1 25 | $0.79 | $-0.23 | ||
| Q4 24 | $0.65 | $-0.38 | ||
| Q3 24 | $0.72 | $-0.07 | ||
| Q2 24 | $0.89 | $0.01 | ||
| Q1 24 | $0.72 | $-0.27 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $58.1M | $1.1M |
| Total DebtLower is stronger | — | $39.0K |
| Stockholders' EquityBook value | $157.1M | $38.7M |
| Total Assets | $1.7B | $74.9M |
| Debt / EquityLower = less leverage | — | 0.00× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $58.1M | $1.1M | ||
| Q3 25 | — | $491.0K | ||
| Q2 25 | — | $2.0M | ||
| Q1 25 | — | $1.9M | ||
| Q4 24 | $59.3M | $3.1M | ||
| Q3 24 | $73.2M | $1.7M | ||
| Q2 24 | — | $3.4M | ||
| Q1 24 | — | $2.5M |
| Q4 25 | — | $39.0K | ||
| Q3 25 | — | $51.0K | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $0 | ||
| Q2 24 | — | $3.6M | ||
| Q1 24 | — | $4.1M |
| Q4 25 | $157.1M | $38.7M | ||
| Q3 25 | $149.5M | $36.9M | ||
| Q2 25 | $144.0M | $35.8M | ||
| Q1 25 | $138.5M | $32.4M | ||
| Q4 24 | $130.6M | $33.7M | ||
| Q3 24 | $136.3M | $30.4M | ||
| Q2 24 | $124.3M | $29.8M | ||
| Q1 24 | $121.1M | $29.7M |
| Q4 25 | $1.7B | $74.9M | ||
| Q3 25 | $1.7B | $73.4M | ||
| Q2 25 | $1.7B | $77.3M | ||
| Q1 25 | $1.7B | $78.8M | ||
| Q4 24 | $1.7B | $81.0M | ||
| Q3 24 | $1.7B | $104.6M | ||
| Q2 24 | $1.7B | $106.3M | ||
| Q1 24 | $1.7B | $104.2M |
| Q4 25 | — | 0.00× | ||
| Q3 25 | — | 0.00× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.12× | ||
| Q1 24 | — | 0.14× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $21.4M | $8.1M |
| Free Cash FlowOCF − Capex | $20.0M | $8.0M |
| FCF MarginFCF / Revenue | 92.7% | 33.3% |
| Capex IntensityCapex / Revenue | 6.6% | 0.4% |
| Cash ConversionOCF / Net Profit | 3.22× | 4.51× |
| TTM Free Cash FlowTrailing 4 quarters | $34.9M | $11.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $21.4M | $8.1M | ||
| Q3 25 | $4.7M | $726.0K | ||
| Q2 25 | $5.5M | $371.0K | ||
| Q1 25 | $5.9M | $2.8M | ||
| Q4 24 | $20.6M | $-3.8M | ||
| Q3 24 | $4.9M | $857.0K | ||
| Q2 24 | $6.7M | $382.0K | ||
| Q1 24 | $3.7M | $-3.2M |
| Q4 25 | $20.0M | $8.0M | ||
| Q3 25 | $4.4M | $566.0K | ||
| Q2 25 | $5.4M | $310.0K | ||
| Q1 25 | $5.2M | $2.7M | ||
| Q4 24 | $20.0M | $-3.9M | ||
| Q3 24 | $4.7M | $580.0K | ||
| Q2 24 | $6.6M | $-175.0K | ||
| Q1 24 | $3.5M | $-3.9M |
| Q4 25 | 92.7% | 33.3% | ||
| Q3 25 | 20.4% | 2.5% | ||
| Q2 25 | 25.9% | 1.4% | ||
| Q1 25 | 25.8% | 14.1% | ||
| Q4 24 | 98.0% | -18.8% | ||
| Q3 24 | 22.9% | 2.7% | ||
| Q2 24 | 32.7% | -0.8% | ||
| Q1 24 | 17.9% | -18.9% |
| Q4 25 | 6.6% | 0.4% | ||
| Q3 25 | 1.5% | 0.7% | ||
| Q2 25 | 0.5% | 0.3% | ||
| Q1 25 | 3.8% | 0.8% | ||
| Q4 24 | 2.9% | 0.5% | ||
| Q3 24 | 1.0% | 1.3% | ||
| Q2 24 | 0.4% | 2.5% | ||
| Q1 24 | 0.6% | 3.3% |
| Q4 25 | 3.22× | 4.51× | ||
| Q3 25 | 1.27× | — | ||
| Q2 25 | 1.06× | 0.11× | ||
| Q1 25 | 1.36× | — | ||
| Q4 24 | 5.78× | — | ||
| Q3 24 | 1.24× | — | ||
| Q2 24 | 1.36× | 5.31× | ||
| Q1 24 | 0.93× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
PEBK
Segment breakdown not available.
SIF
| Fixed Wing Aircraft Revenue | $10.5M | 44% |
| Commercial Revenue | $8.7M | 36% |
| Commercial Product And Other Revenue | $2.8M | 12% |
| Commercial Space | $1.1M | 5% |
| Other | $840.0K | 4% |
